Americas Car-Mart Inc
America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer for the used car market in the United States. It sells older model used vehicles and provides financing for its customers. The company was founded in 1981 and is headquartered in Rogers, Arkansas.
Americas Car-Mart Inc (CRMT) - Net Assets
Latest net assets as of October 2025: $555.53 Million USD
Based on the latest financial reports, Americas Car-Mart Inc (CRMT) has net assets worth $555.53 Million USD as of October 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.72 Billion) and total liabilities ($1.16 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $555.53 Million |
| % of Total Assets | 32.34% |
| Annual Growth Rate | 14.61% |
| 5-Year Change | 40.07% |
| 10-Year Change | 149.07% |
| Growth Volatility | 101.69 |
Americas Car-Mart Inc - Net Assets Trend (1989–2025)
This chart illustrates how Americas Car-Mart Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Americas Car-Mart Inc (1989–2025)
The table below shows the annual net assets of Americas Car-Mart Inc from 1989 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-04-30 | $569.92 Million | +20.96% |
| 2024-04-30 | $471.15 Million | +58.41% |
| 2023-04-30 | $297.42 Million | -36.63% |
| 2022-04-30 | $469.37 Million | +15.35% |
| 2021-04-30 | $406.90 Million | +34.40% |
| 2020-04-30 | $302.76 Million | +16.04% |
| 2019-04-30 | $260.91 Million | +13.18% |
| 2018-04-30 | $230.53 Million | -1.06% |
| 2017-04-30 | $233.01 Million | +1.83% |
| 2016-04-30 | $228.82 Million | -0.31% |
| 2015-04-30 | $229.53 Million | +7.56% |
| 2014-04-30 | $213.41 Million | +5.30% |
| 2013-04-30 | $202.67 Million | +9.63% |
| 2012-04-30 | $184.87 Million | -1.14% |
| 2011-04-30 | $187.01 Million | +6.14% |
| 2010-04-30 | $176.19 Million | +12.17% |
| 2009-04-30 | $157.08 Million | +14.47% |
| 2008-04-30 | $137.22 Million | +10.91% |
| 2007-04-30 | $123.73 Million | +3.75% |
| 2006-04-30 | $119.25 Million | +15.48% |
| 2005-04-30 | $103.27 Million | +22.10% |
| 2004-04-30 | $84.58 Million | +28.22% |
| 2003-04-30 | $65.96 Million | +24.89% |
| 2002-04-30 | $52.81 Million | -18.03% |
| 2001-04-30 | $64.43 Million | +0.86% |
| 2000-04-30 | $63.88 Million | +16.58% |
| 1999-04-30 | $54.80 Million | +45.36% |
| 1998-04-30 | $37.70 Million | +5.60% |
| 1997-04-30 | $35.70 Million | +18.21% |
| 1996-04-30 | $30.20 Million | +68.72% |
| 1995-04-30 | $17.90 Million | -31.42% |
| 1994-04-30 | $26.10 Million | +605.41% |
| 1993-04-30 | $3.70 Million | -11.90% |
| 1992-04-30 | $4.20 Million | +121.05% |
| 1991-04-30 | $1.90 Million | -38.71% |
| 1990-04-30 | $3.10 Million | -26.19% |
| 1989-04-30 | $4.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Americas Car-Mart Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 67126.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (April 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $672.26 Million | 117.98% |
| Common Stock | $156.00K | 0.03% |
| Total Equity | $569.82 Million | 100.00% |
Americas Car-Mart Inc Competitors by Market Cap
The table below lists competitors of Americas Car-Mart Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Cabral Gold Inc
PINK:CBGZF
|
$62.89 Million |
|
UBcare. Co. Ltd
KQ:032620
|
$62.90 Million |
|
Wieson Technologies Co Ltd
TWO:6272
|
$62.91 Million |
|
Cox Energy América, S.A.B. de C.V.
MC:COXE
|
$62.91 Million |
|
Sunjuice Holdings Co Ltd
TW:1256
|
$62.86 Million |
|
Ucloudlink Group Inc
NASDAQ:UCL
|
$62.85 Million |
|
Antony Waste Handling Cell Limited
NSE:AWHCL
|
$62.81 Million |
|
Forth Corporation Public Company Limited
BK:FORTH
|
$62.80 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Americas Car-Mart Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 471,050,000 to 569,822,000, a change of 98,772,000 (21.0%).
- Net income of 17,892,000 contributed positively to equity growth.
- Dividend payments of 40,000 reduced retained earnings.
- Share repurchases of 434,000 reduced equity.
- New share issuances of 74,106,000 increased equity.
- Other comprehensive income decreased equity by 400,000.
- Other factors increased equity by 7,648,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $17.89 Million | +3.14% |
| Dividends Paid | $40.00K | -0.01% |
| Share Repurchases | $434.00K | -0.08% |
| Share Issuances | $74.11 Million | +13.01% |
| Other Comprehensive Income | $-400.00K | -0.07% |
| Other Changes | $7.65 Million | +1.34% |
| Total Change | $- | 20.97% |
Book Value vs Market Value Analysis
This analysis compares Americas Car-Mart Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.16x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 18.07x to 0.16x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-04-30 | $0.67 | $12.15 | x |
| 1990-04-30 | $0.55 | $12.15 | x |
| 1991-04-30 | $0.34 | $12.15 | x |
| 1992-04-30 | $0.77 | $12.15 | x |
| 1993-04-30 | $0.68 | $12.15 | x |
| 1994-04-30 | $3.73 | $12.15 | x |
| 1995-04-30 | $1.88 | $12.15 | x |
| 1996-04-30 | $3.17 | $12.15 | x |
| 1997-04-30 | $3.54 | $12.15 | x |
| 1998-04-30 | $2.34 | $12.15 | x |
| 1999-04-30 | $3.52 | $12.15 | x |
| 2000-04-30 | $3.96 | $12.15 | x |
| 2001-04-30 | $4.90 | $12.15 | x |
| 2002-04-30 | $5.18 | $12.15 | x |
| 2003-04-30 | $5.62 | $12.15 | x |
| 2004-04-30 | $7.01 | $12.15 | x |
| 2005-04-30 | $8.56 | $12.15 | x |
| 2006-04-30 | $9.92 | $12.15 | x |
| 2007-04-30 | $10.35 | $12.15 | x |
| 2008-04-30 | $11.52 | $12.15 | x |
| 2009-04-30 | $13.30 | $12.15 | x |
| 2010-04-30 | $14.90 | $12.15 | x |
| 2011-04-30 | $16.86 | $12.15 | x |
| 2012-04-30 | $18.19 | $12.15 | x |
| 2013-04-30 | $21.17 | $12.15 | x |
| 2014-04-30 | $22.71 | $12.15 | x |
| 2015-04-30 | $25.35 | $12.15 | x |
| 2016-04-30 | $26.40 | $12.15 | x |
| 2017-04-30 | $28.73 | $12.15 | x |
| 2018-04-30 | $30.98 | $12.15 | x |
| 2019-04-30 | $36.88 | $12.15 | x |
| 2020-04-30 | $43.59 | $12.15 | x |
| 2021-04-30 | $58.43 | $12.15 | x |
| 2022-04-30 | $68.79 | $12.15 | x |
| 2023-04-30 | $45.29 | $12.15 | x |
| 2024-04-30 | $73.73 | $12.15 | x |
| 2025-04-30 | $74.18 | $12.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Americas Car-Mart Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.14%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 1.29%
- • Asset Turnover: 0.87x
- • Equity Multiplier: 2.82x
- Recent ROE (3.14%) is below the historical average (6.29%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 26.19% | 13.58% | 1.23x | 1.57x | $680.00K |
| 1990 | -58.06% | -16.22% | 0.90x | 3.97x | $-2.11 Million |
| 1991 | -63.16% | -8.96% | 1.23x | 5.74x | $-1.39 Million |
| 1992 | 54.76% | 20.18% | 1.65x | 1.64x | $1.88 Million |
| 1993 | -10.81% | -25.00% | 0.36x | 1.22x | $-770.00K |
| 1994 | -8.81% | -2300.00% | 0.00x | 1.19x | $-4.91 Million |
| 1995 | -113.41% | -20300.00% | 0.00x | 3.04x | $-22.09 Million |
| 1996 | 40.73% | 12300.00% | 0.00x | 1.30x | $9.28 Million |
| 1997 | 24.93% | 8900.00% | 0.00x | 1.07x | $5.33 Million |
| 1998 | 0.85% | 1.95% | 0.17x | 2.63x | $-3.21 Million |
| 1999 | 32.96% | 18.94% | 0.55x | 3.17x | $12.19 Million |
| 2000 | 25.20% | 7.60% | 0.67x | 4.94x | $8.95 Million |
| 2001 | 10.12% | 2.11% | 0.93x | 5.13x | $69.60K |
| 2002 | -27.09% | -12.06% | 0.93x | 2.43x | $-19.59 Million |
| 2003 | 21.34% | 9.09% | 1.52x | 1.54x | $7.48 Million |
| 2004 | 18.69% | 8.97% | 1.50x | 1.39x | $7.35 Million |
| 2005 | 17.41% | 8.78% | 1.43x | 1.39x | $7.65 Million |
| 2006 | 14.01% | 7.13% | 1.32x | 1.49x | $4.78 Million |
| 2007 | 3.42% | 1.76% | 1.39x | 1.40x | $-8.14 Million |
| 2008 | 10.96% | 5.47% | 1.37x | 1.46x | $1.31 Million |
| 2009 | 11.41% | 5.99% | 1.36x | 1.40x | $2.21 Million |
| 2010 | 15.24% | 7.92% | 1.35x | 1.43x | $9.23 Million |
| 2011 | 15.10% | 8.25% | 1.24x | 1.48x | $9.52 Million |
| 2012 | 17.85% | 8.53% | 1.24x | 1.68x | $14.51 Million |
| 2013 | 15.88% | 6.92% | 1.30x | 1.77x | $11.91 Million |
| 2014 | 9.91% | 4.32% | 1.35x | 1.70x | $-201.60K |
| 2015 | 12.85% | 5.56% | 1.33x | 1.74x | $6.55 Million |
| 2016 | 5.07% | 2.04% | 1.40x | 1.78x | $-11.29 Million |
| 2017 | 8.67% | 3.44% | 1.39x | 1.82x | $-3.10 Million |
| 2018 | 15.84% | 5.96% | 1.34x | 1.98x | $13.46 Million |
| 2019 | 18.26% | 7.12% | 1.36x | 1.89x | $21.54 Million |
| 2020 | 16.96% | 6.90% | 1.12x | 2.20x | $21.07 Million |
| 2021 | 25.77% | 11.41% | 1.12x | 2.02x | $64.14 Million |
| 2022 | 20.24% | 7.84% | 1.06x | 2.44x | $48.08 Million |
| 2023 | 6.87% | 1.45% | 0.99x | 4.78x | $-9.31 Million |
| 2024 | -6.66% | -2.25% | 0.94x | 3.14x | $-78.50 Million |
| 2025 | 3.14% | 1.29% | 0.87x | 2.82x | $-39.09 Million |
Industry Comparison
This section compares Americas Car-Mart Inc's net assets metrics with peer companies in the Auto & Truck Dealerships industry.
Industry Context
- Industry: Auto & Truck Dealerships
- Average net assets among peers: $479,331,244
- Average return on equity (ROE) among peers: 1.24%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Americas Car-Mart Inc (CRMT) | $555.53 Million | 26.19% | 2.09x | $62.88 Million |
| Asbury Automotive Group Inc (ABG) | $473.20 Million | 35.50% | 4.70x | $2.82 Billion |
| ACV Auctions Inc. (ACVA) | $556.10 Million | -14.06% | 0.77x | $1.29 Billion |
| Balincan International Inc (ALTB) | $-44.44K | 0.00% | 0.00x | $549.75 Million |
| AMA Group Limited (AMGRF) | $162.85 Million | 10.57% | 0.80x | $14.62 Million |
| AutoNation Inc (AN) | $2.46 Billion | 28.17% | 4.29x | $6.02 Billion |
| AutoCanada Inc (AOCIF) | $86.39 Million | 10.04% | 2.10x | $138.46 Million |
| AUTO1 Group SE (ATOGF) | $118.48 Million | -80.39% | 2.00x | $2.48 Billion |
| Autozi Internet Technology (Global) Ltd. Class A Ordinary Shares (AZI) | $-28.41 Million | 0.00% | 0.00x | $21.12 Million |
| Boyd Group Services Inc (BYDGF) | $710.60 Million | 6.21% | 1.21x | $3.03 Billion |
| CarGurus (CARG) | $256.86 Million | 16.41% | 0.53x | $2.65 Billion |