Americas Car-Mart Inc (CRMT) - Net Assets
Based on the latest financial reports, Americas Car-Mart Inc (CRMT) has net assets worth $376.48 Million USD as of July 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.21 Billion) and total liabilities ($829.66 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check CRMT strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $376.48 Million |
| % of Total Assets | 31.21% |
| Annual Growth Rate | 13.44% |
| 5-Year Change | -5.05% |
| 10-Year Change | 91.26% |
| Growth Volatility | 100.64 |
Americas Car-Mart Inc - Net Assets Trend (1989–2026)
This chart illustrates how Americas Car-Mart Inc's net assets have evolved over time, based on quarterly financial data. For live market cap and overall valuation, see market cap of Americas Car-Mart Inc.
Annual Net Assets for Americas Car-Mart Inc (1989–2026)
The table below shows the annual net assets of Americas Car-Mart Inc from 1989 to 2026. Also explore CRMT shareholders equity momentum to track the company's year-over-year net asset growth rate.
| Year | Net Assets | Change |
|---|---|---|
| 2026-04-30 | $445.66 Million | -21.80% |
| 2025-04-30 | $569.92 Million | +20.96% |
| 2024-04-30 | $471.15 Million | +58.41% |
| 2023-04-30 | $297.42 Million | -36.63% |
| 2022-04-30 | $469.37 Million | +15.35% |
| 2021-04-30 | $406.90 Million | +34.40% |
| 2020-04-30 | $302.76 Million | +16.04% |
| 2019-04-30 | $260.91 Million | +13.18% |
| 2018-04-30 | $230.53 Million | -1.06% |
| 2017-04-30 | $233.01 Million | +1.83% |
| 2016-04-30 | $228.82 Million | -0.31% |
| 2015-04-30 | $229.53 Million | +7.56% |
| 2014-04-30 | $213.41 Million | +5.30% |
| 2013-04-30 | $202.67 Million | +9.63% |
| 2012-04-30 | $184.87 Million | -1.14% |
| 2011-04-30 | $187.01 Million | +6.14% |
| 2010-04-30 | $176.19 Million | +12.17% |
| 2009-04-30 | $157.08 Million | +14.47% |
| 2008-04-30 | $137.22 Million | +10.91% |
| 2007-04-30 | $123.73 Million | +3.75% |
| 2006-04-30 | $119.25 Million | +15.48% |
| 2005-04-30 | $103.27 Million | +22.10% |
| 2004-04-30 | $84.58 Million | +28.22% |
| 2003-04-30 | $65.96 Million | +24.89% |
| 2002-04-30 | $52.81 Million | -18.03% |
| 2001-04-30 | $64.43 Million | +0.86% |
| 2000-04-30 | $63.88 Million | +16.58% |
| 1999-04-30 | $54.80 Million | +45.36% |
| 1998-04-30 | $37.70 Million | +5.60% |
| 1997-04-30 | $35.70 Million | +18.21% |
| 1996-04-30 | $30.20 Million | +68.72% |
| 1995-04-30 | $17.90 Million | -31.42% |
| 1994-04-30 | $26.10 Million | +605.41% |
| 1993-04-30 | $3.70 Million | -11.90% |
| 1992-04-30 | $4.20 Million | +121.05% |
| 1991-04-30 | $1.90 Million | -38.71% |
| 1990-04-30 | $3.10 Million | -26.19% |
| 1989-04-30 | $4.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Americas Car-Mart Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 53211.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (April 2026)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $533.11 Million | 119.65% |
| Common Stock | $157.00K | 0.04% |
| Total Equity | $445.56 Million | 100.00% |
Americas Car-Mart Inc Competitors by Market Cap
The table below lists competitors of Americas Car-Mart Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Aegis Brands Inc
TO:AEG
|
$15.42 Million |
|
DCM Limited
NSE:DCM
|
$15.42 Million |
|
DT&C Co. Ltd
KQ:187220
|
$15.43 Million |
|
Immo Moury SICAF Immobiliere Publique de Droit Belge
BR:IMMOU
|
$15.43 Million |
|
Olympia Industries Bhd
KLSE:3018
|
$15.42 Million |
|
CSLM Acquisition Corp.
NASDAQ:CSLMF
|
$15.41 Million |
|
Getin Holding SA
WAR:GTN
|
$15.41 Million |
|
Locksley Resources Ltd
AU:LKY
|
$15.39 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Americas Car-Mart Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2025 to 2026, total equity changed from 569,822,000 to 445,556,000, a change of -124,266,000 (-21.8%).
- Net loss of 139,151,000 reduced equity.
- Dividend payments of 40,000 reduced retained earnings.
- Share repurchases of 297,000 reduced equity.
- New share issuances of 218,000 increased equity.
- Other factors increased equity by 15,004,000.
Equity Change Factors (2025 to 2026)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-139.15 Million | -31.23% |
| Dividends Paid | $40.00K | -0.01% |
| Share Repurchases | $297.00K | -0.07% |
| Share Issuances | $218.00K | +0.05% |
| Other Changes | $15.00 Million | +3.37% |
| Total Change | $- | -21.81% |
Book Value vs Market Value Analysis
This analysis compares Americas Car-Mart Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.03x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.65x to 0.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1989-04-30 | $0.67 | $1.78 | x |
| 1990-04-30 | $0.55 | $1.78 | x |
| 1991-04-30 | $0.34 | $1.78 | x |
| 1992-04-30 | $0.77 | $1.78 | x |
| 1993-04-30 | $0.68 | $1.78 | x |
| 1994-04-30 | $3.73 | $1.78 | x |
| 1995-04-30 | $1.88 | $1.78 | x |
| 1996-04-30 | $3.17 | $1.78 | x |
| 1997-04-30 | $3.54 | $1.78 | x |
| 1998-04-30 | $2.34 | $1.78 | x |
| 1999-04-30 | $3.52 | $1.78 | x |
| 2000-04-30 | $3.96 | $1.78 | x |
| 2001-04-30 | $4.90 | $1.78 | x |
| 2002-04-30 | $5.18 | $1.78 | x |
| 2003-04-30 | $5.62 | $1.78 | x |
| 2004-04-30 | $7.01 | $1.78 | x |
| 2005-04-30 | $8.56 | $1.78 | x |
| 2006-04-30 | $9.92 | $1.78 | x |
| 2007-04-30 | $10.35 | $1.78 | x |
| 2008-04-30 | $11.52 | $1.78 | x |
| 2009-04-30 | $13.30 | $1.78 | x |
| 2010-04-30 | $14.90 | $1.78 | x |
| 2011-04-30 | $16.86 | $1.78 | x |
| 2012-04-30 | $18.19 | $1.78 | x |
| 2013-04-30 | $21.17 | $1.78 | x |
| 2014-04-30 | $22.71 | $1.78 | x |
| 2015-04-30 | $25.35 | $1.78 | x |
| 2016-04-30 | $26.40 | $1.78 | x |
| 2017-04-30 | $28.73 | $1.78 | x |
| 2018-04-30 | $30.98 | $1.78 | x |
| 2019-04-30 | $36.88 | $1.78 | x |
| 2020-04-30 | $43.59 | $1.78 | x |
| 2021-04-30 | $58.43 | $1.78 | x |
| 2022-04-30 | $68.79 | $1.78 | x |
| 2023-04-30 | $45.29 | $1.78 | x |
| 2024-04-30 | $73.73 | $1.78 | x |
| 2025-04-30 | $74.18 | $1.78 | x |
| 2026-04-30 | $53.75 | $1.78 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Americas Car-Mart Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -31.23%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -10.86%
- • Asset Turnover: 0.90x
- • Equity Multiplier: 3.18x
- Recent ROE (-31.23%) is below the historical average (5.30%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1989 | 26.19% | 13.58% | 1.23x | 1.57x | $680.00K |
| 1990 | -58.06% | -16.22% | 0.90x | 3.97x | $-2.11 Million |
| 1991 | -63.16% | -8.96% | 1.23x | 5.74x | $-1.39 Million |
| 1992 | 54.76% | 20.18% | 1.65x | 1.64x | $1.88 Million |
| 1993 | -10.81% | -25.00% | 0.36x | 1.22x | $-770.00K |
| 1994 | -8.81% | -2300.00% | 0.00x | 1.19x | $-4.91 Million |
| 1995 | -113.41% | -20300.00% | 0.00x | 3.04x | $-22.09 Million |
| 1996 | 40.73% | 12300.00% | 0.00x | 1.30x | $9.28 Million |
| 1997 | 24.93% | 8900.00% | 0.00x | 1.07x | $5.33 Million |
| 1998 | 0.85% | 1.95% | 0.17x | 2.63x | $-3.21 Million |
| 1999 | 32.96% | 18.94% | 0.55x | 3.17x | $12.19 Million |
| 2000 | 25.20% | 7.60% | 0.67x | 4.94x | $8.95 Million |
| 2001 | 10.12% | 2.11% | 0.93x | 5.13x | $69.60K |
| 2002 | -27.09% | -12.06% | 0.93x | 2.43x | $-19.59 Million |
| 2003 | 21.34% | 9.09% | 1.52x | 1.54x | $7.48 Million |
| 2004 | 18.69% | 8.97% | 1.50x | 1.39x | $7.35 Million |
| 2005 | 17.41% | 8.78% | 1.43x | 1.39x | $7.65 Million |
| 2006 | 14.01% | 7.13% | 1.32x | 1.49x | $4.78 Million |
| 2007 | 3.42% | 1.76% | 1.39x | 1.40x | $-8.14 Million |
| 2008 | 10.96% | 5.47% | 1.37x | 1.46x | $1.31 Million |
| 2009 | 11.41% | 5.99% | 1.36x | 1.40x | $2.21 Million |
| 2010 | 15.24% | 7.92% | 1.35x | 1.43x | $9.23 Million |
| 2011 | 15.10% | 8.25% | 1.24x | 1.48x | $9.52 Million |
| 2012 | 17.85% | 8.53% | 1.24x | 1.68x | $14.51 Million |
| 2013 | 15.88% | 6.92% | 1.30x | 1.77x | $11.91 Million |
| 2014 | 9.91% | 4.32% | 1.35x | 1.70x | $-201.60K |
| 2015 | 12.85% | 5.56% | 1.33x | 1.74x | $6.55 Million |
| 2016 | 5.07% | 2.04% | 1.40x | 1.78x | $-11.29 Million |
| 2017 | 8.67% | 3.44% | 1.39x | 1.82x | $-3.10 Million |
| 2018 | 15.84% | 5.96% | 1.34x | 1.98x | $13.46 Million |
| 2019 | 18.26% | 7.12% | 1.36x | 1.89x | $21.54 Million |
| 2020 | 16.96% | 6.90% | 1.12x | 2.20x | $21.07 Million |
| 2021 | 25.77% | 11.41% | 1.12x | 2.02x | $64.14 Million |
| 2022 | 20.24% | 7.84% | 1.06x | 2.44x | $48.08 Million |
| 2023 | 6.87% | 1.45% | 0.99x | 4.78x | $-9.31 Million |
| 2024 | -6.66% | -2.25% | 0.94x | 3.14x | $-78.50 Million |
| 2025 | 3.14% | 1.29% | 0.87x | 2.82x | $-39.09 Million |
| 2026 | -31.23% | -10.86% | 0.90x | 3.18x | $-183.71 Million |
Industry Comparison
This section compares Americas Car-Mart Inc's net assets metrics with peer companies in the Auto & Truck Dealerships industry.
Industry Context
- Industry: Auto & Truck Dealerships
- Average net assets among peers: $1,050,954,184
- Average return on equity (ROE) among peers: 10.58%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Americas Car-Mart Inc (CRMT) | $376.48 Million | 26.19% | 2.20x | $15.42 Million |
| Asbury Automotive Group Inc (ABG) | $2.90 Billion | 34.35% | 1.76x | $3.50 Billion |
| ACV Auctions Inc. (ACVA) | $556.10 Million | -14.06% | 0.77x | $1.29 Billion |
| ACV Auctions Inc. (ACVA) | $556.10 Million | -14.06% | 0.77x | $1.30 Billion |
| AutoNation Inc (AN) | $2.07 Billion | 20.21% | 3.05x | $5.85 Billion |
| Autozi Internet Technology (Global) Ltd. Class A Ordinary Shares (AZI) | $-25.57 Million | 0.00% | 0.00x | $5.26 Million |
| Boyd Group Services Inc. (BGSI) | $1.72 Billion | 1.09% | 1.24x | $2.25 Billion |
| CarGurus (CARG) | $57.25 Million | -2.86% | 0.36x | $2.54 Billion |
| Carvana Co (CVNA) | $1.38 Billion | 15.27% | 5.17x | $47.34 Billion |
| Camping World Holdings Inc (CWH) | $247.69 Million | 55.29% | 18.38x | $363.73 Million |
About Americas Car-Mart Inc
America's Car-Mart, Inc., through its subsidiaries, operates as an automotive retailer in the United States. It sells older model used vehicles; and offers financing solutions to customers who purchase vehicles at its dealerships. The company was formerly known as Crown Group, Inc. and changed its name to America's Car-Mart, Inc. in April 2002. America's Car-Mart, Inc. was founded in 1981 and is … Read more