eHealth Inc (EHTH) - Net Assets
Based on the latest financial reports, eHealth Inc (EHTH) has net assets worth $973.65 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.26 Billion) and total liabilities ($288.82 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of eHealth Inc to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $973.65 Million |
| % of Total Assets | 77.12% |
| Annual Growth Rate | N/A |
| 5-Year Change | 29.9% |
| 10-Year Change | 1154.69% |
| Growth Volatility | 158.38 |
eHealth Inc - Net Assets Trend (2001–2025)
This chart illustrates how eHealth Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of eHealth Inc for the complete picture of this company's asset base.
Annual Net Assets for eHealth Inc (2001–2025)
The table below shows the annual net assets of eHealth Inc from 2001 to 2025. For live valuation and market cap data, see how much is eHealth Inc worth.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $973.65 Million | +65.47% |
| 2024-12-31 | $588.43 Million | -34.91% |
| 2023-12-31 | $904.08 Million | +38.89% |
| 2022-12-31 | $650.96 Million | -13.15% |
| 2021-12-31 | $749.52 Million | -10.51% |
| 2020-12-31 | $837.56 Million | +58.88% |
| 2019-12-31 | $527.16 Million | +73.90% |
| 2018-12-31 | $303.15 Million | +5.75% |
| 2017-12-31 | $286.66 Million | +269.41% |
| 2016-12-31 | $77.60 Million | +1.54% |
| 2015-12-31 | $76.42 Million | +4.01% |
| 2014-12-31 | $73.48 Million | -44.76% |
| 2013-12-31 | $133.02 Million | -22.15% |
| 2012-12-31 | $170.87 Million | +9.76% |
| 2011-12-31 | $155.67 Million | -4.02% |
| 2010-12-31 | $162.20 Million | +7.10% |
| 2009-12-31 | $151.45 Million | -2.28% |
| 2008-12-31 | $154.98 Million | +14.04% |
| 2007-12-31 | $135.89 Million | +41.94% |
| 2006-12-31 | $95.74 Million | +222.46% |
| 2005-12-31 | $-78.18 Million | +0.27% |
| 2004-12-31 | $-78.40 Million | -3.90% |
| 2003-12-31 | $-75.45 Million | -640.18% |
| 2002-12-31 | $13.97 Million | +122.22% |
| 2001-12-31 | $-62.86 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to eHealth Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 9366600000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $30.12 Million | 3.09% |
| Common Stock | $44.00K | 0.00% |
| Other Comprehensive Income | $-62.00K | -0.01% |
| Other Components | $943.55 Million | 96.91% |
| Total Equity | $973.65 Million | 100.00% |
eHealth Inc Competitors by Market Cap
The table below lists competitors of eHealth Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Apex Equity Holdings Bhd
KLSE:5088
|
$41.02 Million |
|
Touchstone Exploration Inc
TO:TXP
|
$41.11 Million |
|
Aligned Genetics Inc
KQ:238120
|
$41.11 Million |
|
Italian-Thai Development Public Company Limited
BK:ITD
|
$41.14 Million |
|
Duckshin Housing Co. Ltd
KQ:090410
|
$41.01 Million |
|
NetSol Technologies Inc
NASDAQ:NTWK
|
$41.00 Million |
|
Eagle Capital Growth Fund Inc
NYSE MKT:GRF
|
$40.99 Million |
|
Firetail Resources Ltd
AU:FTL
|
$40.98 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in eHealth Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 588,428,000 to 973,652,000, a change of 385,224,000 (65.5%).
- Net income of 40,044,000 contributed positively to equity growth.
- Dividend payments of 5,900,000 reduced retained earnings.
- Share repurchases of 2,439,000 reduced equity.
- Other comprehensive income increased equity by 172,000.
- Other factors increased equity by 353,347,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $40.04 Million | +4.11% |
| Dividends Paid | $5.90 Million | -0.61% |
| Share Repurchases | $2.44 Million | -0.25% |
| Other Comprehensive Income | $172.00K | +0.02% |
| Other Changes | $353.35 Million | +36.29% |
| Total Change | $- | 65.47% |
Book Value vs Market Value Analysis
This analysis compares eHealth Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.06x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2001-12-31 | $-14.86 | $2.04 | x |
| 2002-12-31 | $3.15 | $2.04 | x |
| 2003-12-31 | $-16.95 | $2.04 | x |
| 2004-12-31 | $-17.53 | $2.04 | x |
| 2005-12-31 | $-4.05 | $2.04 | x |
| 2006-12-31 | $4.65 | $2.04 | x |
| 2007-12-31 | $5.27 | $2.04 | x |
| 2008-12-31 | $5.97 | $2.04 | x |
| 2009-12-31 | $6.01 | $2.04 | x |
| 2010-12-31 | $6.79 | $2.04 | x |
| 2011-12-31 | $7.17 | $2.04 | x |
| 2012-12-31 | $8.23 | $2.04 | x |
| 2013-12-31 | $6.70 | $2.04 | x |
| 2014-12-31 | $4.00 | $2.04 | x |
| 2015-12-31 | $4.24 | $2.04 | x |
| 2016-12-31 | $4.25 | $2.04 | x |
| 2017-12-31 | $15.05 | $2.04 | x |
| 2018-12-31 | $14.85 | $2.04 | x |
| 2019-12-31 | $21.48 | $2.04 | x |
| 2020-12-31 | $31.00 | $2.04 | x |
| 2021-12-31 | $27.99 | $2.04 | x |
| 2022-12-31 | $23.79 | $2.04 | x |
| 2023-12-31 | $32.27 | $2.04 | x |
| 2024-12-31 | $20.06 | $2.04 | x |
| 2025-12-31 | $31.94 | $2.04 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently eHealth Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.11%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.23%
- • Asset Turnover: 0.44x
- • Equity Multiplier: 1.30x
- Recent ROE (4.11%) is above the historical average (-0.58%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2001 | 0.00% | -212.85% | 0.33x | 0.00x | $-13.48 Million |
| 2002 | -69.06% | -58.18% | 0.91x | 1.30x | $-11.04 Million |
| 2003 | 0.00% | -14.37% | 1.52x | 0.00x | $4.35 Million |
| 2004 | 0.00% | -11.01% | 2.34x | 0.00x | $4.51 Million |
| 2005 | 0.00% | -0.99% | 2.75x | 0.00x | $7.40 Million |
| 2006 | 17.24% | 26.92% | 0.58x | 1.10x | $6.93 Million |
| 2007 | 23.25% | 35.99% | 0.60x | 1.09x | $18.01 Million |
| 2008 | 9.14% | 12.68% | 0.66x | 1.09x | $-1.33 Million |
| 2009 | 10.13% | 11.38% | 0.79x | 1.12x | $201.90K |
| 2010 | 10.78% | 10.90% | 0.86x | 1.15x | $1.26 Million |
| 2011 | 4.32% | 4.43% | 0.85x | 1.14x | $-8.84 Million |
| 2012 | 4.14% | 4.56% | 0.79x | 1.15x | $-10.00 Million |
| 2013 | 1.30% | 0.96% | 1.08x | 1.25x | $-11.58 Million |
| 2014 | -22.05% | -9.02% | 1.68x | 1.45x | $-23.55 Million |
| 2015 | -6.23% | -2.51% | 1.67x | 1.48x | $-12.41 Million |
| 2016 | 0.39% | 0.16% | 1.78x | 1.40x | $-7.46 Million |
| 2017 | 8.87% | 13.33% | 0.53x | 1.25x | $-3.24 Million |
| 2018 | 0.08% | 0.10% | 0.57x | 1.45x | $-30.07 Million |
| 2019 | 12.69% | 13.21% | 0.68x | 1.41x | $14.17 Million |
| 2020 | 5.43% | 7.80% | 0.56x | 1.24x | $-38.31 Million |
| 2021 | -13.93% | -19.39% | 0.47x | 1.53x | $-179.33 Million |
| 2022 | -13.63% | -21.89% | 0.36x | 1.71x | $-153.82 Million |
| 2023 | -3.12% | -6.23% | 0.41x | 1.23x | $-118.62 Million |
| 2024 | 1.71% | 1.89% | 0.46x | 1.96x | $-48.79 Million |
| 2025 | 4.11% | 7.23% | 0.44x | 1.30x | $-57.32 Million |
Industry Comparison
This section compares eHealth Inc's net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $707,721,333
- Average return on equity (ROE) among peers: 11.68%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| eHealth Inc (EHTH) | $973.65 Million | 0.00% | 0.30x | $41.02 Million |
| Fanhua Inc. (AIFU) | $1.95 Billion | 13.72% | 0.58x | $162.32 Million |
| Arthur J Gallagher & Co (AJG) | $81.90 Million | 21.61% | 2.90x | $52.50 Billion |
| Aon PLC (AON) | $2.29 Billion | 14.15% | 6.12x | $66.82 Billion |
| Accelerant Holdings (ARX) | $350.00 Million | -26.20% | 5.28x | $1.50 Billion |
| Brown & Brown Inc (BRO) | $13.40 Million | 34.33% | 4.85x | $19.62 Billion |
| The Baldwin Insurance Group, Inc. (BWIN) | $1.19 Billion | -2.58% | 1.42x | $2.12 Billion |
| Crawford & Company (CRD-A) | $215.69 Million | 6.96% | 3.14x | $310.54 Million |
| Crawford & Company (CRD-B) | $139.83 Million | 21.89% | 4.72x | $182.26 Million |
| CorVel Corp (CRVL) | $138.65 Million | 21.26% | 0.70x | $2.36 Billion |
About eHealth Inc
eHealth, Inc. operates a health insurance marketplace that provides consumer engagement, education, and health insurance enrollment solutions in the United States. It operates in two segments, Medicare; and Employer and Individual. The Medicare segment offers sale of Medicare-related health insurance plans, such as Medicare advantage, Medicare Supplement, and Medicare Part D prescription drug pla… Read more