Flushing Financial Corporation
Flushing Financial Corporation operates as the bank holding company for Flushing Bank that provides banking products and services primarily to consumers, businesses, and governmental units. It offers various deposit products, including checking and savings accounts, money market accounts, non-interest bearing demand accounts, NOW accounts, and certificates of deposit. The company provides mortgag… Read more
Flushing Financial Corporation (FFIC) - Net Assets
Latest net assets as of December 2025: $707.98 Million USD
Based on the latest financial reports, Flushing Financial Corporation (FFIC) has net assets worth $707.98 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.69 Billion) and total liabilities ($7.99 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $707.98 Million |
| % of Total Assets | 8.14% |
| Annual Growth Rate | 5.93% |
| 5-Year Change | 4.17% |
| 10-Year Change | 37.78% |
| Growth Volatility | 7.87 |
Flushing Financial Corporation - Net Assets Trend (1996–2025)
This chart illustrates how Flushing Financial Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Flushing Financial Corporation (1996–2025)
The table below shows the annual net assets of Flushing Financial Corporation from 1996 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $707.98 Million | -2.29% |
| 2024-12-31 | $724.54 Million | +8.17% |
| 2023-12-31 | $669.84 Million | -1.08% |
| 2022-12-31 | $677.16 Million | -0.36% |
| 2021-12-31 | $679.63 Million | +9.80% |
| 2020-12-31 | $619.00 Million | +6.78% |
| 2019-12-31 | $579.67 Million | +5.50% |
| 2018-12-31 | $549.46 Million | +3.16% |
| 2017-12-31 | $532.61 Million | +3.65% |
| 2016-12-31 | $513.85 Million | +8.62% |
| 2015-12-31 | $473.07 Million | +3.69% |
| 2014-12-31 | $456.25 Million | +5.48% |
| 2013-12-31 | $432.53 Million | -2.22% |
| 2012-12-31 | $442.37 Million | +6.11% |
| 2011-12-31 | $416.91 Million | +6.89% |
| 2010-12-31 | $390.05 Million | +8.30% |
| 2009-12-31 | $360.14 Million | +19.45% |
| 2008-12-31 | $301.49 Million | +29.03% |
| 2007-12-31 | $233.65 Million | +6.98% |
| 2006-12-31 | $218.41 Million | +23.77% |
| 2005-12-31 | $176.47 Million | +9.84% |
| 2004-12-31 | $160.65 Million | +9.46% |
| 2003-12-31 | $146.76 Million | +11.70% |
| 2002-12-31 | $131.39 Million | -1.50% |
| 2001-12-31 | $133.39 Million | +5.25% |
| 2000-12-31 | $126.74 Million | +7.22% |
| 1999-12-31 | $118.20 Million | -10.52% |
| 1998-12-31 | $132.10 Million | -3.15% |
| 1997-12-31 | $136.40 Million | +2.33% |
| 1996-12-31 | $133.30 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Flushing Financial Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 744.2% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $480.38 Million | 67.85% |
| Common Stock | $387.00K | 0.05% |
| Other Comprehensive Income | $-453.00K | -0.06% |
| Other Components | $227.66 Million | 32.16% |
| Total Equity | $707.98 Million | 100.00% |
Flushing Financial Corporation Competitors by Market Cap
The table below lists competitors of Flushing Financial Corporation ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Changbai Mountain Tourism Co Ltd
SHG:603099
|
$481.31 Million |
|
Gulf Keystone Petroleum Ltd
PINK:GUKYF
|
$481.40 Million |
|
Zhejiang Kingland Pipeline and Technologies Co Ltd
SHE:002443
|
$481.43 Million |
|
Fujian Apex Software Co Ltd
SHG:603383
|
$481.43 Million |
|
Guilin Layn Natural Ingredients Corp
SHE:002166
|
$481.19 Million |
|
Poly Medicure Limited
NSE:POLYMED
|
$481.09 Million |
|
Guangdong Sunwill Precising Plastic Co Ltd
SHE:002676
|
$480.80 Million |
|
Kforce Inc.
NASDAQ:KFRC
|
$480.74 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Flushing Financial Corporation's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 724,539,000 to 707,975,000, a change of -16,564,000 (-2.3%).
- Net income of 18,880,000 contributed positively to equity growth.
- Other comprehensive income decreased equity by 7,586,000.
- Other factors decreased equity by 27,858,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $18.88 Million | +2.67% |
| Other Comprehensive Income | $-7.59 Million | -1.07% |
| Other Changes | $-27.86 Million | -3.93% |
| Total Change | $- | -2.29% |
Book Value vs Market Value Analysis
This analysis compares Flushing Financial Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.73x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 3.03x to 0.73x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1996-12-31 | $4.93 | $14.95 | x |
| 1997-12-31 | $5.15 | $14.95 | x |
| 1998-12-31 | $5.64 | $14.95 | x |
| 1999-12-31 | $5.67 | $14.95 | x |
| 2000-12-31 | $6.59 | $14.95 | x |
| 2001-12-31 | $6.97 | $14.95 | x |
| 2002-12-31 | $7.22 | $14.95 | x |
| 2003-12-31 | $8.26 | $14.95 | x |
| 2004-12-31 | $8.87 | $14.95 | x |
| 2005-12-31 | $9.82 | $14.95 | x |
| 2006-12-31 | $11.51 | $14.95 | x |
| 2007-12-31 | $11.81 | $14.95 | x |
| 2008-12-31 | $14.80 | $14.95 | x |
| 2009-12-31 | $15.49 | $14.95 | x |
| 2010-12-31 | $12.86 | $14.95 | x |
| 2011-12-31 | $13.60 | $14.95 | x |
| 2012-12-31 | $14.54 | $14.95 | x |
| 2013-12-31 | $14.38 | $14.95 | x |
| 2014-12-31 | $15.30 | $14.95 | x |
| 2015-12-31 | $16.24 | $14.95 | x |
| 2016-12-31 | $17.74 | $14.95 | x |
| 2017-12-31 | $18.31 | $14.95 | x |
| 2018-12-31 | $19.14 | $14.95 | x |
| 2019-12-31 | $20.19 | $14.95 | x |
| 2020-12-31 | $21.13 | $14.95 | x |
| 2021-12-31 | $21.54 | $14.95 | x |
| 2022-12-31 | $21.97 | $14.95 | x |
| 2023-12-31 | $22.38 | $14.95 | x |
| 2024-12-31 | $24.19 | $14.95 | x |
| 2025-12-31 | $20.53 | $14.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Flushing Financial Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.67%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 4.17%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 12.28x
- Recent ROE (2.67%) is below the historical average (8.73%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1996 | 5.03% | 11.80% | 0.07x | 5.82x | $-6.63 Million |
| 1997 | 6.23% | 12.21% | 0.06x | 7.98x | $-5.14 Million |
| 1998 | 7.72% | 11.85% | 0.08x | 8.65x | $-3.01 Million |
| 1999 | 10.74% | 13.96% | 0.07x | 10.57x | $880.00K |
| 2000 | 9.80% | 12.32% | 0.08x | 10.56x | $-251.70K |
| 2001 | 11.19% | 13.83% | 0.07x | 11.15x | $1.59 Million |
| 2002 | 12.38% | 15.00% | 0.07x | 12.58x | $3.12 Million |
| 2003 | 14.77% | 18.27% | 0.06x | 13.02x | $7.00 Million |
| 2004 | 14.10% | 18.17% | 0.06x | 12.81x | $6.58 Million |
| 2005 | 13.34% | 16.93% | 0.06x | 13.34x | $5.90 Million |
| 2006 | 9.91% | 12.87% | 0.06x | 12.99x | $-202.50K |
| 2007 | 8.64% | 9.90% | 0.06x | 14.36x | $-3.18 Million |
| 2008 | 7.38% | 8.86% | 0.06x | 13.10x | $-7.89 Million |
| 2009 | 7.10% | 10.35% | 0.06x | 11.50x | $-10.45 Million |
| 2010 | 9.96% | 16.32% | 0.06x | 11.09x | $-169.50K |
| 2011 | 8.48% | 15.06% | 0.05x | 10.29x | $-6.34 Million |
| 2012 | 7.76% | 15.41% | 0.05x | 10.06x | $-9.91 Million |
| 2013 | 8.73% | 17.97% | 0.04x | 10.92x | $-5.50 Million |
| 2014 | 9.70% | 21.33% | 0.04x | 11.13x | $-1.39 Million |
| 2015 | 9.77% | 21.66% | 0.04x | 12.06x | $-1.10 Million |
| 2016 | 12.63% | 28.41% | 0.04x | 11.79x | $13.53 Million |
| 2017 | 7.72% | 16.78% | 0.04x | 11.83x | $-12.14 Million |
| 2018 | 10.03% | 20.61% | 0.04x | 12.44x | $143.60K |
| 2019 | 7.12% | 14.31% | 0.04x | 12.11x | $-16.69 Million |
| 2020 | 5.60% | 12.59% | 0.03x | 12.89x | $-27.23 Million |
| 2021 | 12.03% | 27.99% | 0.04x | 11.84x | $13.83 Million |
| 2022 | 11.36% | 23.56% | 0.04x | 12.44x | $9.23 Million |
| 2023 | 4.28% | 6.76% | 0.05x | 12.75x | $-38.32 Million |
| 2024 | -4.32% | -7.68% | 0.05x | 12.48x | $-103.79 Million |
| 2025 | 2.67% | 4.17% | 0.05x | 12.28x | $-51.92 Million |
Industry Comparison
This section compares Flushing Financial Corporation's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Flushing Financial Corporation (FFIC) | $707.98 Million | 5.03% | 11.28x | $481.27 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |