FirstSun Capital Bancorp Common Stock (FSUN) - Net Assets
Based on the latest financial reports, FirstSun Capital Bancorp Common Stock (FSUN) has net assets worth $1.18 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($8.57 Billion) and total liabilities ($7.39 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check FSUN intangible-adjusted equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.18 Billion |
| % of Total Assets | 13.72% |
| Annual Growth Rate | 17.86% |
| 5-Year Change | 120.09% |
| 10-Year Change | N/A |
| Growth Volatility | 13.48 |
FirstSun Capital Bancorp Common Stock - Net Assets Trend (2019–2025)
This chart illustrates how FirstSun Capital Bancorp Common Stock's net assets have evolved over time, based on quarterly financial data. See FirstSun Capital Bancorp Common Stock defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for FirstSun Capital Bancorp Common Stock (2019–2025)
The table below shows the annual net assets of FirstSun Capital Bancorp Common Stock from 2019 to 2025. For live valuation and market cap data, see FirstSun Capital Bancorp Common Stock (FSUN) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.15 Billion | +10.75% |
| 2024-12-31 | $1.04 Billion | +18.72% |
| 2023-12-31 | $877.20 Million | +13.25% |
| 2022-12-31 | $774.54 Million | +47.80% |
| 2021-12-31 | $524.04 Million | +7.87% |
| 2020-12-31 | $485.79 Million | +12.92% |
| 2019-12-31 | $430.20 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to FirstSun Capital Bancorp Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 203.6% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $631.09 Million | 54.72% |
| Common Stock | $3.00K | 0.00% |
| Other Comprehensive Income | $-27.35 Million | -2.37% |
| Other Components | $549.62 Million | 47.65% |
| Total Equity | $1.15 Billion | 100.00% |
FirstSun Capital Bancorp Common Stock Competitors by Market Cap
The table below lists competitors of FirstSun Capital Bancorp Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Enviri Corporation
NYSE:NVRI
|
$1.59 Billion |
|
Sylvamo Corp
NYSE:SLVM
|
$1.59 Billion |
|
Champion Iron Ltd
TO:CIA
|
$1.59 Billion |
|
MY EG Services Bhd
KLSE:0138
|
$1.59 Billion |
|
Shenzhen JT Automation Equipment Co Ltd
SHE:300400
|
$1.59 Billion |
|
Anand Rathi Wealth Limited
NSE:ANANDRATHI
|
$1.59 Billion |
|
Golden Ocean Group Ltd
NASDAQ:GOGL
|
$1.59 Billion |
|
Bros Eastern Co Ltd
SHG:601339
|
$1.59 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in FirstSun Capital Bancorp Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,041,366,000 to 1,153,356,000, a change of 111,990,000 (10.8%).
- Net income of 97,936,000 contributed positively to equity growth.
- Share repurchases of 1,244,000 reduced equity.
- Other comprehensive income increased equity by 11,762,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $97.94 Million | +8.49% |
| Share Repurchases | $1.24 Million | -0.11% |
| Other Comprehensive Income | $11.76 Million | +1.02% |
| Other Changes | $3.54 Million | +0.31% |
| Total Change | $- | 10.75% |
Book Value vs Market Value Analysis
This analysis compares FirstSun Capital Bancorp Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.88x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 2.09x to 0.88x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | $17.29 | $36.09 | x |
| 2020-12-31 | $19.53 | $36.09 | x |
| 2021-12-31 | $21.06 | $36.09 | x |
| 2022-12-31 | $32.49 | $36.09 | x |
| 2023-12-31 | $34.55 | $36.09 | x |
| 2024-12-31 | $37.10 | $36.09 | x |
| 2025-12-31 | $40.81 | $36.09 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently FirstSun Capital Bancorp Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.49%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 17.19%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 7.36x
- Recent ROE (8.49%) is above the historical average (8.29%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 4.77% | 9.04% | 0.05x | 9.73x | $-22.52 Million |
| 2020 | 9.80% | 15.86% | 0.06x | 10.28x | $-993.70K |
| 2021 | 8.24% | 15.02% | 0.05x | 10.81x | $-9.24 Million |
| 2022 | 7.64% | 17.01% | 0.05x | 9.59x | $-18.27 Million |
| 2023 | 11.80% | 21.34% | 0.06x | 8.98x | $15.81 Million |
| 2024 | 7.26% | 14.00% | 0.07x | 7.78x | $-28.51 Million |
| 2025 | 8.49% | 17.19% | 0.07x | 7.36x | $-17.40 Million |
Industry Comparison
This section compares FirstSun Capital Bancorp Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $805,803,700
- Average return on equity (ROE) among peers: 12.23%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| FirstSun Capital Bancorp Common Stock (FSUN) | $1.18 Billion | 4.77% | 6.29x | $1.59 Billion |
| Ameris Bancorp (ABCB) | $1.46 Billion | 8.31% | 6.86x | $4.95 Billion |
| Ameris Bancorp (ABCB) | $4.08 Billion | 10.11% | 5.75x | $5.85 Billion |
| ACNB Corporation (ACNB) | $74.52 Million | 12.49% | 11.40x | $483.21 Million |
| Affinity Bancshares Inc (AFBI) | $121.52 Million | 5.31% | 5.94x | $137.07 Million |
| Alerus Financial Corp (ALRS) | $182.82 Million | 9.36% | 8.54x | $736.27 Million |
| Amalgamated Bank (AMAL) | $707.65 Million | 15.04% | 10.67x | $1.27 Billion |
| Amerant Bancorp Inc. (AMTB) | $938.80 Million | 5.58% | 9.41x | $973.30 Million |
| Arrow Financial Corporation (AROW) | $67.50 Million | 18.37% | 10.70x | $622.98 Million |
| Associated Banc-Corp (ASB) | $325.60 Million | 34.40% | 10.36x | $5.45 Billion |
| AmeriServ Financial Inc (ASRV) | $107.25 Million | 3.36% | 12.26x | $62.43 Million |
About FirstSun Capital Bancorp Common Stock
FirstSun Capital Bancorp operates as the bank holding company for Sunflower Bank, National Association that provides commercial and consumer banking and financial services to small and medium-sized companies in the United States. It operates through Banking and Mortgage Operations segments. The company offers noninterest and interest-bearing deposit accounts, checking and savings accounts, money … Read more