Goosehead Insurance Inc (GSHD) - Net Assets
Based on the latest financial reports, Goosehead Insurance Inc (GSHD) has net assets worth $-162.79 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($414.86 Million) and total liabilities ($577.65 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check GSHD asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-162.79 Million |
| % of Total Assets | -39.24% |
| Annual Growth Rate | N/A |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 324.69 |
Goosehead Insurance Inc - Net Assets Trend (2016–2025)
This chart illustrates how Goosehead Insurance Inc's net assets have evolved over time, based on quarterly financial data. Also explore balance sheet size of Goosehead Insurance Inc for the complete picture of this company's asset base.
Annual Net Assets for Goosehead Insurance Inc (2016–2025)
The table below shows the annual net assets of Goosehead Insurance Inc from 2016 to 2025. For live valuation and market cap data, see GSHD market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $-162.79 Million | -516.59% |
| 2024-12-31 | $39.08 Million | +132.79% |
| 2023-12-31 | $16.79 Million | +149.92% |
| 2022-12-31 | $-33.62 Million | +51.40% |
| 2021-12-31 | $-69.19 Million | -80.16% |
| 2020-12-31 | $-38.40 Million | -23.86% |
| 2019-12-31 | $-31.01 Million | -23.03% |
| 2018-12-31 | $-25.20 Million | +38.73% |
| 2017-12-31 | $-41.13 Million | -69.69% |
| 2016-12-31 | $-24.24 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Goosehead Insurance Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 10911581500.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $366.00K | % |
| Other Components | $37.49 Million | % |
| Total Equity | $-95.50 Million | 100.00% |
Goosehead Insurance Inc Competitors by Market Cap
The table below lists competitors of Goosehead Insurance Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Guardian Capital Group Ltd. Cl.A Nv (GCG-A.TO
TO:GCG-A
|
$1.07 Billion |
|
Zhejiang Tianyu Pharmaceutical Co Ltd
SHE:300702
|
$1.07 Billion |
|
Norion Bank
ST:NORION
|
$1.07 Billion |
|
Guangzhou Hengyun Enterprises Holding Ltd
SHE:000531
|
$1.07 Billion |
|
PennyMac Mortgage Investment Trust
NYSE:PMT
|
$1.07 Billion |
|
Prosiebensat 1 Media AG
XETRA:PSM
|
$1.07 Billion |
|
Dometic Group AB (publ)
ST:DOM
|
$1.07 Billion |
|
Tronox Holdings PLC
NYSE:TROX
|
$1.07 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Goosehead Insurance Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 43,889,000 to -95,504,000, a change of -139,393,000 (-317.6%).
- Net income of 27,831,000 contributed positively to equity growth.
- Dividend payments of 145,786,000 reduced retained earnings.
- Share repurchases of 81,720,000 reduced equity.
- New share issuances of 13,967,000 increased equity.
- Other factors increased equity by 46,315,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $27.83 Million | +29.14% |
| Dividends Paid | $145.79 Million | -152.65% |
| Share Repurchases | $81.72 Million | -85.57% |
| Share Issuances | $13.97 Million | +14.62% |
| Other Changes | $46.31 Million | +48.5% |
| Total Change | $- | -317.60% |
Book Value vs Market Value Analysis
This analysis compares Goosehead Insurance Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $-0.69 | $43.52 | x |
| 2017-12-31 | $-1.18 | $43.52 | x |
| 2018-12-31 | $6.09 | $43.52 | x |
| 2019-12-31 | $-0.56 | $43.52 | x |
| 2020-12-31 | $-0.27 | $43.52 | x |
| 2021-12-31 | $-0.67 | $43.52 | x |
| 2022-12-31 | $0.49 | $43.52 | x |
| 2023-12-31 | $2.24 | $43.52 | x |
| 2024-12-31 | $1.15 | $43.52 | x |
| 2025-12-31 | $-2.51 | $43.52 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Goosehead Insurance Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.62%
- • Asset Turnover: 0.88x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is below the historical average (8.88%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 0.00% | 15.00% | 3.62x | 0.00x | $7.15 Million |
| 2017 | 0.00% | 20.32% | 2.56x | 0.00x | $12.79 Million |
| 2018 | -10.78% | -14.80% | 1.73x | 0.42x | $-17.16 Million |
| 2019 | 0.00% | 4.60% | 1.20x | 0.00x | $4.47 Million |
| 2020 | 0.00% | 7.94% | 0.63x | 0.00x | $9.77 Million |
| 2021 | 0.00% | 3.57% | 0.56x | 0.00x | $6.80 Million |
| 2022 | 5.30% | 0.27% | 0.65x | 30.12x | $-502.00K |
| 2023 | 25.00% | 5.41% | 0.74x | 6.28x | $8.48 Million |
| 2024 | 69.32% | 9.67% | 0.79x | 9.06x | $26.04 Million |
| 2025 | 0.00% | 7.62% | 0.88x | 0.00x | $37.38 Million |
Industry Comparison
This section compares Goosehead Insurance Inc's net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $644,709,300
- Average return on equity (ROE) among peers: 10.55%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Goosehead Insurance Inc (GSHD) | $-162.79 Million | 0.00% | N/A | $1.07 Billion |
| Fanhua Inc. (AIFU) | $1.95 Billion | 13.72% | 0.58x | $162.32 Million |
| Arthur J Gallagher & Co (AJG) | $81.90 Million | 21.61% | 2.90x | $52.50 Billion |
| Aon PLC (AON) | $2.29 Billion | 14.15% | 6.12x | $66.82 Billion |
| Accelerant Holdings (ARX) | $350.00 Million | -26.20% | 5.28x | $1.50 Billion |
| Brown & Brown Inc (BRO) | $13.40 Million | 34.33% | 4.85x | $19.62 Billion |
| The Baldwin Insurance Group, Inc. (BWIN) | $1.19 Billion | -2.58% | 1.42x | $2.12 Billion |
| Crawford & Company (CRD-A) | $215.69 Million | 6.96% | 3.14x | $310.54 Million |
| Crawford & Company (CRD-B) | $139.83 Million | 21.89% | 4.72x | $182.26 Million |
| CorVel Corp (CRVL) | $138.65 Million | 21.26% | 0.70x | $2.36 Billion |
| eHealth Inc (EHTH) | $77.60 Million | 0.39% | 0.40x | $41.02 Million |
About Goosehead Insurance Inc
Goosehead Insurance, Inc. operates as a holding company for Goosehead Financial, LLC that engages in the provision of personal lines insurance agency services in the United States. The company offers insurance service for homeowner's; automotive; dwelling property; flood, wind, and earthquake; excess liability or umbrella; general liability, and property and auto insurance for small businesses; l… Read more