Home Federal Bancorp Louisiana
Home Federal Bancorp, Inc. of Louisiana operates as the holding company for Home Federal Bank that provides various financial services to individuals, corporate entities, and other organizations in Louisiana. The company accepts various deposits, including savings, certificates of deposit, and demand deposit accounts; and offers debit cards. The company also provides loans, including one-to-four … Read more
Home Federal Bancorp Louisiana (HFBL) - Net Assets
Latest net assets as of December 2025: $57.75 Million USD
Based on the latest financial reports, Home Federal Bancorp Louisiana (HFBL) has net assets worth $57.75 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($621.45 Million) and total liabilities ($563.70 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $57.75 Million |
| % of Total Assets | 9.29% |
| Annual Growth Rate | 5.68% |
| 5-Year Change | 4.7% |
| 10-Year Change | 27.22% |
| Growth Volatility | 21.95 |
Home Federal Bancorp Louisiana - Net Assets Trend (2004–2025)
This chart illustrates how Home Federal Bancorp Louisiana's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Home Federal Bancorp Louisiana (2004–2025)
The table below shows the annual net assets of Home Federal Bancorp Louisiana from 2004 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $55.20 Million | +4.55% |
| 2024-06-30 | $52.80 Million | +4.47% |
| 2023-06-30 | $50.54 Million | -3.45% |
| 2022-06-30 | $52.35 Million | -0.72% |
| 2021-06-30 | $52.73 Million | +4.33% |
| 2020-06-30 | $50.53 Million | +0.38% |
| 2019-06-30 | $50.34 Million | +7.03% |
| 2018-06-30 | $47.04 Million | +1.71% |
| 2017-06-30 | $46.25 Million | +6.58% |
| 2016-06-30 | $43.39 Million | +0.01% |
| 2015-06-30 | $43.39 Million | +1.42% |
| 2014-06-30 | $42.78 Million | +1.90% |
| 2013-06-30 | $41.98 Million | -15.85% |
| 2012-06-30 | $49.89 Million | -2.53% |
| 2011-06-30 | $51.18 Million | +53.40% |
| 2010-06-30 | $33.37 Million | +6.56% |
| 2009-06-30 | $31.31 Million | +12.33% |
| 2008-06-30 | $27.87 Million | +0.22% |
| 2007-06-30 | $27.81 Million | -2.55% |
| 2006-06-30 | $28.54 Million | -12.00% |
| 2005-06-30 | $32.43 Million | +87.37% |
| 2004-06-30 | $17.31 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Home Federal Bancorp Louisiana's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 19.7% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $15.24 Million | 27.61% |
| Common Stock | $32.00K | 0.06% |
| Other Comprehensive Income | $-1.93 Million | -3.50% |
| Other Components | $41.87 Million | 75.84% |
| Total Equity | $55.20 Million | 100.00% |
Home Federal Bancorp Louisiana Competitors by Market Cap
The table below lists competitors of Home Federal Bancorp Louisiana ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ganesh Benzoplast Limited
NSE:GANESHBE
|
$29.79 Million |
|
Scilex Holding Company
NASDAQ:SCLX
|
$29.79 Million |
|
Siam Pan Group PCL
BK:SPG
|
$29.79 Million |
|
Picard Medical, Inc.
NYSE MKT:PMI
|
$29.80 Million |
|
DHG Pharmaceutical JSC
VN:DHG
|
$29.78 Million |
|
Indo Tech Transformers Limited
NSE:INDOTECH
|
$29.77 Million |
|
Chi Hua Fitness Co Ltd
TWO:1593
|
$29.76 Million |
|
BMT Co. Ltd
KQ:086670
|
$29.75 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Home Federal Bancorp Louisiana's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 52,803,000 to 55,205,000, a change of 2,402,000 (4.5%).
- Net income of 3,888,000 contributed positively to equity growth.
- Dividend payments of 1,629,000 reduced retained earnings.
- Share repurchases of 1,073,000 reduced equity.
- Other comprehensive income increased equity by 681,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.89 Million | +7.04% |
| Dividends Paid | $1.63 Million | -2.95% |
| Share Repurchases | $1.07 Million | -1.94% |
| Other Comprehensive Income | $681.00K | +1.23% |
| Other Changes | $535.00K | +0.97% |
| Total Change | $- | 4.55% |
Book Value vs Market Value Analysis
This analysis compares Home Federal Bancorp Louisiana's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.98x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 9.11x to 0.98x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2004-06-30 | $1.93 | $17.56 | x |
| 2005-06-30 | $4.71 | $17.56 | x |
| 2006-06-30 | $4.28 | $17.56 | x |
| 2007-06-30 | $4.15 | $17.56 | x |
| 2008-06-30 | $4.30 | $17.56 | x |
| 2009-06-30 | $4.81 | $17.56 | x |
| 2010-06-30 | $5.13 | $17.56 | x |
| 2011-06-30 | $8.80 | $17.56 | x |
| 2012-06-30 | $8.85 | $17.56 | x |
| 2013-06-30 | $8.77 | $17.56 | x |
| 2014-06-30 | $10.09 | $17.56 | x |
| 2015-06-30 | $10.68 | $17.56 | x |
| 2016-06-30 | $11.17 | $17.56 | x |
| 2017-06-30 | $12.11 | $17.56 | x |
| 2018-06-30 | $12.74 | $17.56 | x |
| 2019-06-30 | $13.29 | $17.56 | x |
| 2020-06-30 | $14.06 | $17.56 | x |
| 2021-06-30 | $15.39 | $17.56 | x |
| 2022-06-30 | $15.11 | $17.56 | x |
| 2023-06-30 | $16.03 | $17.56 | x |
| 2024-06-30 | $17.13 | $17.56 | x |
| 2025-06-30 | $17.88 | $17.56 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Home Federal Bancorp Louisiana utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 7.04%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.02%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 11.04x
- Recent ROE (7.04%) is above the historical average (5.97%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2004 | 4.74% | 14.99% | 0.06x | 5.53x | $-910.17K |
| 2005 | 2.62% | 15.59% | 0.05x | 3.43x | $-2.39 Million |
| 2006 | 2.22% | 10.92% | 0.05x | 3.99x | $-2.22 Million |
| 2007 | 2.29% | 9.33% | 0.06x | 4.27x | $-2.14 Million |
| 2008 | -0.29% | -1.14% | 0.05x | 4.94x | $-2.87 Million |
| 2009 | 1.64% | 6.47% | 0.05x | 4.94x | $-2.62 Million |
| 2010 | 2.01% | 6.29% | 0.06x | 5.55x | $-2.67 Million |
| 2011 | 3.79% | 14.99% | 0.06x | 4.56x | $-3.18 Million |
| 2012 | 5.70% | 17.88% | 0.05x | 5.94x | $-2.15 Million |
| 2013 | 7.46% | 19.02% | 0.06x | 6.60x | $-1.07 Million |
| 2014 | 6.41% | 17.84% | 0.05x | 7.70x | $-1.53 Million |
| 2015 | 7.73% | 19.28% | 0.05x | 8.52x | $-983.60K |
| 2016 | 7.78% | 18.32% | 0.05x | 8.80x | $-962.20K |
| 2017 | 7.90% | 17.85% | 0.05x | 9.22x | $-972.60K |
| 2018 | 7.59% | 16.88% | 0.05x | 8.96x | $-1.14 Million |
| 2019 | 9.42% | 21.62% | 0.05x | 8.79x | $-291.20K |
| 2020 | 7.62% | 16.10% | 0.05x | 10.25x | $-1.20 Million |
| 2021 | 10.18% | 21.18% | 0.04x | 10.73x | $92.50K |
| 2022 | 9.31% | 21.67% | 0.04x | 11.28x | $-361.70K |
| 2023 | 11.29% | 19.99% | 0.04x | 13.08x | $649.80K |
| 2024 | 6.80% | 10.79% | 0.05x | 12.07x | $-1.69 Million |
| 2025 | 7.04% | 12.02% | 0.05x | 11.04x | $-1.63 Million |
Industry Comparison
This section compares Home Federal Bancorp Louisiana's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Home Federal Bancorp Louisiana (HFBL) | $57.75 Million | 4.74% | 9.76x | $29.79 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |