Huize Holding Ltd (HUIZ) - Net Assets
Based on the latest financial reports, Huize Holding Ltd (HUIZ) has net assets worth $431.85 Million USD as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($938.17 Million) and total liabilities ($506.32 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Huize Holding Ltd (HUIZ) total assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $431.85 Million |
| % of Total Assets | 46.03% |
| Annual Growth Rate | N/A |
| 5-Year Change | 19.73% |
| 10-Year Change | N/A |
| Growth Volatility | 352.12 |
Huize Holding Ltd - Net Assets Trend (2017–2025)
This chart illustrates how Huize Holding Ltd's net assets have evolved over time, based on quarterly financial data. Check Huize Holding Ltd tangible equity quality to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Huize Holding Ltd (2017–2025)
The table below shows the annual net assets of Huize Holding Ltd from 2017 to 2025. For live valuation and market cap data, see market cap of Huize Holding Ltd.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $432.12 Million | +0.67% |
| 2024-12-31 | $429.24 Million | +4.59% |
| 2023-12-31 | $410.42 Million | +20.00% |
| 2022-12-31 | $342.02 Million | -5.23% |
| 2021-12-31 | $360.91 Million | -22.99% |
| 2020-12-31 | $468.68 Million | +251.85% |
| 2019-12-31 | $-308.65 Million | -944.81% |
| 2018-12-31 | $36.53 Million | +109.48% |
| 2017-12-31 | $-385.37 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Huize Holding Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 6309863500.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $73.04K | 0.02% |
| Other Comprehensive Income | $-14.70 Million | -3.57% |
| Other Components | $881.26 Million | 214.16% |
| Total Equity | $411.49 Million | 100.00% |
Huize Holding Ltd Competitors by Market Cap
The table below lists competitors of Huize Holding Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Meta Epsi Tbk PT
JK:MTPS
|
$9.90 Million |
|
Silla Textile Co.Ltd
KQ:001000
|
$9.90 Million |
|
CalciMedica, Inc. Common Stock
NASDAQ:CALC
|
$9.90 Million |
|
TWZ Corporation Public Company Limited
BK:TWZ
|
$9.90 Million |
|
VistaGen Therapeutics Inc
NASDAQ:VTGN
|
$9.89 Million |
|
Shenzhen CAU Technology Co Ltd
SHE:000004
|
$9.88 Million |
|
Barramundi Group Ltd
OL:BARRA
|
$9.87 Million |
|
T.M.C. Industrial Public Company Limited
BK:TMC
|
$9.87 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Huize Holding Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 408,740,000 to 411,490,861, a change of 2,750,861 (0.7%).
- Net income of 3,929,925 contributed positively to equity growth.
- Other comprehensive income decreased equity by 1,840,353.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $3.93 Million | +0.96% |
| Other Comprehensive Income | $-1.84 Million | -0.45% |
| Other Changes | $661.29K | +0.16% |
| Total Change | $- | 0.67% |
Book Value vs Market Value Analysis
This analysis compares Huize Holding Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | $-346.85 | $1.15 | x |
| 2018-12-31 | $15.80 | $1.15 | x |
| 2019-12-31 | $-120.29 | $1.15 | x |
| 2020-12-31 | $194.51 | $1.15 | x |
| 2021-12-31 | $140.94 | $1.15 | x |
| 2022-12-31 | $133.42 | $1.15 | x |
| 2023-12-31 | $163.68 | $1.15 | x |
| 2024-12-31 | $806.35 | $1.15 | x |
| 2025-12-31 | $815.51 | $1.15 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Huize Holding Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.96%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 0.26%
- • Asset Turnover: 1.64x
- • Equity Multiplier: 2.28x
- Recent ROE (0.96%) is above the historical average (-1.79%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2017 | 0.00% | -36.90% | 1.59x | 0.00x | $-58.56 Million |
| 2018 | 8.76% | 0.62% | 1.52x | 9.28x | $-447.30K |
| 2019 | 0.00% | 1.50% | 1.95x | 0.00x | $45.77 Million |
| 2020 | -3.90% | -1.50% | 0.91x | 2.85x | $-65.16 Million |
| 2021 | -29.90% | -4.80% | 1.21x | 5.16x | $-143.67 Million |
| 2022 | -9.15% | -2.69% | 1.06x | 3.20x | $-65.27 Million |
| 2023 | 17.32% | 5.87% | 1.26x | 2.34x | $29.67 Million |
| 2024 | -0.16% | -0.05% | 1.41x | 2.16x | $-41.52 Million |
| 2025 | 0.96% | 0.26% | 1.64x | 2.28x | $-37.22 Million |
Industry Comparison
This section compares Huize Holding Ltd's net assets metrics with peer companies in the Insurance Brokers industry.
Industry Context
- Industry: Insurance Brokers
- Average net assets among peers: $980,684,600
- Average return on equity (ROE) among peers: 13.66%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Huize Holding Ltd (HUIZ) | $431.85 Million | 0.00% | 1.17x | $9.89 Million |
| Fanhua Inc. (AIFU) | $1.96 Billion | 12.80% | 0.65x | $185.32 Million |
| Arthur J Gallagher & Co (AJG) | $4.16 Billion | 11.56% | 2.10x | $51.10 Billion |
| Aon PLC (AON) | $1.14 Billion | 16.13% | 4.17x | $66.19 Billion |
| Accelerant Holdings (ARX) | $427.00 Million | 6.37% | 13.27x | $1.34 Billion |
| Brown & Brown Inc (BRO) | $9.40 Million | 43.62% | 7.71x | $23.19 Billion |
| The Baldwin Insurance Group, Inc. (BWIN) | $1.02 Billion | -8.85% | 2.44x | $2.58 Billion |
| Crawford & Company (CRD-A) | $194.83 Million | 12.92% | 1.93x | $325.06 Million |
| Crawford & Company (CRD-B) | $172.59 Million | 4.44% | 1.97x | $190.79 Million |
| CorVel Corp (CRVL) | $189.71 Million | 24.97% | 1.19x | $2.92 Billion |
| eHealth Inc (EHTH) | $527.16 Million | 12.69% | 0.41x | $42.22 Million |
About Huize Holding Ltd
Huize Holding Limited, together with its subsidiaries, offers online insurance product and service platforms through various internet channels in Mainland China, Hong Kong, and internationally. The company offers life and health insurance products comprising term and whole life, annuity, critical illness, reimbursement-based, and illness and disease insurance. It also provides property and casual… Read more