Northwest Bancshares Inc

NASDAQ:NWBI USA Banks - Regional
Market Cap
$1.77 Billion
Market Cap Rank
#5354 Global
#3164 in USA
Share Price
$12.09
Change (1 day)
-0.33%
52-Week Range
$10.90 - $13.53
All Time High
$15.07
Categories
Companies in USA Banks - Regional Banking & Financial
About

Northwest Bancshares, Inc. operates as the bank holding company for Northwest Bank, a state-chartered savings bank that provides personal and business banking solutions in the United States. The company accepts various deposits, including checking, savings, money market deposit, term certificate, and individual retirement accounts. It also offers loan products comprising one-to-four-family reside… Read more

Northwest Bancshares Inc (NWBI) - Net Assets

Latest net assets as of December 2025: $1.89 Billion USD

Based on the latest financial reports, Northwest Bancshares Inc (NWBI) has net assets worth $1.89 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($16.77 Billion) and total liabilities ($14.88 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $1.89 Billion
% of Total Assets 11.27%
Annual Growth Rate 7.91%
5-Year Change 19.38%
10-Year Change 61.48%
Growth Volatility 22.04

Northwest Bancshares Inc - Net Assets Trend (1994–2025)

This chart illustrates how Northwest Bancshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Northwest Bancshares Inc (1994–2025)

The table below shows the annual net assets of Northwest Bancshares Inc from 1994 to 2025.

Year Net Assets Change
2025-12-31 $1.89 Billion +18.38%
2024-12-31 $1.60 Billion +2.94%
2023-12-31 $1.55 Billion +4.01%
2022-12-31 $1.49 Billion -5.82%
2021-12-31 $1.58 Billion +2.92%
2020-12-31 $1.54 Billion +13.70%
2019-12-31 $1.35 Billion +7.61%
2018-12-31 $1.26 Billion +4.13%
2017-12-31 $1.21 Billion +3.17%
2016-12-31 $1.17 Billion +0.64%
2015-12-31 $1.16 Billion +9.46%
2014-12-31 $1.06 Billion -8.01%
2013-12-31 $1.16 Billion +2.37%
2012-12-31 $1.13 Billion -2.29%
2011-12-31 $1.15 Billion -11.67%
2010-12-31 $1.31 Billion -0.69%
2009-12-31 $1.32 Billion +114.49%
2008-12-31 $613.78 Million +0.15%
2007-12-31 $612.88 Million +1.38%
2006-12-31 $604.56 Million +3.23%
2005-12-31 $585.66 Million +0.60%
2004-12-31 $582.19 Million +5.76%
2003-12-31 $550.47 Million +54.22%
2002-12-31 $356.93 Million +14.27%
2001-12-31 $312.35 Million +13.29%
2000-12-31 $275.71 Million +11.22%
1999-12-31 $247.89 Million +6.07%
1998-12-31 $233.70 Million +6.32%
1997-12-31 $219.80 Million +10.73%
1996-12-31 $198.50 Million +4.09%
1995-12-31 $190.70 Million +6.72%
1994-12-31 $178.70 Million --

Equity Component Analysis

This analysis shows how different components contribute to Northwest Bancshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 500.9% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $689.21 Million 36.46%
Common Stock $1.46 Million 0.08%
Other Comprehensive Income $-70.69 Million -3.74%
Other Components $1.27 Billion 67.20%
Total Equity $1.89 Billion 100.00%

Northwest Bancshares Inc Competitors by Market Cap

The table below lists competitors of Northwest Bancshares Inc ranked by their market capitalization.

Company Market Cap
Stewart Information Services Corp
NYSE:STC
 		$1.75 Billion
SEPLAT ENERGY (DI) NA-50
F:134
 		$1.75 Billion
Jason Furniture(Hangzhou)
SHG:603816
 		$1.75 Billion
Goodyear Tire & Rubber Co
NASDAQ:GT
 		$1.75 Billion
Meidensha Corporation
F:MW7
 		$1.75 Billion
China Huarong Asset Management Co. Ltd
F:CHE
 		$1.75 Billion
Armada Hoffler Properties, Inc.
NYSE:AHRT-PA
 		$1.75 Billion
CITIC Heavy Industries Co Ltd
SHG:601608
 		$1.74 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Northwest Bancshares Inc's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,596,856,000 to 1,890,424,000, a change of 293,568,000 (18.4%).
  • Net income of 126,013,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 40,223,000.
  • Other factors increased equity by 127,332,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $126.01 Million +6.67%
Other Comprehensive Income $40.22 Million +2.13%
Other Changes $127.33 Million +6.74%
Total Change $- 18.38%

Book Value vs Market Value Analysis

This analysis compares Northwest Bancshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.94x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 7.03x to 0.94x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1994-12-31 $1.72 $12.09 x
1995-12-31 $1.84 $12.09 x
1996-12-31 $1.93 $12.09 x
1997-12-31 $2.04 $12.09 x
1998-12-31 $2.18 $12.09 x
1999-12-31 $2.31 $12.09 x
2000-12-31 $2.56 $12.09 x
2001-12-31 $2.90 $12.09 x
2002-12-31 $3.23 $12.09 x
2003-12-31 $4.99 $12.09 x
2004-12-31 $5.05 $12.09 x
2005-12-31 $5.17 $12.09 x
2006-12-31 $5.37 $12.09 x
2007-12-31 $5.49 $12.09 x
2008-12-31 $5.61 $12.09 x
2009-12-31 $12.03 $12.09 x
2010-12-31 $12.00 $12.09 x
2011-12-31 $11.53 $12.09 x
2012-12-31 $11.98 $12.09 x
2013-12-31 $12.63 $12.09 x
2014-12-31 $11.52 $12.09 x
2015-12-31 $12.27 $12.09 x
2016-12-31 $11.63 $12.09 x
2017-12-31 $11.78 $12.09 x
2018-12-31 $12.14 $12.09 x
2019-12-31 $12.79 $12.09 x
2020-12-31 $12.80 $12.09 x
2021-12-31 $12.47 $12.09 x
2022-12-31 $11.77 $12.09 x
2023-12-31 $12.22 $12.09 x
2024-12-31 $12.58 $12.09 x
2025-12-31 $12.89 $12.09 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Northwest Bancshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 6.67%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 14.37%
  • • Asset Turnover: 0.05x
  • • Equity Multiplier: 8.87x
  • Recent ROE (6.67%) is below the historical average (7.53%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1994 9.12% 13.00% 0.08x 8.91x $-1.57 Million
1995 9.18% 12.57% 0.07x 9.85x $-1.57 Million
1996 6.90% 8.55% 0.08x 10.54x $-6.15 Million
1997 9.79% 11.61% 0.07x 11.76x $-468.00K
1998 8.58% 9.43% 0.07x 13.17x $-3.33 Million
1999 10.97% 10.84% 0.07x 13.75x $2.41 Million
2000 9.71% 9.41% 0.07x 13.97x $-794.30K
2001 11.49% 12.24% 0.07x 13.77x $4.65 Million
2002 7.30% 8.42% 0.06x 14.63x $-9.63 Million
2003 7.75% 12.84% 0.05x 11.52x $-12.40 Million
2004 9.59% 15.77% 0.06x 10.87x $-2.42 Million
2006 8.52% 12.43% 0.06x 10.80x $-8.92 Million
2007 8.01% 11.18% 0.07x 10.87x $-12.19 Million
2008 7.85% 10.81% 0.06x 11.29x $-13.21 Million
2009 2.48% 7.77% 0.05x 6.10x $-99.00 Million
2010 4.40% 13.30% 0.05x 6.23x $-73.22 Million
2011 5.55% 15.34% 0.05x 6.89x $-51.34 Million
2012 5.62% 15.98% 0.05x 7.04x $-49.46 Million
2013 5.76% 17.54% 0.05x 6.82x $-48.96 Million
2014 5.83% 16.60% 0.05x 7.32x $-44.30 Million
2015 5.20% 15.72% 0.04x 7.70x $-55.78 Million
2016 4.24% 11.59% 0.04x 8.22x $-67.40 Million
2017 7.82% 20.25% 0.05x 7.75x $-26.31 Million
2018 8.39% 22.67% 0.05x 7.64x $-20.27 Million
2019 8.16% 21.48% 0.05x 7.75x $-24.90 Million
2020 4.86% 13.29% 0.04x 8.97x $-79.02 Million
2021 9.75% 28.89% 0.04x 9.16x $-4.03 Million
2022 8.96% 23.96% 0.04x 9.46x $-15.48 Million
2023 8.70% 19.28% 0.05x 9.29x $-20.17 Million
2024 6.28% 13.30% 0.05x 9.02x $-59.41 Million
2025 6.67% 14.37% 0.05x 8.87x $-63.03 Million

Industry Comparison

This section compares Northwest Bancshares Inc's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $22,823,266,317
  • Average return on equity (ROE) among peers: 14.64%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Northwest Bancshares Inc (NWBI) $1.89 Billion 9.12% 7.87x $1.75 Billion
Ameris Bancorp (ABCB) $514.76 Million 7.94% 9.86x $4.91 Billion
ACNB Corporation (ACNB) $106.80 Million 8.72% 8.79x $452.68 Million
Addiko Bank AG (ADBKF) $6.08 Billion 0.58% 0.00x $210.07 Million
Affinity Bancshares Inc (AFBI) $80.78 Million 3.82% 9.53x $79.98 Million
Absa Group Limited (AGRPF) $56.49 Billion 12.11% 11.71x $6.72 Billion
AIB Group plc (AIBGY) $2.74 Billion 18.02% 16.84x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $153.61 Billion 39.08% 6.47x $8.60 Billion
Alpha Bank SA (ALBKY) $8.37 Billion 34.92% 7.81x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $235.94 Million 14.17% 11.96x $248.47 Million