Pintec Technology Holdings Ltd (PT) - Net Assets
Based on the latest financial reports, Pintec Technology Holdings Ltd (PT) has net assets worth $-400.15 Million USD as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($96.36 Million) and total liabilities ($496.51 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check PT cash and liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $-400.15 Million |
| % of Total Assets | -415.28% |
| Annual Growth Rate | N/A |
| 5-Year Change | -922.31% |
| 10-Year Change | N/A |
| Growth Volatility | 96.64 |
Pintec Technology Holdings Ltd - Net Assets Trend (2016–2024)
This chart illustrates how Pintec Technology Holdings Ltd's net assets have evolved over time, based on quarterly financial data. Also explore PT asset base for the complete picture of this company's asset base.
Annual Net Assets for Pintec Technology Holdings Ltd (2016–2024)
The table below shows the annual net assets of Pintec Technology Holdings Ltd from 2016 to 2024. For live valuation and market cap data, see market value of Pintec Technology Holdings Ltd.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $-395.12 Million | -4.01% |
| 2023-12-31 | $-379.88 Million | -53.71% |
| 2022-12-31 | $-247.14 Million | -280.04% |
| 2021-12-31 | $-65.03 Million | -235.34% |
| 2020-12-31 | $48.05 Million | -95.48% |
| 2019-12-31 | $1.06 Billion | 0.00% |
| 2018-12-31 | $1.06 Billion | +1808.27% |
| 2017-12-31 | $-62.20 Million | -575.67% |
| 2016-12-31 | $-9.21 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Pintec Technology Holdings Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 251906800000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $496.00K | % |
| Other Comprehensive Income | $82.43 Million | % |
| Other Components | $2.04 Billion | % |
| Total Equity | $-408.87 Million | 100.00% |
Pintec Technology Holdings Ltd Competitors by Market Cap
The table below lists competitors of Pintec Technology Holdings Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Serica Energy PLC
LSE:SQZ
|
$13.83 Million |
|
Airthings ASA
OL:AIRX
|
$13.83 Million |
|
Asuransi Dayin Mitra Tbk
JK:ASDM
|
$13.84 Million |
|
TS Corp Preference Shares
KO:001795
|
$13.85 Million |
|
Shin Hwa Silup
KO:001770
|
$13.82 Million |
|
Ganges Securities Limited
NSE:GANGESSECU
|
$13.80 Million |
|
AAA Technologies Limited
NSE:AAATECH
|
$13.80 Million |
|
Big Rock Brewery Inc.
TO:BR
|
$13.79 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Pintec Technology Holdings Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from -392,955,000 to -408,873,000, a change of -15,918,000.
- Net loss of 15,454,000 reduced equity.
- Other comprehensive income increased equity by 8,824,000.
- Other factors decreased equity by 9,288,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-15.45 Million | -3.78% |
| Other Comprehensive Income | $8.82 Million | +2.16% |
| Other Changes | $-9.29 Million | -2.27% |
| Total Change | $- | % |
Book Value vs Market Value Analysis
This analysis compares Pintec Technology Holdings Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2016-12-31 | $-196.80 | $0.96 | x |
| 2017-12-31 | $-1213.04 | $0.96 | x |
| 2018-12-31 | $367.83 | $0.96 | x |
| 2019-12-31 | $367.83 | $0.96 | x |
| 2020-12-31 | $-490.02 | $0.96 | x |
| 2021-12-31 | $-919.33 | $0.96 | x |
| 2022-12-31 | $-1641.08 | $0.96 | x |
| 2023-12-31 | $-973.03 | $0.96 | x |
| 2024-12-31 | $-902.98 | $0.96 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Pintec Technology Holdings Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 0.00%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -43.98%
- • Asset Turnover: 0.34x
- • Equity Multiplier: 0.00x
- Recent ROE (0.00%) is above the historical average (-1.45%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 0.00% | -365.37% | 0.10x | 0.00x | $-199.57 Million |
| 2017 | 0.00% | -22.92% | 0.23x | 0.00x | $-124.13 Million |
| 2018 | -6.53% | -6.59% | 0.44x | 2.25x | $-175.67 Million |
| 2019 | -6.53% | -6.59% | 0.44x | 2.25x | $-175.67 Million |
| 2020 | 0.00% | -77.71% | 0.39x | 0.00x | $-282.04 Million |
| 2021 | 0.00% | -58.72% | 0.23x | 0.00x | $-79.24 Million |
| 2022 | 0.00% | -255.05% | 0.14x | 0.00x | $-149.98 Million |
| 2023 | 0.00% | -149.41% | 0.47x | 0.00x | $-39.47 Million |
| 2024 | 0.00% | -43.98% | 0.34x | 0.00x | $25.43 Million |
Industry Comparison
This section compares Pintec Technology Holdings Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,215,656,516
- Average return on equity (ROE) among peers: 85.60%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Pintec Technology Holdings Ltd (PT) | $-400.15 Million | 0.00% | N/A | $13.82 Million |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $16.59 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $156.65 Million | -95.99% | 31.60x | $1.63 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $248.49 Million | 12.88% | 18.94x | $137.84 Million |
| AIOS Tech Inc. (AIOS) | $53.94 Million | 5.08% | 0.74x | $3.53 Million |
| Ally Financial Inc (ALLY) | $17.05 Billion | 17.95% | 9.70x | $12.59 Billion |
| Antalpha Platform Holding Co (ANTA) | $202.32 Million | 9.14% | 10.90x | $210.67 Million |
| Atlanticus Holdings Corporation (ATLC) | $-22.13 Million | 0.00% | 0.00x | $958.76 Million |
| American Express Company (AXP) | $20.67 Billion | 28.47% | 6.70x | $219.50 Billion |
| Bread Financial Holdings, Inc. (BFH) | $23.09 Million | 838.91% | 357.19x | $3.31 Billion |
| Credit Acceptance Corporation (CACC) | $702.20 Million | 37.91% | 2.97x | $5.39 Billion |
About Pintec Technology Holdings Ltd
Pintec Technology Holdings Limited, together with its subsidiaries, engages in the provision of technology-enabled financial and digital services to the ecosystem of MSMEs and SMEs in the People's Republic of China and internationally. The company connects business partners and financial partners on its open platform and enables them to provide financial services to end users. It also provides po… Read more