Winchester Bancorp, Inc. Common Stock
Winchester Bancorp, Inc. operates as a bank holding company for Winchester Savings Bank that provides banking products and services in the United States. The company offers deposit accounts, including non-interest-bearing checking, interest-bearing checking, money market, and savings accounts, as well as certificates of deposit; and one- to four-family residential real estate loans, multifamily r… Read more
Winchester Bancorp, Inc. Common Stock (WSBK) - Net Assets
Latest net assets as of December 2025: $118.25 Million USD
Based on the latest financial reports, Winchester Bancorp, Inc. Common Stock (WSBK) has net assets worth $118.25 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.02 Billion) and total liabilities ($897.72 Million). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $118.25 Million |
| % of Total Assets | 11.64% |
| Annual Growth Rate | 22.34% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 19.73 |
Winchester Bancorp, Inc. Common Stock - Net Assets Trend (2023–2025)
This chart illustrates how Winchester Bancorp, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Winchester Bancorp, Inc. Common Stock (2023–2025)
The table below shows the annual net assets of Winchester Bancorp, Inc. Common Stock from 2023 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-06-30 | $115.35 Million | +43.67% |
| 2024-06-30 | $80.29 Million | +4.21% |
| 2023-06-30 | $77.05 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Winchester Bancorp, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 0.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (June 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $80.72 Million | 69.98% |
| Common Stock | $93.00K | 0.08% |
| Other Comprehensive Income | $-1.69 Million | -1.46% |
| Other Components | $36.23 Million | 31.40% |
| Total Equity | $115.35 Million | 100.00% |
Winchester Bancorp, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Winchester Bancorp, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Formosa Oilseed Processing Co Ltd
TW:1225
|
$49.69 Million |
|
Thai Nakarin Hospital Public Company Limited
BK:TNH
|
$49.69 Million |
|
NIIT Limited
NSE:NIITLTD
|
$49.70 Million |
|
SaraminHR Co.Ltd
KQ:143240
|
$49.71 Million |
|
Advanced Emissions Solutions Inc
F:OXQ1
|
$49.67 Million |
|
Clarke Inc
PINK:CLKFF
|
$49.67 Million |
|
PCC Rokita SA
WAR:PCR
|
$49.65 Million |
|
Helios Fairfax Partners Corporation
PINK:FFXXF
|
$49.64 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Winchester Bancorp, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 80,288,000 to 115,352,000, a change of 35,064,000 (43.7%).
- Net loss of 874,000 reduced equity.
- Share repurchases of 3,346,000 reduced equity.
- New share issuances of 37,805,000 increased equity.
- Other comprehensive income decreased equity by 81,974,000.
- Other factors increased equity by 83,453,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $-874.00K | -0.76% |
| Share Repurchases | $3.35 Million | -2.9% |
| Share Issuances | $37.80 Million | +32.77% |
| Other Comprehensive Income | $-81.97 Million | -71.06% |
| Other Changes | $83.45 Million | +72.35% |
| Total Change | $- | 43.67% |
Book Value vs Market Value Analysis
This analysis compares Winchester Bancorp, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.03x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 1.57x to 1.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2023-06-30 | $8.16 | $12.80 | x |
| 2024-06-30 | $8.50 | $12.80 | x |
| 2025-06-30 | $12.47 | $12.80 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Winchester Bancorp, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -0.76%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -1.96%
- • Asset Turnover: 0.05x
- • Equity Multiplier: 8.23x
- Recent ROE (-0.76%) is below the historical average (1.87%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2023 | 5.40% | 16.14% | 0.03x | 9.74x | $-3.54 Million |
| 2024 | 0.98% | 2.16% | 0.04x | 10.62x | $-7.24 Million |
| 2025 | -0.76% | -1.96% | 0.05x | 8.23x | $-12.41 Million |
Industry Comparison
This section compares Winchester Bancorp, Inc. Common Stock's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Winchester Bancorp, Inc. Common Stock (WSBK) | $118.25 Million | 5.40% | 7.59x | $49.68 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |