Bandhan Bank Limited
Bandhan Bank Limited provides banking and financial services for personal and business customers in India. The company operates through Treasury, Retail Banking, Corporate/Wholesale Banking, and Other Banking Business segments. It accepts term, fixed, and recurring deposits; and offers savings and current accounts. The company also provides home, gold, personal, two-wheeler, and car loans; loans … Read more
Bandhan Bank Limited (BANDHANBNK) - Net Assets
Latest net assets as of December 2025: ₹251.00 Billion INR
Based on the latest financial reports, Bandhan Bank Limited (BANDHANBNK) has net assets worth ₹251.00 Billion INR as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₹1.96 Trillion) and total liabilities (₹1.71 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₹251.00 Billion |
| % of Total Assets | 12.8% |
| Annual Growth Rate | 47.58% |
| 5-Year Change | 41.34% |
| 10-Year Change | 637.89% |
| Growth Volatility | 163.77 |
Bandhan Bank Limited - Net Assets Trend (2015–2025)
This chart illustrates how Bandhan Bank Limited's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Bandhan Bank Limited (2015–2025)
The table below shows the annual net assets of Bandhan Bank Limited from 2015 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-03-31 | ₹246.05 Billion | +13.86% |
| 2024-03-31 | ₹216.10 Billion | +10.34% |
| 2023-03-31 | ₹195.84 Billion | +12.67% |
| 2022-03-31 | ₹173.81 Billion | -0.16% |
| 2021-03-31 | ₹174.08 Billion | +14.56% |
| 2020-03-31 | ₹151.95 Billion | +35.65% |
| 2019-03-31 | ₹112.02 Billion | +19.40% |
| 2018-03-31 | ₹93.82 Billion | +111.00% |
| 2017-03-31 | ₹44.46 Billion | +33.35% |
| 2016-03-31 | ₹33.35 Billion | +564.74% |
| 2015-03-31 | ₹5.02 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Bandhan Bank Limited's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 1775509.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (March 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₹102.28 Billion | 41.57% |
| Common Stock | ₹16.11 Billion | 6.55% |
| Other Comprehensive Income | ₹229.94 Billion | 93.45% |
| Total Equity | ₹246.05 Billion | 100.00% |
Bandhan Bank Limited Competitors by Market Cap
The table below lists competitors of Bandhan Bank Limited ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Park Hotels & Resorts Inc
NYSE:PK
|
$1.95 Billion |
|
Meta Financial Group Inc
NASDAQ:CASH
|
$1.95 Billion |
|
Advanced Technology & Materials Co Ltd
SHE:000969
|
$1.95 Billion |
|
Extreme Networks Inc
NASDAQ:EXTR
|
$1.95 Billion |
|
Yifeng Pharmacy
SHG:603939
|
$1.94 Billion |
|
Danieli & C RSP
LSE:0N4I
|
$1.94 Billion |
|
Hyundai Autoever Corp
KO:307950
|
$1.94 Billion |
|
ITC HOTELS LIMITED
NSE:ITCHOTELS
|
$1.94 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Bandhan Bank Limited's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 216,096,380,000 to 246,050,069,000, a change of 29,953,689,000 (13.9%).
- Net income of 27,452,955,000 contributed positively to equity growth.
- Dividend payments of 2,416,455,000 reduced retained earnings.
- Share repurchases of 298,000 reduced equity.
- New share issuances of 298,000 increased equity.
- Other comprehensive income increased equity by 170,955,526,000.
- Other factors decreased equity by 166,038,337,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₹27.45 Billion | +11.16% |
| Dividends Paid | ₹2.42 Billion | -0.98% |
| Share Repurchases | ₹298.00K | -0.0% |
| Share Issuances | ₹298.00K | +0.0% |
| Other Comprehensive Income | ₹170.96 Billion | +69.48% |
| Other Changes | ₹-166.04 Billion | -67.48% |
| Total Change | ₹- | 13.86% |
Book Value vs Market Value Analysis
This analysis compares Bandhan Bank Limited's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.15x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 38.31x to 1.15x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-03-31 | ₹4.58 | ₹175.50 | x |
| 2016-03-31 | ₹30.45 | ₹175.50 | x |
| 2017-03-31 | ₹40.60 | ₹175.50 | x |
| 2018-03-31 | ₹85.45 | ₹175.50 | x |
| 2019-03-31 | ₹91.90 | ₹175.50 | x |
| 2020-03-31 | ₹94.30 | ₹175.50 | x |
| 2021-03-31 | ₹108.05 | ₹175.50 | x |
| 2022-03-31 | ₹107.88 | ₹175.50 | x |
| 2023-03-31 | ₹121.56 | ₹175.50 | x |
| 2024-03-31 | ₹134.13 | ₹175.50 | x |
| 2025-03-31 | ₹152.72 | ₹175.50 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Bandhan Bank Limited utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.16%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 11.02%
- • Asset Turnover: 0.13x
- • Equity Multiplier: 7.78x
- Recent ROE (11.16%) is below the historical average (11.92%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | 0.11% | 7.24% | 0.02x | 1.05x | ₹-495.87 Million |
| 2016 | 8.25% | 15.90% | 0.09x | 5.92x | ₹-582.03 Million |
| 2017 | 25.01% | 25.75% | 0.14x | 6.80x | ₹6.67 Billion |
| 2018 | 14.34% | 24.63% | 0.12x | 4.72x | ₹4.07 Billion |
| 2019 | 17.42% | 25.20% | 0.14x | 5.04x | ₹8.31 Billion |
| 2020 | 19.90% | 24.30% | 0.14x | 6.04x | ₹15.04 Billion |
| 2021 | 12.67% | 15.16% | 0.13x | 6.61x | ₹4.65 Billion |
| 2022 | 0.72% | 0.75% | 0.12x | 7.99x | ₹-16.12 Billion |
| 2023 | 11.21% | 11.95% | 0.12x | 7.95x | ₹2.36 Billion |
| 2024 | 10.32% | 10.60% | 0.12x | 8.23x | ₹685.99 Million |
| 2025 | 11.16% | 11.02% | 0.13x | 7.78x | ₹2.85 Billion |
Industry Comparison
This section compares Bandhan Bank Limited's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $158,569,918,111
- Average return on equity (ROE) among peers: -0.02%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Bandhan Bank Limited (BANDHANBNK) | ₹251.00 Billion | 0.11% | 6.81x | $1.95 Billion |
| AU Small Finance Bank Limited (AUBANK) | $171.66 Billion | 12.27% | 8.20x | $5.64 Billion |
| Bank of Baroda (BANKBARODA) | $764.90 Billion | 1.21% | 14.69x | $6.06 Billion |
| Canara Bank (CANBK) | $351.83 Billion | 3.86% | 15.94x | $4.81 Billion |
| Capital Small Finance Bank Limited (CAPITALSFB) | $895.11 Million | 15.89% | 17.77x | $29.44 Million |
| Central Bank of India (CENTRALBK) | $110.28 Billion | 11.92% | 18.04x | $275.77 Million |
| CSB Bank Limited (CSBBANK) | $21.80 Billion | 10.02% | 9.70x | $383.55 Million |
| City Union Bank Limited (CUB) | $2.41 Billion | 19.24% | 13.52x | $1.93 Billion |
| DCB Bank Limited (DCBBANK) | $1.99 Billion | -81.69% | 22.36x | $503.70 Million |
| Dhanlaxmi Bank Limited (DHANBANK) | $1.34 Billion | 7.08% | 20.20x | $59.94 Million |