BankUnited Inc
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. The company offers deposit products, such as checking, money market deposit, and savings accounts; certificates of deposit; and treasury, payments and cash management services. Its loans portfolio includes commercial loans, including … Read more
BankUnited Inc (BKU) - Net Assets
Latest net assets as of December 2025: $3.05 Billion USD
Based on the latest financial reports, BankUnited Inc (BKU) has net assets worth $3.05 Billion USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($35.04 Billion) and total liabilities ($31.99 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $3.05 Billion |
| % of Total Assets | 8.72% |
| Annual Growth Rate | 6.62% |
| 5-Year Change | -90.8% |
| 10-Year Change | 26.27% |
| Growth Volatility | 229.58 |
BankUnited Inc - Net Assets Trend (2009–2025)
This chart illustrates how BankUnited Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for BankUnited Inc (2009–2025)
The table below shows the annual net assets of BankUnited Inc from 2009 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $3.05 Billion | +8.51% |
| 2024-12-31 | $2.81 Billion | +9.17% |
| 2023-12-31 | $2.58 Billion | +5.83% |
| 2022-12-31 | $2.44 Billion | -92.66% |
| 2021-12-31 | $33.19 Billion | +6.49% |
| 2020-12-31 | $31.16 Billion | +945.53% |
| 2019-12-31 | $2.98 Billion | +1.95% |
| 2018-12-31 | $2.92 Billion | -3.38% |
| 2017-12-31 | $3.03 Billion | +25.13% |
| 2016-12-31 | $2.42 Billion | +7.78% |
| 2015-12-31 | $2.24 Billion | +9.32% |
| 2014-12-31 | $2.05 Billion | +6.42% |
| 2013-12-31 | $1.93 Billion | +6.75% |
| 2012-12-31 | $1.81 Billion | +17.68% |
| 2011-12-31 | $1.54 Billion | +22.48% |
| 2010-12-31 | $1.25 Billion | +14.55% |
| 2009-12-31 | $1.09 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to BankUnited Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 2395.7% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $2.97 Billion | 97.29% |
| Common Stock | $741.00K | 0.02% |
| Other Comprehensive Income | $-189.59 Million | -6.21% |
| Other Components | $271.69 Million | 8.90% |
| Total Equity | $3.05 Billion | 100.00% |
BankUnited Inc Competitors by Market Cap
The table below lists competitors of BankUnited Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Zhaojin Mining Industry Company Limited
PINK:ZHAOF
|
$3.15 Billion |
|
Genworth Financial Inc
NYSE:GNW
|
$3.16 Billion |
|
Victoria's Secret & Co
NYSE:VSCO
|
$3.16 Billion |
|
Covivio
PINK:GSEFF
|
$3.16 Billion |
|
ING Bank Śląski SA
WAR:ING
|
$3.15 Billion |
|
Jiangxi Zhengbang Technology Co Ltd
SHE:002157
|
$3.15 Billion |
|
Yakult Honsha Co.Ltd
F:YKH
|
$3.15 Billion |
|
Gulfport Energy Operating Corp
NYSE:GPOR
|
$3.15 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in BankUnited Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 2,814,318,000 to 3,053,829,000, a change of 239,511,000 (8.5%).
- Net income of 268,367,000 contributed positively to equity growth.
- Dividend payments of 91,903,000 reduced retained earnings.
- Share repurchases of 44,805,000 reduced equity.
- Other comprehensive income increased equity by 94,946,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $268.37 Million | +8.79% |
| Dividends Paid | $91.90 Million | -3.01% |
| Share Repurchases | $44.80 Million | -1.47% |
| Other Comprehensive Income | $94.95 Million | +3.11% |
| Other Changes | $12.91 Million | +0.42% |
| Total Change | $- | 8.51% |
Book Value vs Market Value Analysis
This analysis compares BankUnited Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.09x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 3.66x to 1.09x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2009-12-31 | $11.81 | $43.18 | x |
| 2010-12-31 | $12.93 | $43.18 | x |
| 2011-12-31 | $16.06 | $43.18 | x |
| 2012-12-31 | $19.26 | $43.18 | x |
| 2013-12-31 | $19.33 | $43.18 | x |
| 2014-12-31 | $20.40 | $43.18 | x |
| 2015-12-31 | $21.79 | $43.18 | x |
| 2016-12-31 | $23.33 | $43.18 | x |
| 2017-12-31 | $28.59 | $43.18 | x |
| 2018-12-31 | $28.09 | $43.18 | x |
| 2019-12-31 | $31.16 | $43.18 | x |
| 2020-12-31 | $32.52 | $43.18 | x |
| 2021-12-31 | $33.60 | $43.18 | x |
| 2022-12-31 | $30.91 | $43.18 | x |
| 2023-12-31 | $35.06 | $43.18 | x |
| 2024-12-31 | $38.04 | $43.18 | x |
| 2025-12-31 | $39.68 | $43.18 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently BankUnited Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 8.79%
- The company has moderate efficiency in generating returns from equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 12.53%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 11.47x
- Recent ROE (8.79%) is below the historical average (10.63%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2009 | 10.88% | 21.37% | 0.05x | 10.17x | $9.62 Million |
| 2010 | 14.74% | 23.33% | 0.07x | 8.67x | $59.38 Million |
| 2011 | 4.11% | 9.49% | 0.06x | 7.37x | $-90.36 Million |
| 2012 | 11.69% | 26.76% | 0.06x | 6.85x | $30.59 Million |
| 2013 | 10.83% | 26.20% | 0.05x | 7.80x | $16.07 Million |
| 2014 | 9.95% | 23.53% | 0.05x | 9.36x | $-1.04 Million |
| 2015 | 11.22% | 25.60% | 0.04x | 10.64x | $27.27 Million |
| 2016 | 9.33% | 19.37% | 0.04x | 11.53x | $-16.10 Million |
| 2017 | 20.30% | 45.09% | 0.04x | 10.03x | $311.67 Million |
| 2018 | 11.11% | 20.55% | 0.05x | 11.00x | $32.48 Million |
| 2019 | 10.50% | 21.91% | 0.04x | 11.03x | $15.02 Million |
| 2020 | 6.63% | 16.48% | 0.03x | 11.74x | $-100.45 Million |
| 2021 | 13.66% | 37.95% | 0.03x | 11.79x | $111.21 Million |
| 2022 | 11.70% | 21.79% | 0.04x | 15.20x | $41.37 Million |
| 2023 | 6.93% | 9.19% | 0.05x | 13.87x | $-79.12 Million |
| 2024 | 8.26% | 11.48% | 0.06x | 12.52x | $-48.96 Million |
| 2025 | 8.79% | 12.53% | 0.06x | 11.47x | $-37.02 Million |
Industry Comparison
This section compares BankUnited Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| BankUnited Inc (BKU) | $3.05 Billion | 10.88% | 10.47x | $3.15 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |