Genworth Financial Inc (GNW) - Net Assets
Based on the latest financial reports, Genworth Financial Inc (GNW) has net assets worth $9.84 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($86.77 Billion) and total liabilities ($76.93 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Genworth Financial Inc (GNW) tangible equity ratio to evaluate the tangible quality of the company's equity base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $9.84 Billion |
| % of Total Assets | 11.34% |
| Annual Growth Rate | -1.13% |
| 5-Year Change | -89.96% |
| 10-Year Change | -32.49% |
| Growth Volatility | 118.28 |
Genworth Financial Inc - Net Assets Trend (2000–2025)
This chart illustrates how Genworth Financial Inc's net assets have evolved over time, based on quarterly financial data. See Genworth Financial Inc (GNW) defensive interval to measure how many days the company can operate on defensive assets alone.
Annual Net Assets for Genworth Financial Inc (2000–2025)
The table below shows the annual net assets of Genworth Financial Inc from 2000 to 2025. For live valuation and market cap data, see Genworth Financial Inc (GNW) total market value.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $9.77 Billion | +3.56% |
| 2024-12-31 | $9.43 Billion | +13.15% |
| 2023-12-31 | $8.34 Billion | -22.39% |
| 2022-12-31 | $10.74 Billion | -88.96% |
| 2021-12-31 | $97.29 Billion | -4.82% |
| 2020-12-31 | $102.22 Billion | +4.56% |
| 2019-12-31 | $97.77 Billion | +589.03% |
| 2018-12-31 | $14.19 Billion | -7.43% |
| 2017-12-31 | $15.33 Billion | +5.95% |
| 2016-12-31 | $14.47 Billion | -1.16% |
| 2015-12-31 | $14.64 Billion | -12.86% |
| 2014-12-31 | $16.80 Billion | +7.26% |
| 2013-12-31 | $15.66 Billion | -12.15% |
| 2012-12-31 | $17.82 Billion | +0.91% |
| 2011-12-31 | $17.66 Billion | +17.99% |
| 2010-12-31 | $14.97 Billion | +12.14% |
| 2009-12-31 | $13.35 Billion | +49.56% |
| 2008-12-31 | $8.93 Billion | -33.77% |
| 2007-12-31 | $13.48 Billion | +1.11% |
| 2006-12-31 | $13.33 Billion | +0.15% |
| 2005-12-31 | $13.31 Billion | +3.45% |
| 2004-12-31 | $12.87 Billion | -18.57% |
| 2003-12-31 | $15.80 Billion | -5.68% |
| 2002-12-31 | $16.75 Billion | +18.26% |
| 2001-12-31 | $14.16 Billion | +9.07% |
| 2000-12-31 | $12.99 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Genworth Financial Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 168400000000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.68 Billion | 19.25% |
| Common Stock | $1.00 Million | 0.01% |
| Other Comprehensive Income | $-1.32 Billion | -15.13% |
| Other Components | $8.39 Billion | 95.87% |
| Total Equity | $8.75 Billion | 100.00% |
Genworth Financial Inc Competitors by Market Cap
The table below lists competitors of Genworth Financial Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Ningbo Ronbay New Energy Tech Ltd
SHG:688005
|
$3.43 Billion |
|
FangDa Carbon New Material Co Ltd
SHG:600516
|
$3.43 Billion |
|
Dhc Software Co Ltd
SHE:002065
|
$3.43 Billion |
|
Viohalco S.A
BR:VIO
|
$3.43 Billion |
|
SEIKO EPSON CORP.ADR 1/2
F:SE7S
|
$3.43 Billion |
|
Sandstorm Gold Ltd N
TO:SSL
|
$3.42 Billion |
|
Kinetik Holdings Inc
NYSE:KNTK
|
$3.42 Billion |
|
Grenergy Renovables S.A
MC:GRE
|
$3.42 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Genworth Financial Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 8,494,000,000 to 8,750,000,000, a change of 256,000,000 (3.0%).
- Net income of 223,000,000 contributed positively to equity growth.
- Dividend payments of 23,000,000 reduced retained earnings.
- Share repurchases of 319,000,000 reduced equity.
- Other comprehensive income increased equity by 318,000,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $223.00 Million | +2.55% |
| Dividends Paid | $23.00 Million | -0.26% |
| Share Repurchases | $319.00 Million | -3.65% |
| Other Comprehensive Income | $318.00 Million | +3.63% |
| Other Changes | $57.00 Million | +0.65% |
| Total Change | $- | 3.01% |
Book Value vs Market Value Analysis
This analysis compares Genworth Financial Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.42x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2000-12-31 | $26.74 | $8.95 | x |
| 2001-12-31 | $29.16 | $8.95 | x |
| 2002-12-31 | $34.49 | $8.95 | x |
| 2003-12-31 | $32.28 | $8.95 | x |
| 2004-12-31 | $26.23 | $8.95 | x |
| 2005-12-31 | $27.47 | $8.95 | x |
| 2006-12-31 | $28.40 | $8.95 | x |
| 2007-12-31 | $30.11 | $8.95 | x |
| 2008-12-31 | $20.60 | $8.95 | x |
| 2009-12-31 | $27.21 | $8.95 | x |
| 2010-12-31 | $28.06 | $8.95 | x |
| 2011-12-31 | $33.52 | $8.95 | x |
| 2012-12-31 | $33.45 | $8.95 | x |
| 2013-12-31 | $28.94 | $8.95 | x |
| 2014-12-31 | $33.84 | $8.95 | x |
| 2015-12-31 | $29.43 | $8.95 | x |
| 2016-12-31 | $25.37 | $8.95 | x |
| 2017-12-31 | $30.57 | $8.95 | x |
| 2018-12-31 | $28.36 | $8.95 | x |
| 2019-12-31 | $191.81 | $8.95 | x |
| 2020-12-31 | $199.80 | $8.95 | x |
| 2021-12-31 | $189.02 | $8.95 | x |
| 2022-12-31 | $21.02 | $8.95 | x |
| 2023-12-31 | $15.75 | $8.95 | x |
| 2024-12-31 | $19.33 | $8.95 | x |
| 2025-12-31 | $21.14 | $8.95 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Genworth Financial Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 2.55%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 3.50%
- • Asset Turnover: 0.07x
- • Equity Multiplier: 10.07x
- Recent ROE (2.55%) is below the historical average (2.92%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2000 | 9.82% | 12.47% | 0.10x | 7.67x | $-23.70 Million |
| 2001 | 8.69% | 11.09% | 0.11x | 7.34x | $-185.50 Million |
| 2002 | 7.01% | 10.46% | 0.10x | 7.01x | $-501.20 Million |
| 2003 | 6.84% | 9.83% | 0.11x | 6.55x | $-499.00 Million |
| 2004 | 8.99% | 11.16% | 0.10x | 8.07x | $-129.60 Million |
| 2005 | 9.17% | 12.48% | 0.09x | 7.91x | $-110.00 Million |
| 2006 | 9.96% | 12.91% | 0.09x | 8.32x | $-5.00 Million |
| 2007 | 9.05% | 10.97% | 0.10x | 8.48x | $-127.80 Million |
| 2008 | -6.41% | -5.75% | 0.09x | 12.03x | $-1.46 Billion |
| 2009 | -3.75% | -5.07% | 0.08x | 8.81x | $-1.69 Billion |
| 2010 | 0.38% | 0.52% | 0.09x | 8.11x | $-1.33 Billion |
| 2011 | 0.23% | 0.38% | 0.09x | 6.91x | $-1.62 Billion |
| 2012 | 1.95% | 3.22% | 0.09x | 6.85x | $-1.33 Billion |
| 2013 | 3.88% | 6.49% | 0.08x | 7.49x | $-883.30 Million |
| 2014 | -7.41% | -14.25% | 0.08x | 6.63x | $-2.92 Billion |
| 2015 | -4.20% | -7.19% | 0.08x | 7.27x | $-2.08 Billion |
| 2016 | -2.19% | -3.31% | 0.08x | 8.28x | $-1.54 Billion |
| 2017 | 5.33% | 10.87% | 0.07x | 6.87x | $-715.80 Million |
| 2018 | 0.84% | 1.41% | 0.08x | 7.11x | $-1.30 Billion |
| 2019 | 0.53% | 6.41% | 0.08x | 1.04x | $-9.26 Billion |
| 2020 | 0.74% | 8.79% | 0.08x | 1.03x | $-9.46 Billion |
| 2021 | 0.93% | 11.54% | 0.08x | 1.02x | $-8.82 Billion |
| 2022 | 8.53% | 12.39% | 0.09x | 8.05x | $-157.90 Million |
| 2023 | 1.02% | 1.03% | 0.08x | 12.14x | $-672.00 Million |
| 2024 | 3.52% | 4.19% | 0.08x | 10.23x | $-550.40 Million |
| 2025 | 2.55% | 3.50% | 0.07x | 10.07x | $-652.00 Million |
Industry Comparison
This section compares Genworth Financial Inc's net assets metrics with peer companies in the Insurance - Life industry.
Industry Context
- Industry: Insurance - Life
- Average net assets among peers: $3,687,749,095
- Average return on equity (ROE) among peers: 18.12%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Genworth Financial Inc (GNW) | $9.84 Billion | 9.82% | 7.82x | $3.43 Billion |
| Atlantic American Corporation (AAME) | $105.51 Million | 2.50% | 2.02x | $38.14 Million |
| Abacus Life Inc. (ABL) | $423.29 Million | -5.66% | 1.07x | $827.97 Million |
| Abacus Global Management, Inc. (ABX) | $28.15 Million | 112.55% | 1.10x | $88.24K |
| Abacus Global Management, Inc. (ABX) | $418.54 Million | 8.73% | 1.16x | $857.55 Million |
| Aflac Incorporated (AFL) | $11.06 Billion | 21.20% | 8.14x | $58.77 Billion |
| Brighthouse Financial Inc (BHF) | $16.84 Billion | 6.65% | 12.46x | $3.62 Billion |
| Citizens Inc (CIA) | $136.96 Million | 5.33% | 3.83x | $278.04 Million |
| CNO Financial Group Inc (CNO) | $4.96 Billion | 9.65% | 6.02x | $4.55 Billion |
| F&G Annuities & Life Inc. (FG) | $691.93 Million | -0.05% | 0.00x | $3.64 Billion |
| Globe Life Inc (GL) | $2.22 Billion | 20.35% | 5.09x | $12.82 Billion |
About Genworth Financial Inc
Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the signifi… Read more