Grupo Cibest S.A.
Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers checking and savings accounts, money market accounts, time deposits, fixed term deposits, and investment products; trade financing, loans funded by domestic development banks, working capital loans, mortgage, credit cards, personal and vehicle loans, payroll… Read more
Grupo Cibest S.A. (CIB) - Net Assets
Latest net assets as of September 2025: $43.59 Trillion USD
Based on the latest financial reports, Grupo Cibest S.A. (CIB) has net assets worth $43.59 Trillion USD as of September 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($374.63 Trillion) and total liabilities ($331.04 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $43.59 Trillion |
| % of Total Assets | 11.64% |
| Annual Growth Rate | 16.26% |
| 5-Year Change | 58.58% |
| 10-Year Change | 118.47% |
| Growth Volatility | 14.83 |
Grupo Cibest S.A. - Net Assets Trend (1998–2024)
This chart illustrates how Grupo Cibest S.A.'s net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Grupo Cibest S.A. (1998–2024)
The table below shows the annual net assets of Grupo Cibest S.A. from 1998 to 2024.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $44.58 Trillion | +14.17% |
| 2023-12-31 | $39.05 Trillion | -2.37% |
| 2022-12-31 | $40.00 Trillion | +17.90% |
| 2021-12-31 | $33.93 Trillion | +20.67% |
| 2020-12-31 | $28.12 Trillion | -2.40% |
| 2019-12-31 | $28.81 Trillion | +8.07% |
| 2018-12-31 | $26.66 Trillion | +9.11% |
| 2017-12-31 | $24.43 Trillion | +8.69% |
| 2016-12-31 | $22.48 Trillion | +10.14% |
| 2015-12-31 | $20.41 Trillion | +17.51% |
| 2014-12-31 | $17.37 Trillion | +37.35% |
| 2013-12-31 | $12.64 Trillion | +8.93% |
| 2012-12-31 | $11.61 Trillion | +29.06% |
| 2011-12-31 | $8.99 Trillion | +12.17% |
| 2010-12-31 | $8.02 Trillion | +12.31% |
| 2009-12-31 | $7.14 Trillion | +14.19% |
| 2008-12-31 | $6.25 Trillion | +18.15% |
| 2007-12-31 | $5.29 Trillion | +43.19% |
| 2006-12-31 | $3.70 Trillion | +7.82% |
| 2005-12-31 | $3.43 Trillion | +61.21% |
| 2004-12-31 | $2.13 Trillion | +26.73% |
| 2003-12-31 | $1.68 Trillion | +25.65% |
| 2002-12-31 | $1.34 Trillion | +29.68% |
| 2001-12-31 | $1.03 Trillion | +13.64% |
| 2000-12-31 | $906.04 Billion | +18.29% |
| 1999-12-31 | $765.92 Billion | -13.66% |
| 1998-12-31 | $887.12 Billion | -- |
Equity Component Analysis
This analysis shows how different components contribute to Grupo Cibest S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 5151.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $31.56 Trillion | 72.48% |
| Common Stock | $480.91 Billion | 1.10% |
| Other Comprehensive Income | $6.65 Trillion | 15.26% |
| Other Components | $4.86 Trillion | 11.16% |
| Total Equity | $43.54 Trillion | 100.00% |
Grupo Cibest S.A. Competitors by Market Cap
The table below lists competitors of Grupo Cibest S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Legal & General Group Plc
PINK:LGGNY
|
$20.09 Billion |
|
CH Robinson Worldwide Inc
NASDAQ:CHRW
|
$20.09 Billion |
|
Novozymes AS
PINK:NVZMY
|
$20.10 Billion |
|
Ashtead Group plc
PINK:ASHTF
|
$20.11 Billion |
|
NetApp Inc
NASDAQ:NTAP
|
$20.07 Billion |
|
Bunge Limited
NYSE:BG
|
$20.06 Billion |
|
Brown & Brown Inc
NYSE:BRO
|
$20.06 Billion |
|
Bank Central Asia Tbk
JK:BBCA
|
$20.04 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Grupo Cibest S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 38,089,512,000,000 to 43,542,468,000,000, a change of 5,452,956,000,000 (14.3%).
- Net income of 6,267,744,000,000 contributed positively to equity growth.
- Dividend payments of 3,398,756,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 17,473,724,000,000.
- Other factors increased equity by 20,057,692,000,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $6.27 Trillion | +14.39% |
| Dividends Paid | $3.40 Trillion | -7.81% |
| Other Comprehensive Income | $-17.47 Trillion | -40.13% |
| Other Changes | $20.06 Trillion | +46.06% |
| Total Change | $- | 14.32% |
Book Value vs Market Value Analysis
This analysis compares Grupo Cibest S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.00x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 1998-12-31 | $53350.18 | $67.90 | x |
| 1999-12-31 | $45460.48 | $67.90 | x |
| 2000-12-31 | $24020.19 | $67.90 | x |
| 2001-12-31 | $26774.84 | $67.90 | x |
| 2002-12-31 | $35614.40 | $67.90 | x |
| 2003-12-31 | $44161.24 | $67.90 | x |
| 2004-12-31 | $57778.02 | $67.90 | x |
| 2005-12-31 | $74269.01 | $67.90 | x |
| 2006-12-31 | $80164.26 | $67.90 | x |
| 2007-12-31 | $27425.43 | $67.90 | x |
| 2008-12-31 | $124223.86 | $67.90 | x |
| 2009-12-31 | $142830.46 | $67.90 | x |
| 2010-12-31 | $161398.48 | $67.90 | x |
| 2011-12-31 | $182646.14 | $67.90 | x |
| 2012-12-31 | $218015.00 | $67.90 | x |
| 2013-12-31 | $228809.05 | $67.90 | x |
| 2014-12-31 | $280664.02 | $67.90 | x |
| 2015-12-31 | $320713.46 | $67.90 | x |
| 2016-12-31 | $353786.05 | $67.90 | x |
| 2017-12-31 | $384483.95 | $67.90 | x |
| 2018-12-31 | $413361.56 | $67.90 | x |
| 2019-12-31 | $111804.59 | $67.90 | x |
| 2020-12-31 | $110395.03 | $67.90 | x |
| 2021-12-31 | $134054.66 | $67.90 | x |
| 2022-12-31 | $162561.06 | $67.90 | x |
| 2023-12-31 | $158404.84 | $67.90 | x |
| 2024-12-31 | $181082.33 | $67.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Grupo Cibest S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 14.39%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 14.61%
- • Asset Turnover: 0.12x
- • Equity Multiplier: 8.55x
- Recent ROE (14.39%) is above the historical average (12.97%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 1998 | -1.34% | -0.62% | 0.22x | 9.98x | $-94.12 Billion |
| 1999 | -31.22% | -14.82% | 0.19x | 11.07x | $-291.76 Billion |
| 2000 | -13.18% | -8.95% | 0.15x | 9.94x | $-200.67 Billion |
| 2001 | 16.20% | 9.83% | 0.16x | 10.59x | $60.14 Billion |
| 2002 | 16.29% | 12.33% | 0.13x | 9.81x | $80.80 Billion |
| 2003 | 27.79% | 22.15% | 0.14x | 8.99x | $291.32 Billion |
| 2004 | 27.68% | 22.51% | 0.15x | 8.36x | $368.25 Billion |
| 2005 | 28.03% | 22.75% | 0.14x | 9.12x | $609.04 Billion |
| 2006 | 20.55% | 18.05% | 0.12x | 9.46x | $384.87 Billion |
| 2007 | 20.91% | 25.36% | 0.08x | 10.03x | $567.00 Billion |
| 2008 | 21.10% | 15.79% | 0.13x | 10.10x | $678.96 Billion |
| 2009 | 17.87% | 15.12% | 0.13x | 8.80x | $553.57 Billion |
| 2010 | 18.08% | 20.55% | 0.10x | 8.57x | $641.78 Billion |
| 2011 | 18.50% | 20.28% | 0.10x | 9.50x | $764.56 Billion |
| 2012 | 14.66% | 16.76% | 0.10x | 8.44x | $541.35 Billion |
| 2013 | 12.44% | 14.10% | 0.08x | 10.75x | $296.96 Billion |
| 2014 | 14.15% | 19.49% | 0.08x | 8.87x | $699.90 Billion |
| 2015 | 13.07% | 16.98% | 0.08x | 10.01x | $590.95 Billion |
| 2016 | 13.47% | 14.64% | 0.10x | 9.23x | $738.57 Billion |
| 2017 | 11.31% | 12.55% | 0.10x | 8.82x | $303.70 Billion |
| 2018 | 10.70% | 13.19% | 0.09x | 8.86x | $173.97 Billion |
| 2019 | 11.60% | 14.24% | 0.09x | 8.78x | $428.96 Billion |
| 2020 | 1.04% | 1.28% | 0.08x | 9.63x | $-2.38 Trillion |
| 2021 | 12.68% | 18.84% | 0.07x | 8.99x | $863.36 Billion |
| 2022 | 17.35% | 20.75% | 0.09x | 9.03x | $2.87 Trillion |
| 2023 | 16.06% | 13.54% | 0.13x | 9.00x | $2.31 Trillion |
| 2024 | 14.39% | 14.61% | 0.12x | 8.55x | $1.91 Trillion |
Industry Comparison
This section compares Grupo Cibest S.A.'s net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Grupo Cibest S.A. (CIB) | $43.59 Trillion | -1.34% | 7.59x | $20.07 Billion |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |