Grupo Cibest S.A. - Asset Resilience Ratio
Grupo Cibest S.A. (CIB) has an Asset Resilience Ratio of 1.01% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check CIB strategic asset allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how Grupo Cibest S.A.'s Asset Resilience Ratio has changed over time. See CIB net asset quality index to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Grupo Cibest S.A.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Grupo Cibest S.A. market capitalisation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.92 Trillion | 1.01% |
| Total Liquid Assets | $3.92 Trillion | 1.01% |
Asset Resilience Insights
- Limited Liquidity: Grupo Cibest S.A. maintains only 1.01% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Grupo Cibest S.A. Industry Peers by Asset Resilience Ratio
Compare Grupo Cibest S.A.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Standard Bank Group Ltd
JSE:SBK |
Banks - Regional | -9.21% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 28.98% |
|
Judo Capital Holdings Ltd
AU:JDO |
Banks - Regional | 10.76% |
|
TF Bank AB
ST:TFBANK |
Banks - Regional | -0.15% |
|
Bank Tabungan Negara Persero
JK:BBTN |
Banks - Regional | -3.50% |
|
Mystate Ltd
AU:MYS |
Banks - Regional | 8.81% |
Annual Asset Resilience Ratio for Grupo Cibest S.A. (2000–2025)
The table below shows the annual Asset Resilience Ratio data for Grupo Cibest S.A..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.70% | $2.66 Trillion | $379.35 Trillion | -0.09pp |
| 2024-12-31 | 0.79% | $2.94 Trillion | $372.22 Trillion | +18.27pp |
| 2023-12-31 | -17.48% | $-59.93 Trillion | $342.93 Trillion | -17.77pp |
| 2021-12-31 | 0.29% | $850.69 Billion | $289.86 Trillion | +0.17pp |
| 2020-12-31 | 0.13% | $322.16 Billion | $255.57 Trillion | -1.15pp |
| 2019-12-31 | 1.28% | $3.02 Trillion | $236.09 Trillion | +0.98pp |
| 2018-12-31 | 0.30% | $654.21 Billion | $220.08 Trillion | -0.57pp |
| 2017-12-31 | 0.86% | $1.76 Trillion | $203.91 Trillion | +0.05pp |
| 2016-12-31 | 0.82% | $1.61 Trillion | $196.26 Trillion | +0.10pp |
| 2015-12-31 | 0.72% | $1.39 Trillion | $192.97 Trillion | +0.62pp |
| 2014-12-31 | 0.10% | $154.08 Billion | $149.63 Trillion | 0.00pp |
| 2013-12-31 | 0.11% | $141.20 Billion | $130.98 Trillion | -0.05pp |
| 2012-12-31 | 0.16% | $152.48 Billion | $97.92 Trillion | -0.91pp |
| 2011-12-31 | 1.07% | $910.69 Billion | $85.46 Trillion | +1.06pp |
| 2010-12-31 | 0.00% | $432.02 Million | $68.10 Trillion | -3.86pp |
| 2009-12-31 | 3.86% | $2.39 Trillion | $61.86 Trillion | +3.86pp |
| 2008-12-31 | 0.00% | $793.01 Million | $61.78 Trillion | 0.00pp |
| 2007-12-31 | 0.00% | $787.50 Million | $52.15 Trillion | +0.00pp |
| 2006-12-31 | 0.00% | $212.56 Million | $34.49 Trillion | 0.00pp |
| 2005-12-31 | 0.00% | $213.71 Million | $30.81 Trillion | 0.00pp |
| 2004-12-31 | 0.00% | $204.17 Million | $17.41 Trillion | 0.00pp |
| 2003-12-31 | 0.00% | $211.36 Million | $14.71 Trillion | +0.00pp |
| 2002-12-31 | 0.00% | $71.00 Million | $12.60 Trillion | 0.00pp |
| 2001-12-31 | 0.00% | $74.00 Million | $10.27 Trillion | 0.00pp |
| 2000-12-31 | 0.00% | $131.00 Million | $8.60 Trillion | -- |
About Grupo Cibest S.A.
Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loa… Read more