Evertec Inc (EVTC) - Net Assets
Based on the latest financial reports, Evertec Inc (EVTC) has net assets worth $708.02 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.15 Billion) and total liabilities ($1.44 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check Evertec Inc asset resilience ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $708.02 Million |
| % of Total Assets | 32.94% |
| Annual Growth Rate | 2.72% |
| 5-Year Change | 51.64% |
| 10-Year Change | 362.91% |
| Growth Volatility | 29.55 |
Evertec Inc - Net Assets Trend (2011–2024)
This chart illustrates how Evertec Inc's net assets have evolved over time, based on quarterly financial data. Also explore total assets of Evertec Inc for the complete picture of this company's asset base.
Annual Net Assets for Evertec Inc (2011–2024)
The table below shows the annual net assets of Evertec Inc from 2011 to 2024. For live valuation and market cap data, see EVTC stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $519.26 Million | -18.28% |
| 2023-12-31 | $635.38 Million | +33.83% |
| 2022-12-31 | $474.75 Million | +0.95% |
| 2021-12-31 | $470.27 Million | +37.33% |
| 2020-12-31 | $342.43 Million | +26.07% |
| 2019-12-31 | $271.62 Million | +25.98% |
| 2018-12-31 | $215.61 Million | +45.70% |
| 2017-12-31 | $147.98 Million | +36.79% |
| 2016-12-31 | $108.17 Million | -3.56% |
| 2015-12-31 | $112.17 Million | -6.19% |
| 2014-12-31 | $119.57 Million | +7.40% |
| 2013-12-31 | $111.33 Million | -9.08% |
| 2012-12-31 | $122.45 Million | -66.56% |
| 2011-12-31 | $366.18 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Evertec Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 16381.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $599.61 Million | 126.89% |
| Common Stock | $636.00K | 0.13% |
| Other Comprehensive Income | $-134.72 Million | -28.51% |
| Other Components | $7.00 Million | 1.48% |
| Total Equity | $472.52 Million | 100.00% |
Evertec Inc Competitors by Market Cap
The table below lists competitors of Evertec Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
United Parks & Resorts Inc
NYSE:PRKS
|
$1.87 Billion |
|
Shenzhen Chipscreen Biosciences Co
SHG:688321
|
$1.87 Billion |
|
PSG Konsult Ltd
JSE:KST
|
$1.87 Billion |
|
Jihua Group Corp Ltd
SHG:601718
|
$1.87 Billion |
|
BigBearai Holdings Inc
NYSE:BBAI
|
$1.87 Billion |
|
Tibet Tianlu Co Ltd
SHG:600326
|
$1.87 Billion |
|
Zhejiang Windey Co Ltd
SHE:300772
|
$1.87 Billion |
|
Marriot Vacations Worldwide
NYSE:VAC
|
$1.87 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Evertec Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 594,293,000 to 472,524,000, a change of -121,769,000 (-20.5%).
- Net income of 112,620,000 contributed positively to equity growth.
- Dividend payments of 12,873,000 reduced retained earnings.
- Share repurchases of 82,293,000 reduced equity.
- Other comprehensive income decreased equity by 152,932,000.
- Other factors increased equity by 13,709,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $112.62 Million | +23.83% |
| Dividends Paid | $12.87 Million | -2.72% |
| Share Repurchases | $82.29 Million | -17.42% |
| Other Comprehensive Income | $-152.93 Million | -32.36% |
| Other Changes | $13.71 Million | +2.9% |
| Total Change | $- | -20.49% |
Book Value vs Market Value Analysis
This analysis compares Evertec Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.02x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 6.13x to 4.02x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2011-12-31 | $4.76 | $29.20 | x |
| 2012-12-31 | $1.59 | $29.20 | x |
| 2013-12-31 | $1.41 | $29.20 | x |
| 2014-12-31 | $1.52 | $29.20 | x |
| 2015-12-31 | $1.45 | $29.20 | x |
| 2016-12-31 | $1.41 | $29.20 | x |
| 2017-12-31 | $1.98 | $29.20 | x |
| 2018-12-31 | $2.84 | $29.20 | x |
| 2019-12-31 | $3.64 | $29.20 | x |
| 2020-12-31 | $4.62 | $29.20 | x |
| 2021-12-31 | $6.40 | $29.20 | x |
| 2022-12-31 | $6.80 | $29.20 | x |
| 2023-12-31 | $9.03 | $29.20 | x |
| 2024-12-31 | $7.26 | $29.20 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Evertec Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 23.83%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 13.32%
- • Asset Turnover: 0.46x
- • Equity Multiplier: 3.93x
- Recent ROE (23.83%) is below the historical average (36.68%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2011 | 6.61% | 7.54% | 0.31x | 2.86x | $-12.40 Million |
| 2012 | 63.18% | 22.64% | 0.35x | 7.98x | $65.12 Million |
| 2013 | -22.12% | -6.89% | 0.39x | 8.26x | $-35.75 Million |
| 2014 | 56.48% | 18.70% | 0.41x | 7.45x | $55.57 Million |
| 2015 | 66.51% | 20.01% | 0.42x | 7.85x | $63.38 Million |
| 2016 | 71.68% | 19.26% | 0.44x | 8.46x | $64.57 Million |
| 2017 | 38.20% | 13.52% | 0.45x | 6.26x | $40.64 Million |
| 2018 | 40.80% | 19.01% | 0.49x | 4.39x | $65.12 Million |
| 2019 | 38.73% | 21.23% | 0.48x | 3.79x | $76.75 Million |
| 2020 | 30.92% | 20.45% | 0.48x | 3.18x | $70.66 Million |
| 2021 | 34.56% | 27.32% | 0.52x | 2.46x | $114.51 Million |
| 2022 | 50.69% | 38.65% | 0.55x | 2.40x | $191.86 Million |
| 2023 | 13.41% | 11.48% | 0.34x | 3.47x | $20.29 Million |
| 2024 | 23.83% | 13.32% | 0.46x | 3.93x | $65.37 Million |
Industry Comparison
This section compares Evertec Inc's net assets metrics with peer companies in the Software - Infrastructure industry.
Industry Context
- Industry: Software - Infrastructure
- Average net assets among peers: $527,355,826
- Average return on equity (ROE) among peers: -32.22%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Evertec Inc (EVTC) | $708.02 Million | 6.61% | 2.04x | $1.87 Billion |
| ACI Worldwide Inc (ACIW) | $267.21 Million | 20.72% | 1.00x | $4.34 Billion |
| Aeva Technologies, Inc. Common Stock (AEVA) | $26.91 Million | -95.01% | 0.21x | $821.47 Million |
| Aeva Technologies, Inc. Common Stock (AEVA) | $456.38 Million | -22.24% | 0.05x | $906.22 Million |
| Axe Compute Inc. (AGPU) | $-2.19 Million | 0.00% | 0.00x | $24.93 Million |
| C3 Ai Inc (AI) | $1.06 Billion | -5.25% | 0.13x | $1.26 Billion |
| iLearningEngines, Inc. (AILE) | $264.32 Million | 0.95% | 0.09x | $59.29 Million |
| PowerFleet, Inc. (AIOT) | $13.57 Million | 2.93% | 0.26x | $437.32 Million |
| Airship AI Holdings Inc (AISP) | $-8.36 Million | 0.00% | 0.00x | $83.39 Million |
| AIxCrypto Holdings, Inc. (AIXC) | $2.68 Million | -233.64% | 0.75x | $5.68 Million |
| Akamai Technologies Inc (AKAM) | $3.19 Billion | 9.35% | 0.71x | $15.05 Billion |
About Evertec Inc
EVERTEC, Inc. provides transaction processing and financial technology services in Latin America, Puerto Rico, and the Caribbean. The company operates through four segments: Payment Services - Puerto Rico & Caribbean; Latin America Payments and Solutions; Merchant Acquiring; and Business Solutions. The company offers merchant acquiring services, which enable point of sales and e-commerce merchant… Read more