Kinsale Capital Group Inc (KNSL) - Net Assets
Based on the latest financial reports, Kinsale Capital Group Inc (KNSL) has net assets worth $1.97 Billion USD as of March 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($6.22 Billion) and total liabilities ($4.25 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore Kinsale Capital Group Inc assets under control for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $1.97 Billion |
| % of Total Assets | 31.65% |
| Annual Growth Rate | 31.98% |
| 5-Year Change | 180.21% |
| 10-Year Change | 832.18% |
| Growth Volatility | 21.82 |
Kinsale Capital Group Inc - Net Assets Trend (2014–2025)
This chart illustrates how Kinsale Capital Group Inc's net assets have evolved over time, based on quarterly financial data. Check tangible net worth ratio of Kinsale Capital Group Inc to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Kinsale Capital Group Inc (2014–2025)
The table below shows the annual net assets of Kinsale Capital Group Inc from 2014 to 2025. For live valuation and market cap data, see KNSL market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $1.96 Billion | +32.09% |
| 2024-12-31 | $1.48 Billion | +36.50% |
| 2023-12-31 | $1.09 Billion | +45.80% |
| 2022-12-31 | $745.45 Million | +6.59% |
| 2021-12-31 | $699.34 Million | +21.36% |
| 2020-12-31 | $576.24 Million | +41.97% |
| 2019-12-31 | $405.88 Million | +53.75% |
| 2018-12-31 | $263.99 Million | +10.83% |
| 2017-12-31 | $238.19 Million | +13.31% |
| 2016-12-31 | $210.21 Million | +85.29% |
| 2015-12-31 | $113.45 Million | +22.54% |
| 2014-12-31 | $92.59 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Kinsale Capital Group Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 23429.5% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $1.72 Billion | 87.62% |
| Common Stock | $234.00K | 0.01% |
| Other Comprehensive Income | $-30.69 Million | -1.57% |
| Other Components | $273.10 Million | 13.94% |
| Total Equity | $1.96 Billion | 100.00% |
Kinsale Capital Group Inc Competitors by Market Cap
The table below lists competitors of Kinsale Capital Group Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
XP Inc
F:XP9
|
$7.04 Billion |
|
Maxis Bhd
KLSE:6012
|
$7.04 Billion |
|
MINERAL RES. UNSP.ADR/1
F:F5J0
|
$7.04 Billion |
|
Thai Beverage Public Company Limited
F:T6W
|
$7.05 Billion |
|
Light & Wonder Inc
NASDAQ:LNW
|
$7.03 Billion |
|
SalMar ASA
OL:SALM
|
$7.03 Billion |
|
Shandong Nanshan Aluminium Co Ltd
SHG:600219
|
$7.02 Billion |
|
Sprouts Farmers Market LLC
NASDAQ:SFM
|
$7.02 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Kinsale Capital Group Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 1,483,561,000 to 1,959,583,000, a change of 476,022,000 (32.1%).
- Net income of 503,614,000 contributed positively to equity growth.
- Dividend payments of 15,782,000 reduced retained earnings.
- Share repurchases of 89,998,000 reduced equity.
- Other comprehensive income increased equity by 66,514,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $503.61 Million | +25.7% |
| Dividends Paid | $15.78 Million | -0.81% |
| Share Repurchases | $90.00 Million | -4.59% |
| Other Comprehensive Income | $66.51 Million | +3.39% |
| Other Changes | $11.67 Million | +0.6% |
| Total Change | $- | 32.09% |
Book Value vs Market Value Analysis
This analysis compares Kinsale Capital Group Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 4.03x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 76.88x to 4.03x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2014-12-31 | $4.42 | $339.46 | x |
| 2015-12-31 | $5.41 | $339.46 | x |
| 2016-12-31 | $9.98 | $339.46 | x |
| 2017-12-31 | $11.08 | $339.46 | x |
| 2018-12-31 | $12.17 | $339.46 | x |
| 2019-12-31 | $18.34 | $339.46 | x |
| 2020-12-31 | $25.22 | $339.46 | x |
| 2021-12-31 | $30.32 | $339.46 | x |
| 2022-12-31 | $32.24 | $339.46 | x |
| 2023-12-31 | $46.63 | $339.46 | x |
| 2024-12-31 | $63.58 | $339.46 | x |
| 2025-12-31 | $84.25 | $339.46 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Kinsale Capital Group Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 25.70%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 26.87%
- • Asset Turnover: 0.31x
- • Equity Multiplier: 3.08x
- Recent ROE (25.70%) is above the historical average (18.79%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2014 | 14.01% | 20.37% | 0.15x | 4.73x | $3.71 Million |
| 2015 | 19.63% | 27.64% | 0.15x | 4.81x | $10.93 Million |
| 2016 | 12.45% | 18.48% | 0.23x | 2.92x | $5.15 Million |
| 2017 | 10.45% | 13.33% | 0.28x | 2.80x | $1.08 Million |
| 2018 | 12.80% | 15.21% | 0.29x | 2.93x | $7.39 Million |
| 2019 | 15.60% | 20.04% | 0.29x | 2.69x | $22.73 Million |
| 2020 | 15.34% | 19.23% | 0.30x | 2.68x | $30.80 Million |
| 2021 | 21.83% | 23.36% | 0.32x | 2.90x | $82.73 Million |
| 2022 | 21.34% | 18.97% | 0.31x | 3.69x | $84.57 Million |
| 2023 | 28.35% | 25.16% | 0.32x | 3.47x | $199.41 Million |
| 2024 | 27.96% | 26.13% | 0.32x | 3.29x | $266.49 Million |
| 2025 | 25.70% | 26.87% | 0.31x | 3.08x | $307.66 Million |
Industry Comparison
This section compares Kinsale Capital Group Inc's net assets metrics with peer companies in the Insurance - Property & Casualty industry.
Industry Context
- Industry: Insurance - Property & Casualty
- Average net assets among peers: $6,161,352,000
- Average return on equity (ROE) among peers: 15.27%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Kinsale Capital Group Inc (KNSL) | $1.97 Billion | 14.01% | 2.16x | $7.03 Billion |
| American Coastal Insurance Corp (ACIC) | $317.56 Million | 33.64% | 2.38x | $493.85 Million |
| American Financial Group, Inc. (AFG) | $1.66 Billion | 2.18% | 0.50x | $10.91 Billion |
| Aspen Insurance Holdings Ltd (AHL) | $3.65 Billion | 5.57% | 2.31x | $119.39 Million |
| American Integrity Insurance Group, Inc. (AII) | $337.02 Million | 29.56% | 2.63x | $366.95 Million |
| Assurant Inc (AIZ) | $4.28 Billion | 12.14% | 6.44x | $10.94 Billion |
| The Allstate Corporation (ALL) | $15.61 Billion | 19.89% | 4.18x | $54.30 Billion |
| Ategrity Specialty Insurance Company Holdings (ASIC) | $614.86 Million | 12.04% | 1.40x | $990.91 Million |
| Bowhead Specialty Holdings Inc. (BOW) | $83.37 Million | 13.50% | 5.78x | $888.60 Million |
| Chubb Ltd (CB) | $29.14 Billion | 9.73% | 2.51x | $124.22 Billion |
| Cincinnati Financial Corporation (CINF) | $5.93 Billion | 14.42% | 1.81x | $24.98 Billion |
About Kinsale Capital Group Inc
Kinsale Capital Group, Inc. engages in the provision of property and casualty insurance products in the United States. The company's commercial lines offerings include commercial property, excess casualty, general casualty, small business casualty, construction, allied health, small business property, products liability, entertainment, commercial auto, energy, excess professional, life sciences, … Read more