Blue Ridge Bankshares Inc
Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also… Read more
Blue Ridge Bankshares Inc (BRBS) - Net Assets
Latest net assets as of December 2025: $323.69 Million USD
Based on the latest financial reports, Blue Ridge Bankshares Inc (BRBS) has net assets worth $323.69 Million USD as of December 2025.
Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.43 Billion) and total liabilities ($2.11 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $323.69 Million |
| % of Total Assets | 13.31% |
| Annual Growth Rate | 4.27% |
| 5-Year Change | 16.8% |
| 10-Year Change | 862.59% |
| Growth Volatility | 531.34 |
Blue Ridge Bankshares Inc - Net Assets Trend (2012–2025)
This chart illustrates how Blue Ridge Bankshares Inc's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.
Annual Net Assets for Blue Ridge Bankshares Inc (2012–2025)
The table below shows the annual net assets of Blue Ridge Bankshares Inc from 2012 to 2025.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $323.69 Million | -1.25% |
| 2024-12-31 | $327.79 Million | +76.24% |
| 2023-12-31 | $185.99 Million | -28.29% |
| 2022-12-31 | $259.37 Million | -6.41% |
| 2021-12-31 | $277.14 Million | +156.14% |
| 2020-12-31 | $108.20 Million | -86.91% |
| 2019-12-31 | $826.66 Million | +1986.43% |
| 2018-12-31 | $39.62 Million | +8.72% |
| 2017-12-31 | $36.44 Million | +8.37% |
| 2016-12-31 | $33.63 Million | -84.80% |
| 2015-12-31 | $221.29 Million | +5.65% |
| 2014-12-31 | $209.46 Million | +11.22% |
| 2013-12-31 | $188.34 Million | +0.23% |
| 2012-12-31 | $187.89 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Blue Ridge Bankshares Inc's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 105.1% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | $331.92 Million | 102.54% |
| Other Comprehensive Income | $-31.12 Million | -9.61% |
| Other Components | $23.55 Million | 7.28% |
| Total Equity | $323.69 Million | 100.00% |
Blue Ridge Bankshares Inc Competitors by Market Cap
The table below lists competitors of Blue Ridge Bankshares Inc ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shanghai Labway Clinical Laboratory Co Ltd
SHE:301060
|
$226.85 Million |
|
Wuxi Chemical Equipment Co. Ltd. A
SHE:001332
|
$226.85 Million |
|
7C Solarparken AG
PINK:SCPKF
|
$227.05 Million |
|
Odfjell B
OL:ODFB
|
$227.05 Million |
|
Xinjiang Sayram Modern Agriculture Co Ltd
SHG:600540
|
$226.80 Million |
|
Guangzheng Group Co Ltd
SHE:002524
|
$226.79 Million |
|
IEI Integration Corp
TW:3022
|
$226.74 Million |
|
Oak Valley Bancorp
NASDAQ:OVLY
|
$226.74 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Blue Ridge Bankshares Inc's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 327,788,000 to 323,691,000, a change of -4,097,000 (-1.2%).
- Net income of 10,709,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 11,343,000.
- Other factors decreased equity by 26,149,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $10.71 Million | +3.31% |
| Other Comprehensive Income | $11.34 Million | +3.5% |
| Other Changes | $-26.15 Million | -8.08% |
| Total Change | $- | -1.25% |
Book Value vs Market Value Analysis
This analysis compares Blue Ridge Bankshares Inc's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.30x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.46x to 1.30x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2012-12-31 | $8.73 | $3.98 | x |
| 2013-12-31 | $9.13 | $3.98 | x |
| 2014-12-31 | $11.74 | $3.98 | x |
| 2015-12-31 | $7.81 | $3.98 | x |
| 2016-12-31 | $10.06 | $3.98 | x |
| 2017-12-31 | $8.78 | $3.98 | x |
| 2018-12-31 | $4.64 | $3.98 | x |
| 2019-12-31 | $14.84 | $3.98 | x |
| 2020-12-31 | $12.65 | $3.98 | x |
| 2021-12-31 | $15.51 | $3.98 | x |
| 2022-12-31 | $13.78 | $3.98 | x |
| 2023-12-31 | $9.82 | $3.98 | x |
| 2024-12-31 | $6.67 | $3.98 | x |
| 2025-12-31 | $3.05 | $3.98 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Blue Ridge Bankshares Inc utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.31%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 7.11%
- • Asset Turnover: 0.06x
- • Equity Multiplier: 7.52x
- Recent ROE (3.31%) is below the historical average (5.61%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2012 | 7.13% | 20.43% | 0.03x | 11.26x | $-530.50K |
| 2013 | 8.51% | 22.18% | 0.03x | 11.17x | $-285.61K |
| 2014 | 8.00% | 23.29% | 0.04x | 9.66x | $-494.59K |
| 2015 | 10.18% | 25.96% | 0.04x | 11.16x | $43.02K |
| 2016 | 2.05% | 4.32% | 0.04x | 12.43x | $-2.67 Million |
| 2017 | 9.24% | 12.72% | 0.06x | 11.70x | $-273.68K |
| 2018 | 11.57% | 14.13% | 0.06x | 13.69x | $619.20K |
| 2019 | 4.96% | 9.29% | 0.05x | 10.41x | $-4.65 Million |
| 2020 | 16.39% | 16.04% | 0.07x | 13.88x | $6.90 Million |
| 2021 | 18.95% | 27.54% | 0.07x | 9.62x | $24.79 Million |
| 2022 | 10.76% | 17.61% | 0.05x | 12.11x | $1.98 Million |
| 2023 | -27.84% | -26.23% | 0.06x | 16.76x | $-70.37 Million |
| 2024 | -4.69% | -8.85% | 0.06x | 8.35x | $-48.16 Million |
| 2025 | 3.31% | 7.11% | 0.06x | 7.52x | $-21.66 Million |
Industry Comparison
This section compares Blue Ridge Bankshares Inc's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $25,670,820,700
- Average return on equity (ROE) among peers: 9.44%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Blue Ridge Bankshares Inc (BRBS) | $323.69 Million | 7.13% | 6.52x | $226.82 Million |
| Ameris Bancorp (ABCB) | $120.94 Million | 10.83% | 9.48x | $4.91 Billion |
| ACNB Corporation (ACNB) | $2.75 Billion | 1.01% | 0.01x | $462.57 Million |
| Addiko Bank AG (ADBKF) | $839.50 Million | 5.41% | 6.63x | $210.07 Million |
| Affinity Bancshares Inc (AFBI) | $120.97 Million | 6.26% | 5.51x | $79.94 Million |
| Absa Group Limited (AGRPF) | $19.52 Billion | 23.08% | 14.72x | $6.72 Billion |
| AIB Group plc (AIBGY) | $14.46 Billion | -16.17% | 8.45x | $21.72 Billion |
| Akbank Turk Anonim Sirketi (AKBTY) | $211.22 Billion | 31.48% | 8.02x | $8.60 Billion |
| Alpha Bank SA (ALBKY) | $7.32 Billion | 8.44% | 8.89x | $1.12 Billion |
| Community Capital Bancshares Inc (ALBY) | $9.19 Million | 7.09% | 8.66x | $19.76 Million |
| Alpine Banks of Colorado (ALPIB) | $342.89 Million | 16.92% | 10.27x | $248.47 Million |