Park National Corporation

NYSE MKT:PRK USA Banks - Regional
Market Cap
$2.82 Billion
Market Cap Rank
#4803 Global
#2951 in USA
Share Price
$156.33
Change (1 day)
-0.94%
52-Week Range
$141.75 - $177.92
All Time High
$204.83
About

Park National Corporation operates as the bank holding company for Park National Bank that provides commercial banking and trust services in small and medium population areas in the United States. The company offers deposits for demand, savings, and time accounts; trust and wealth management services; cash management services; safe deposit operations; electronic funds transfers; Internet and mobi… Read more

Park National Corporation (PRK) - Net Assets

Latest net assets as of December 2025: $1.34 Billion USD

Based on the latest financial reports, Park National Corporation (PRK) has net assets worth $1.34 Billion USD as of December 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($10.07 Billion) and total liabilities ($8.73 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets $1.34 Billion
% of Total Assets 13.32%
Annual Growth Rate 8.66%
5-Year Change 21.79%
10-Year Change 82.26%
Growth Volatility 12.1

Park National Corporation - Net Assets Trend (1990–2025)

This chart illustrates how Park National Corporation's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Park National Corporation (1990–2025)

The table below shows the annual net assets of Park National Corporation from 1990 to 2025.

Year Net Assets Change
2025-12-31 $1.35 Billion +8.76%
2024-12-31 $1.24 Billion +8.61%
2023-12-31 $1.15 Billion +7.11%
2022-12-31 $1.07 Billion -3.74%
2021-12-31 $1.11 Billion +6.78%
2020-12-31 $1.04 Billion +7.35%
2019-12-31 $969.01 Million +16.40%
2018-12-31 $832.51 Million +10.11%
2017-12-31 $756.10 Million +1.87%
2016-12-31 $742.24 Million +4.05%
2015-12-31 $713.36 Million +2.11%
2014-12-31 $698.60 Million +7.19%
2013-12-31 $651.75 Million +0.21%
2012-12-31 $650.37 Million -12.70%
2011-12-31 $744.96 Million -0.12%
2010-12-31 $745.82 Million +3.98%
2009-12-31 $717.26 Million +11.61%
2008-12-31 $642.66 Million +10.80%
2007-12-31 $580.01 Million +1.68%
2006-12-31 $570.44 Million +2.15%
2005-12-31 $558.43 Million -0.73%
2004-12-31 $562.56 Million +3.59%
2003-12-31 $543.04 Million +6.63%
2002-12-31 $509.29 Million +8.74%
2001-12-31 $468.35 Million +46.47%
2000-12-31 $319.75 Million +33.45%
1999-12-31 $239.60 Million +1.65%
1998-12-31 $235.70 Million +6.08%
1997-12-31 $222.20 Million +49.13%
1996-12-31 $149.00 Million +9.24%
1995-12-31 $136.40 Million +19.44%
1994-12-31 $114.20 Million +4.87%
1993-12-31 $108.90 Million +15.97%
1992-12-31 $93.90 Million +12.32%
1991-12-31 $83.60 Million +13.13%
1990-12-31 $73.90 Million --

Equity Component Analysis

This analysis shows how different components contribute to Park National Corporation's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 2088.2% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2025)

Component Amount Percentage
Retained Earnings $1.07 Billion 78.93%
Common Stock $465.03 Million 34.38%
Other Comprehensive Income $-12.74 Million -0.94%
Total Equity $1.35 Billion 100.00%

Park National Corporation Competitors by Market Cap

The table below lists competitors of Park National Corporation ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Park National Corporation's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2024 to 2025, total equity changed from 1,243,848,000 to 1,352,793,000, a change of 108,945,000 (8.8%).
  • Net income of 180,073,000 contributed positively to equity growth.
  • Other comprehensive income increased equity by 33,436,000.
  • Other factors decreased equity by 104,564,000.

Equity Change Factors (2024 to 2025)

Factor Impact Contribution
Net Income $180.07 Million +13.31%
Other Comprehensive Income $33.44 Million +2.47%
Other Changes $-104.56 Million -7.73%
Total Change $- 8.76%

Book Value vs Market Value Analysis

This analysis compares Park National Corporation's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 1.87x
  • The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
  • The price-to-book ratio has decreased from 16.39x to 1.87x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
1990-12-31 $9.54 $156.33 x
1991-12-31 $10.75 $156.33 x
1992-12-31 $12.03 $156.33 x
1993-12-31 $13.26 $156.33 x
1994-12-31 $13.81 $156.33 x
1995-12-31 $17.26 $156.33 x
1996-12-31 $17.77 $156.33 x
1997-12-31 $21.38 $156.33 x
1998-12-31 $20.15 $156.33 x
1999-12-31 $28.24 $156.33 x
2000-12-31 $38.74 $156.33 x
2001-12-31 $31.74 $156.33 x
2002-12-31 $34.86 $156.33 x
2003-12-31 $37.32 $156.33 x
2004-12-31 $38.85 $156.33 x
2005-12-31 $38.93 $156.33 x
2006-12-31 $40.86 $156.33 x
2007-12-31 $40.80 $156.33 x
2008-12-31 $46.02 $156.33 x
2009-12-31 $50.49 $156.33 x
2010-12-31 $49.21 $156.33 x
2011-12-31 $48.37 $156.33 x
2012-12-31 $42.21 $156.33 x
2013-12-31 $42.29 $156.33 x
2014-12-31 $45.32 $156.33 x
2015-12-31 $46.31 $156.33 x
2016-12-31 $48.18 $156.33 x
2017-12-31 $49.13 $156.33 x
2018-12-31 $53.33 $156.33 x
2019-12-31 $59.34 $156.33 x
2020-12-31 $63.40 $156.33 x
2021-12-31 $67.63 $156.33 x
2022-12-31 $65.33 $156.33 x
2023-12-31 $70.48 $156.33 x
2024-12-31 $76.57 $156.33 x
2025-12-31 $83.59 $156.33 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Park National Corporation utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 13.31%
  • The company shows good efficiency in utilizing shareholder equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 27.10%
  • • Asset Turnover: 0.07x
  • • Equity Multiplier: 7.25x
  • Recent ROE (13.31%) is below the historical average (14.15%), suggesting potential challenges in capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
1990 17.86% 11.10% 0.11x 14.94x $5.81 Million
1991 18.06% 13.14% 0.10x 14.12x $6.74 Million
1992 17.57% 15.65% 0.09x 13.12x $7.11 Million
1993 17.45% 18.76% 0.08x 11.80x $8.11 Million
1994 17.51% 19.25% 0.08x 11.93x $8.58 Million
1995 20.38% 16.72% 0.11x 10.82x $14.16 Million
1996 21.28% 17.62% 0.11x 10.84x $16.80 Million
1997 16.97% 18.74% 0.09x 10.30x $15.48 Million
1998 19.94% 19.27% 0.10x 10.44x $23.44 Million
1999 22.00% 19.62% 0.12x 9.08x $34.80 Million
2000 15.49% 19.01% 0.11x 7.25x $24.28 Million
2001 16.73% 21.43% 0.08x 9.76x $31.53 Million
2002 16.80% 25.26% 0.08x 8.73x $34.65 Million
2003 16.00% 27.14% 0.06x 9.27x $32.57 Million
2004 16.27% 28.34% 0.06x 9.62x $35.25 Million
2005 17.05% 25.45% 0.07x 9.73x $39.40 Million
2006 16.49% 23.56% 0.07x 9.59x $37.05 Million
2007 3.91% 4.80% 0.07x 11.21x $-35.29 Million
2008 2.13% 2.88% 0.07x 11.00x $-50.56 Million
2009 10.34% 16.53% 0.06x 9.82x $2.47 Million
2010 7.79% 13.82% 0.06x 9.79x $-16.48 Million
2011 11.03% 19.25% 0.06x 9.36x $7.64 Million
2012 12.09% 22.09% 0.05x 10.21x $13.59 Million
2013 11.79% 22.86% 0.05x 10.19x $11.69 Million
2014 12.02% 24.64% 0.05x 10.02x $14.10 Million
2015 11.36% 23.64% 0.05x 10.25x $9.68 Million
2016 11.60% 26.33% 0.04x 10.06x $11.91 Million
2017 11.14% 22.59% 0.05x 9.97x $8.63 Million
2018 13.26% 26.80% 0.05x 9.37x $27.14 Million
2019 10.60% 22.44% 0.05x 8.83x $5.80 Million
2020 12.30% 26.46% 0.05x 8.92x $23.90 Million
2021 13.86% 32.36% 0.05x 8.61x $42.87 Million
2022 13.87% 28.85% 0.05x 9.22x $41.43 Million
2023 11.07% 22.46% 0.06x 8.59x $12.20 Million
2024 12.17% 23.46% 0.07x 7.88x $27.04 Million
2025 13.31% 27.10% 0.07x 7.25x $44.79 Million

Industry Comparison

This section compares Park National Corporation's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

  • Industry: Banks - Regional
  • Average net assets among peers: $25,670,820,700
  • Average return on equity (ROE) among peers: 9.44%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Park National Corporation (PRK) $1.34 Billion 17.86% 6.51x $2.12 Billion
Ameris Bancorp (ABCB) $120.94 Million 10.83% 9.48x $4.91 Billion
ACNB Corporation (ACNB) $2.75 Billion 1.01% 0.01x $462.57 Million
Addiko Bank AG (ADBKF) $839.50 Million 5.41% 6.63x $210.07 Million
Affinity Bancshares Inc (AFBI) $120.97 Million 6.26% 5.51x $79.94 Million
Absa Group Limited (AGRPF) $19.52 Billion 23.08% 14.72x $6.72 Billion
AIB Group plc (AIBGY) $14.46 Billion -16.17% 8.45x $21.72 Billion
Akbank Turk Anonim Sirketi (AKBTY) $211.22 Billion 31.48% 8.02x $8.60 Billion
Alpha Bank SA (ALBKY) $7.32 Billion 8.44% 8.89x $1.12 Billion
Community Capital Bancshares Inc (ALBY) $9.19 Million 7.09% 8.66x $19.76 Million
Alpine Banks of Colorado (ALPIB) $342.89 Million 16.92% 10.27x $248.47 Million