Enity (ENITY) - Net Assets
Based on the latest financial reports, Enity (ENITY) has net assets worth Skr5.75 Billion SEK (≈ $619.09 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (Skr38.54 Billion ≈ $4.15 Billion USD) and total liabilities (Skr32.79 Billion ≈ $3.53 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read Enity (ENITY) total liabilities for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | Skr5.75 Billion |
| % of Total Assets | 14.93% |
| Annual Growth Rate | 9.67% |
| 5-Year Change | N/A |
| 10-Year Change | N/A |
| Growth Volatility | 6.71 |
Enity - Net Assets Trend (2022–2024)
This chart illustrates how Enity's net assets have evolved over time, based on quarterly financial data. Also explore Enity asset portfolio for the complete picture of this company's asset base.
Annual Net Assets for Enity (2022–2024)
The table below shows the annual net assets of Enity from 2022 to 2024. For live valuation and market cap data, see Enity (ENITY) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | Skr5.55 Billion ≈ $596.90 Million |
+3.17% |
| 2023-12-31 | Skr5.38 Billion ≈ $578.56 Million |
+16.58% |
| 2022-12-31 | Skr4.61 Billion ≈ $496.26 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Enity's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 10.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | Skr4.31 Billion | 77.71% |
| Other Components | Skr1.24 Billion | 22.29% |
| Total Equity | Skr5.55 Billion | 100.00% |
Enity Competitors by Market Cap
The table below lists competitors of Enity ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Semco Technologies Sas
PA:ALSEM
|
$374.73 Million |
|
General Accident PLC
LSE:GACA
|
$374.75 Million |
|
SGL Carbon SE
XETRA:SGL
|
$374.76 Million |
|
Hubei Guangji Pharmaceutical Co Ltd
SHE:000952
|
$374.97 Million |
|
Guangxi Hechi Chemical Co Ltd
SHE:000953
|
$374.49 Million |
|
ITAB Shop Concept AB ser. B
ST:ITAB
|
$374.16 Million |
|
Farmers & Merchants Bancorp Inc
NASDAQ:FMAO
|
$374.14 Million |
|
Hotel Majestic Cannes
PA:MLHMC
|
$374.04 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Enity's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 5,315,800,000 to 5,546,600,000, a change of 230,800,000 (4.3%).
- Net income of 254,400,000 contributed positively to equity growth.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | Skr254.40 Million | +4.59% |
| Other Changes | Skr-23.60 Million | -0.43% |
| Total Change | Skr- | 4.34% |
Book Value vs Market Value Analysis
This analysis compares Enity's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 0.63x
- The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
- The price-to-book ratio has decreased from 0.75x to 0.63x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2022-12-31 | Skr92.23 | Skr69.60 | x |
| 2023-12-31 | Skr106.32 | Skr69.60 | x |
| 2024-12-31 | Skr110.93 | Skr69.60 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Enity utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.59%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 22.48%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 6.70x
- Recent ROE (4.59%) is above the historical average (4.30%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2022 | 4.55% | 23.15% | 0.03x | 5.79x | Skr-251.34 Million |
| 2023 | 3.76% | 20.08% | 0.03x | 6.44x | Skr-331.58 Million |
| 2024 | 4.59% | 22.48% | 0.03x | 6.70x | Skr-300.26 Million |
Industry Comparison
This section compares Enity's net assets metrics with peer companies in the Mortgage Finance industry.
No peer company data available for comparison.
About Enity
Enity Holding AB (publ) engages in providing mortgage services to individuals and communities in Sweden, Norway, and Finland. The company develops a cloud-based operating model for providing digital mortgage bank. It offers mortgage products that include first and second charge mortgages and equity release loans, as well as savings accounts. The company was formerly known as Bluestep Bank AB (pub… Read more