Blender Financial Technologies Ltd Net Assets
Blender Financial Technologies Ltd net assets. Based on the latest financial reports, Blender Financial Technologies Ltd (BLND) has net assets worth ILA54.62 Million ILA (≈ $146.44K USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (ILA220.80 Million ≈ $591.95K USD) and total liabilities (ILA166.18 Million ≈ $445.51K USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore net asset momentum of Blender Financial Technologies Ltd to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ILA54.62 Million |
| % of Total Assets | 24.74% |
| Annual Growth Rate | 24.27% |
| 5-Year Change | -17.71% |
| 10-Year Change | N/A |
| Growth Volatility | 155.56 |
Net Assets of Blender Financial Technologies Ltd (2018–2025)
Net assets of Blender Financial Technologies Ltd from 2018 to 2025. This chart illustrates how Blender Financial Technologies Ltd's net assets have evolved over time, based on quarterly financial data. See debt-free asset ratio of Blender Financial Technologies Ltd to measure how much of total assets are equity-financed.
Annual Net Assets for Blender Financial Technologies Ltd (2018–2025)
The table below shows the annual net assets of Blender Financial Technologies Ltd from 2018 to 2025. For live market cap and overall valuation, see BLND market cap.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ILA54.62 Million ≈ $146.44K |
+44.25% |
| 2024-12-31 | ILA37.87 Million ≈ $101.52K |
-27.14% |
| 2023-12-31 | ILA51.97 Million ≈ $139.32K |
-17.93% |
| 2022-12-31 | ILA63.32 Million ≈ $169.76K |
-4.60% |
| 2021-12-31 | ILA66.37 Million ≈ $177.94K |
+427.40% |
| 2020-12-31 | ILA12.59 Million ≈ $33.74K |
+125.58% |
| 2019-12-31 | ILA5.58 Million ≈ $14.96K |
-53.24% |
| 2018-12-31 | ILA11.93 Million ≈ $31.99K |
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Equity Component Analysis
This analysis shows how different components contribute to Blender Financial Technologies Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 10650000000.0% over the analyzed period, potentially due to dividend distributions or operating losses.
Blender Financial Technologies Ltd Net Assets Breakdown (December 2025)
Blender Financial Technologies Ltd net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Common Stock | ILA148.00K | 0.28% |
| Other Comprehensive Income | ILA13.21 Million | 24.70% |
| Other Components | ILA189.47 Million | 354.29% |
| Total Equity | ILA53.48 Million | 100.00% |
Blender Financial Technologies Ltd Competitors by Market Cap
The table below lists competitors of Blender Financial Technologies Ltd ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Siam Steel International Public Company Limited
BK:SIAM
|
$15.34 Million |
|
Labo Print SA
WAR:LAB
|
$15.34 Million |
|
11880 Solutions AG
XETRA:TGT
|
$15.35 Million |
|
Benalec Holdings Bhd
KLSE:5190
|
$15.35 Million |
|
Fredonia Mining Inc
V:FRED
|
$15.34 Million |
|
Andira Agro Tbk PT
JK:ANDI
|
$15.34 Million |
|
Niraj Cement Structurals Limited
NSE:NIRAJ
|
$15.34 Million |
|
CNPLUS Co. Ltd.
KQ:115530
|
$15.33 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Blender Financial Technologies Ltd's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 37,032,000 to 53,479,000, a change of 16,447,000 (44.4%).
- Net loss of 4,246,000 reduced equity.
- Other comprehensive income increased equity by 13,081,001.
- Other factors increased equity by 7,611,999.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ILA-4.25 Million | -7.94% |
| Other Comprehensive Income | ILA13.08 Million | +24.46% |
| Other Changes | ILA7.61 Million | +14.23% |
| Total Change | ILA- | 44.41% |
Book Value vs Market Value Analysis
This analysis compares Blender Financial Technologies Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 81.28x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 148.70x to 81.28x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2018-12-31 | ILA2.59 | ILA385.00 | x |
| 2019-12-31 | ILA1.12 | ILA385.00 | x |
| 2020-12-31 | ILA2.49 | ILA385.00 | x |
| 2021-12-31 | ILA9.22 | ILA385.00 | x |
| 2022-12-31 | ILA8.17 | ILA385.00 | x |
| 2023-12-31 | ILA5.11 | ILA385.00 | x |
| 2024-12-31 | ILA3.54 | ILA385.00 | x |
| 2025-12-31 | ILA4.74 | ILA385.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Blender Financial Technologies Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): -7.94%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: -10.15%
- • Asset Turnover: 0.19x
- • Equity Multiplier: 4.13x
- Recent ROE (-7.94%) is above the historical average (-73.16%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2018 | -81.09% | -215.80% | 0.13x | 2.82x | ILA-10.86 Million |
| 2019 | -176.12% | -107.97% | 0.19x | 8.69x | ILA-10.38 Million |
| 2020 | -192.10% | -163.99% | 0.23x | 5.09x | ILA-25.44 Million |
| 2021 | -31.44% | -169.74% | 0.09x | 2.12x | ILA-27.51 Million |
| 2022 | -27.14% | -55.45% | 0.18x | 2.68x | ILA-23.52 Million |
| 2023 | -31.10% | -71.16% | 0.11x | 4.01x | ILA-21.13 Million |
| 2024 | -38.32% | -61.73% | 0.13x | 4.79x | ILA-17.89 Million |
| 2025 | -7.94% | -10.15% | 0.19x | 4.13x | ILA-9.59 Million |
Industry Comparison
This section compares Blender Financial Technologies Ltd's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $555,623,444
- Average return on equity (ROE) among peers: -12.38%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Blender Financial Technologies Ltd (BLND) | ILA54.62 Million | -81.09% | 3.04x | $15.34 Million |
| Direct Finance TA (DIFI) | $940.61 Million | 6.96% | 6.01x | $431.79 Million |
| Isracard Ltd (ISCD) | $2.46 Billion | 10.22% | 5.47x | $994.60 Million |
| Jacob Finance And Investments Ltd (JCFN) | $365.00K | -227.12% | 840.27x | $179.34 Million |
| Michlol Finance Ltd (MCLL) | $166.86 Million | 3.56% | 3.29x | $175.47 Million |
| Michman Basad Ltd (MCMN) | $138.24 Million | 31.70% | 4.01x | $159.67 Million |
| MLRN Projects and Trade Ltd (MLRN) | $317.66 Million | 17.99% | 2.54x | $82.94 Million |
| Menif Financial Services Ltd (MNIF) | $351.74 Million | 26.42% | 4.72x | $350.88 Million |
| Nawi Brothers Group Ltd (NAWI) | $534.90 Million | 9.78% | 3.83x | $382.91 Million |
| Peninsula Group Ltd (PEN) | $94.23 Million | 9.04% | 3.55x | $208.32 Million |
About Blender Financial Technologies Ltd
Blender Financial Technologies provides financing solutions in Israel and internationally. It offers banking, loans, car finance, payment, and investment services. The company was formerly known as V-Financial Technologies Ltd. Blender Financial Technologies was incorporated in 2013 and is based in Ramat Gan, Israel.