Mercuries & Associates Holding Ltd

TW:2905 Taiwan Insurance - Life
Market Cap
$469.56 Million
NT$15.54 Billion TWD
Market Cap Rank
#16953 Global
#679 in Taiwan
Share Price
NT$14.75
Change (1 day)
-5.75%
52-Week Range
NT$10.80 - NT$17.10
All Time High
NT$26.51
About

Mercuries & Associates Holding, Ltd., an investment holding company, engages in the life insurance, consumer goods and catering retail, pharmaceuticals, and information services businesses. It offers lifetime, pension, foreign currency pension, and lifetime insurance; hospitalization medical, cancer prevention, long term and disability care, and lifetime medical health insurance; personal and onl… Read more

Mercuries & Associates Holding Ltd (2905) - Net Assets

Latest net assets as of September 2025: NT$49.08 Billion TWD

Based on the latest financial reports, Mercuries & Associates Holding Ltd (2905) has net assets worth NT$49.08 Billion TWD as of September 2025.

Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (NT$1.63 Trillion) and total liabilities (NT$1.58 Trillion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off.

Key Net Assets Metrics

Metric Value
Current Net Assets NT$49.08 Billion
% of Total Assets 3.01%
Annual Growth Rate 10.09%
5-Year Change 7.19%
10-Year Change 74.96%
Growth Volatility 37.54

Mercuries & Associates Holding Ltd - Net Assets Trend (2000–2024)

This chart illustrates how Mercuries & Associates Holding Ltd's net assets have evolved over time, based on quarterly financial data. Explore and compare other companies by net assets.

Annual Net Assets for Mercuries & Associates Holding Ltd (2000–2024)

The table below shows the annual net assets of Mercuries & Associates Holding Ltd from 2000 to 2024.

Year Net Assets Change
2024-12-31 NT$50.18 Billion +3.87%
2023-12-31 NT$48.31 Billion +52.55%
2022-12-31 NT$31.67 Billion -32.94%
2021-12-31 NT$47.23 Billion +0.88%
2020-12-31 NT$46.81 Billion +6.76%
2019-12-31 NT$43.85 Billion +52.15%
2018-12-31 NT$28.82 Billion -29.45%
2017-12-31 NT$40.85 Billion +21.72%
2016-12-31 NT$33.56 Billion +17.02%
2015-12-31 NT$28.68 Billion +3.07%
2014-12-31 NT$27.83 Billion +18.09%
2013-12-31 NT$23.56 Billion -10.88%
2012-12-31 NT$26.44 Billion +113.91%
2011-12-31 NT$12.36 Billion -30.15%
2010-12-31 NT$17.69 Billion +72.36%
2009-12-31 NT$10.27 Billion +31.33%
2008-12-31 NT$7.82 Billion -45.71%
2007-12-31 NT$14.40 Billion +7.18%
2006-12-31 NT$13.43 Billion +12.26%
2005-12-31 NT$11.97 Billion +79.91%
2004-12-31 NT$6.65 Billion +2.07%
2003-12-31 NT$6.52 Billion +2.39%
2002-12-31 NT$6.36 Billion -13.42%
2001-12-31 NT$7.35 Billion +47.29%
2000-12-31 NT$4.99 Billion --

Equity Component Analysis

This analysis shows how different components contribute to Mercuries & Associates Holding Ltd's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

  • Retained earnings have grown by 132.6% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component Amount Percentage
Retained Earnings NT$1.51 Billion 9.05%
Common Stock NT$11.22 Billion 67.37%
Other Components NT$3.93 Billion 23.57%
Total Equity NT$16.66 Billion 100.00%

Mercuries & Associates Holding Ltd Competitors by Market Cap

The table below lists competitors of Mercuries & Associates Holding Ltd ranked by their market capitalization.

Equity Growth Attribution

This analysis shows how different factors contributed to changes in Mercuries & Associates Holding Ltd's equity between the two most recent reporting periods.

Equity Growth Insights

  • From 2023 to 2024, total equity changed from 20,168,463,000 to 16,660,481,000, a change of -3,507,982,000 (-17.4%).
  • Net income of 1,517,530,000 contributed positively to equity growth.
  • Dividend payments of 506,199,000 reduced retained earnings.
  • New share issuances of 3,221,655,000 increased equity.
  • Other comprehensive income decreased equity by 10,630,616,000.
  • Other factors increased equity by 2,889,648,000.

Equity Change Factors (2023 to 2024)

Factor Impact Contribution
Net Income NT$1.52 Billion +9.11%
Dividends Paid NT$506.20 Million -3.04%
Share Issuances NT$3.22 Billion +19.34%
Other Comprehensive Income NT$-10.63 Billion -63.81%
Other Changes NT$2.89 Billion +17.34%
Total Change NT$- -17.39%

Book Value vs Market Value Analysis

This analysis compares Mercuries & Associates Holding Ltd's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

  • Current price-to-book ratio: 0.96x
  • The company is trading below its book value, potentially indicating the market believes the assets are overvalued on the balance sheet or anticipates future losses.
  • The price-to-book ratio has decreased from 1.92x to 0.96x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date Book Value per Share Market Price P/B Ratio
2004-12-31 NT$7.66 NT$14.75 x
2005-12-31 NT$6.90 NT$14.75 x
2006-12-31 NT$8.41 NT$14.75 x
2007-12-31 NT$8.46 NT$14.75 x
2008-12-31 NT$5.78 NT$14.75 x
2009-12-31 NT$9.23 NT$14.75 x
2010-12-31 NT$11.08 NT$14.75 x
2011-12-31 NT$8.37 NT$14.75 x
2012-12-31 NT$14.05 NT$14.75 x
2013-12-31 NT$12.00 NT$14.75 x
2014-12-31 NT$13.79 NT$14.75 x
2015-12-31 NT$13.39 NT$14.75 x
2016-12-31 NT$16.27 NT$14.75 x
2017-12-31 NT$19.51 NT$14.75 x
2018-12-31 NT$15.53 NT$14.75 x
2019-12-31 NT$21.29 NT$14.75 x
2020-12-31 NT$22.36 NT$14.75 x
2021-12-31 NT$19.89 NT$14.75 x
2022-12-31 NT$11.50 NT$14.75 x
2023-12-31 NT$21.71 NT$14.75 x
2024-12-31 NT$15.43 NT$14.75 x

Capital Efficiency Dashboard

This dashboard shows how efficiently Mercuries & Associates Holding Ltd utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

  • Current Return on Equity (ROE): 9.11%
  • The company has moderate efficiency in generating returns from equity.
  • DuPont Analysis Breakdown:
  • • Net Profit Margin: 0.93%
  • • Asset Turnover: 0.10x
  • • Equity Multiplier: 99.51x
  • Recent ROE (9.11%) is above the historical average (6.07%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year Return on Equity Net Profit Margin Asset Turnover Equity Multiplier Economic Value Added
2001 32.67% 31.31% 0.46x 2.29x NT$1.67 Billion
2002 5.47% 7.18% 0.30x 2.52x NT$-288.34 Million
2003 7.84% 10.05% 0.31x 2.50x NT$-140.55 Million
2004 3.71% 1.16% 1.22x 2.62x NT$-418.13 Million
2005 -7.07% -1.05% 0.52x 12.90x NT$-1.02 Billion
2006 10.35% 1.68% 0.47x 13.02x NT$25.58 Million
2007 6.99% 0.99% 0.46x 15.32x NT$-222.28 Million
2008 3.40% 0.31% 0.51x 21.83x NT$-329.66 Million
2009 9.79% 10.12% 0.06x 17.48x NT$-16.48 Million
2010 12.01% 1.04% 0.23x 49.81x NT$187.62 Million
2011 15.09% 1.05% 0.20x 72.06x NT$367.32 Million
2012 8.28% 0.70% 0.23x 50.40x NT$-209.60 Million
2013 8.85% 0.62% 0.21x 69.10x NT$-119.45 Million
2014 10.55% 0.74% 0.21x 68.66x NT$65.89 Million
2015 12.72% 0.83% 0.20x 75.82x NT$315.32 Million
2016 14.52% 1.06% 0.20x 68.61x NT$637.58 Million
2017 9.70% 0.79% 0.19x 63.40x NT$-50.65 Million
2018 2.47% 0.17% 0.17x 86.48x NT$-1.01 Billion
2019 16.78% 1.51% 0.18x 62.39x NT$1.39 Billion
2020 7.12% 0.77% 0.13x 69.56x NT$-565.23 Million
2021 9.59% 1.14% 0.12x 72.36x NT$-81.82 Million
2022 -50.02% -3.45% 0.10x 146.01x NT$-6.11 Billion
2023 -14.25% -1.80% 0.10x 76.98x NT$-4.89 Billion
2024 9.11% 0.93% 0.10x 99.51x NT$-148.52 Million

Industry Comparison

This section compares Mercuries & Associates Holding Ltd's net assets metrics with peer companies in the Insurance - Life industry.

Industry Context

  • Industry: Insurance - Life
  • Average net assets among peers: $166,443,673,167
  • Average return on equity (ROE) among peers: 4.17%

Peer Company Comparison

Company Net Assets Return on Equity Debt-to-Equity Market Cap
Mercuries & Associates Holding Ltd (2905) NT$49.08 Billion 32.67% 32.17x $134.53 Million
Mercuries Life Insurance Co Ltd (2867) $7.03 Billion 0.00% 40.99x $726.04 Million
Fubon Financial Holding Co Ltd (2881) $101.63 Billion 0.00% 3.55x $20.58 Billion
Cathay Financial Holding Co Ltd Pref A (2882A) $529.29 Billion 9.72% 16.43x $15.23 Billion
China Development Financial Holding Corp (2883) $208.79 Billion 7.84% 15.94x $8.13 Billion
Shin Kong Financial Holding Co Ltd (2888) $135.57 Billion 3.55% 22.29x $5.59 Billion
Farglory Life Insurance Co. Ltd. (5859) $16.36 Billion 3.92% 25.70x $223.91 Million