Builders Capital Mortgage Corp (BCF) - Net Assets
Based on the latest financial reports, Builders Capital Mortgage Corp (BCF) has net assets worth CA$29.59 Million CAD (≈ $21.40 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (CA$53.12 Million ≈ $38.42 Million USD) and total liabilities (CA$23.53 Million ≈ $17.02 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Read how much debt does Builders Capital Mortgage Corp carry for a breakdown of total debt and financial obligations.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | CA$29.59 Million |
| % of Total Assets | 55.7% |
| Annual Growth Rate | 2.96% |
| 5-Year Change | 8.93% |
| 10-Year Change | N/A |
| Growth Volatility | 4.1 |
Builders Capital Mortgage Corp - Net Assets Trend (2016–2024)
This chart illustrates how Builders Capital Mortgage Corp's net assets have evolved over time, based on quarterly financial data. Also explore Builders Capital Mortgage Corp total assets for the complete picture of this company's asset base.
Annual Net Assets for Builders Capital Mortgage Corp (2016–2024)
The table below shows the annual net assets of Builders Capital Mortgage Corp from 2016 to 2024. For live valuation and market cap data, see Builders Capital Mortgage Corp stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | CA$29.21 Million ≈ $21.13 Million |
-0.56% |
| 2023-12-31 | CA$29.38 Million ≈ $21.25 Million |
+0.36% |
| 2022-12-31 | CA$29.27 Million ≈ $21.17 Million |
+8.86% |
| 2021-12-31 | CA$26.89 Million ≈ $19.45 Million |
+0.27% |
| 2020-12-31 | CA$26.82 Million ≈ $19.40 Million |
+0.99% |
| 2019-12-31 | CA$26.55 Million ≈ $19.21 Million |
+1.16% |
| 2018-12-31 | CA$26.25 Million ≈ $18.99 Million |
+2.21% |
| 2017-12-31 | CA$25.68 Million ≈ $18.58 Million |
+11.05% |
| 2016-12-31 | CA$23.13 Million ≈ $16.73 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Builders Capital Mortgage Corp's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have decreased by 59.2% over the analyzed period, potentially due to dividend distributions or operating losses.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | CA$441.22K | 1.51% |
| Other Components | CA$28.77 Million | 98.49% |
| Total Equity | CA$29.21 Million | 100.00% |
Builders Capital Mortgage Corp Competitors by Market Cap
The table below lists competitors of Builders Capital Mortgage Corp ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
GOLDSTONE RES LTD. LS-01
F:GVL1
|
$15.71 Million |
|
Dhunseri Tea & Industries Limited
NSE:DTIL
|
$15.72 Million |
|
Ovanti Ltd
AU:OVT
|
$15.73 Million |
|
Clean Seas Seafood Limited
F:C7S
|
$15.73 Million |
|
Daesang Corp Preference Shares
KO:001685
|
$15.68 Million |
|
Imexhs Ltd
AU:IME
|
$15.68 Million |
|
IVP Limited
NSE:IVP
|
$15.67 Million |
|
Citius Pharmaceuticals Inc
NASDAQ:CTXR
|
$15.66 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Builders Capital Mortgage Corp's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 29,376,569 to 29,211,225, a change of -165,344 (-0.6%).
- Net income of 3,278,253 contributed positively to equity growth.
- Dividend payments of 3,257,997 reduced retained earnings.
- Share repurchases of 185,600 reduced equity.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | CA$3.28 Million | +11.22% |
| Dividends Paid | CA$3.26 Million | -11.15% |
| Share Repurchases | CA$185.60K | -0.64% |
| Total Change | CA$- | -0.56% |
Book Value vs Market Value Analysis
This analysis compares Builders Capital Mortgage Corp's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.04x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2017-12-31 | CA$9.56 | CA$9.65 | x |
| 2018-12-31 | CA$9.21 | CA$9.65 | x |
| 2019-12-31 | CA$9.18 | CA$9.65 | x |
| 2020-12-31 | CA$9.05 | CA$9.65 | x |
| 2021-12-31 | CA$9.08 | CA$9.65 | x |
| 2022-12-31 | CA$9.25 | CA$9.65 | x |
| 2023-12-31 | CA$9.30 | CA$9.65 | x |
| 2024-12-31 | CA$9.30 | CA$9.65 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Builders Capital Mortgage Corp utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 11.22%
- The company shows good efficiency in utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 78.69%
- • Asset Turnover: 0.10x
- • Equity Multiplier: 1.48x
- Recent ROE (11.22%) is above the historical average (9.12%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2016 | 11.76% | 82.20% | 0.14x | 1.02x | CA$406.38K |
| 2017 | 9.28% | 74.36% | 0.10x | 1.22x | CA$-186.16K |
| 2018 | 7.33% | 66.13% | 0.10x | 1.10x | CA$-700.38K |
| 2019 | 5.44% | 56.44% | 0.09x | 1.02x | CA$-1.21 Million |
| 2020 | 7.92% | 74.83% | 0.10x | 1.02x | CA$-556.74K |
| 2021 | 8.67% | 85.88% | 0.09x | 1.14x | CA$-358.75K |
| 2022 | 9.25% | 85.23% | 0.09x | 1.22x | CA$-218.80K |
| 2023 | 11.21% | 87.38% | 0.11x | 1.14x | CA$355.80K |
| 2024 | 11.22% | 78.69% | 0.10x | 1.48x | CA$357.13K |
Industry Comparison
This section compares Builders Capital Mortgage Corp's net assets metrics with peer companies in the Mortgage Finance industry.
Industry Context
- Industry: Mortgage Finance
- Average net assets among peers: $572,993,201
- Average return on equity (ROE) among peers: 12.68%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Builders Capital Mortgage Corp (BCF) | CA$29.59 Million | 11.76% | 0.80x | $15.68 Million |
| Atrium Mortgage Investment Corp (AI) | $455.52 Million | 8.47% | 0.63x | $419.88 Million |
| ECN Capital Corp (ECN) | $1.36 Billion | 1.81% | 2.52x | $631.79 Million |
| Firm Capital Mortgage Invest Corp (FC) | $209.19 Million | 9.33% | 0.65x | $326.61 Million |
| First National Financial Corp (FN) | $570.80 Million | 33.33% | 68.18x | $2.08 Billion |
| MCAN Mortgage Corporation (MKP) | $158.47 Million | 17.10% | 23.57x | $753.03 Million |
| Timbercreek Financial Corp (TF) | $684.58 Million | 6.03% | 1.53x | $406.47 Million |
About Builders Capital Mortgage Corp
Builders Capital Mortgage Corp. is headquartered in Calgary, Alberta, Canada.