BAWAG Group AG (BG) - Net Assets

Latest as of June 2025: €4.71 Billion EUR ≈ $5.51 Billion USD

Based on the latest financial reports, BAWAG Group AG (BG) has net assets worth €4.71 Billion EUR (≈ $5.51 Billion USD) as of June 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€72.76 Billion ≈ $85.06 Billion USD) and total liabilities (€68.05 Billion ≈ $79.55 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check financial resilience of BAWAG Group AG to evaluate the company's liquid asset resilience ratio.

Key Net Assets Metrics

Metric	Value
Current Net Assets	€4.71 Billion
% of Total Assets	6.48%
Annual Growth Rate	-15.22%
5-Year Change	-89.81%
10-Year Change	60.05%
Growth Volatility	456.9

BAWAG Group AG - Net Assets Trend (2013–2024)

This chart illustrates how BAWAG Group AG's net assets have evolved over time, based on quarterly financial data. Also explore BG total assets for the complete picture of this company's asset base.

Annual Net Assets for BAWAG Group AG (2013–2024)

The table below shows the annual net assets of BAWAG Group AG from 2013 to 2024. For live valuation and market cap data, see market value of BAWAG Group AG.

Year	Net Assets	Change
2024-12-31	€4.73 Billion ≈ $5.53 Billion	+13.50%
2023-12-31	€4.17 Billion ≈ $4.88 Billion	-90.95%
2022-12-31	€46.09 Billion ≈ $53.89 Billion	-5.42%
2021-12-31	€48.74 Billion ≈ $56.98 Billion	+4.98%
2020-12-31	€46.43 Billion ≈ $54.28 Billion	+1112.92%
2019-12-31	€3.83 Billion ≈ $4.47 Billion	-4.45%
2018-12-31	€4.01 Billion ≈ $4.68 Billion	-90.09%
2017-12-31	€40.41 Billion ≈ $47.24 Billion	+1188.65%
2016-12-31	€3.14 Billion ≈ $3.67 Billion	+6.03%
2015-12-31	€2.96 Billion ≈ $3.46 Billion	-89.71%
2014-12-31	€28.74 Billion ≈ $33.60 Billion	-1.22%
2013-12-31	€29.10 Billion ≈ $34.02 Billion	--

Equity Component Analysis

This analysis shows how different components contribute to BAWAG Group AG's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.

Equity Composition Insights

Retained earnings have grown by 225.5% over the analyzed period, indicating profitable operations and earnings retention.

Current Equity Component Breakdown (December 2024)

Component	Amount	Percentage
Retained Earnings	€2.94 Billion	62.12%
Common Stock	€79.00 Million	1.67%
Other Components	€1.71 Billion	36.21%
Total Equity	€4.73 Billion	100.00%

BAWAG Group AG Competitors by Market Cap

The table below lists competitors of BAWAG Group AG ranked by their market capitalization.

Company	Market Cap
Sichuan Road & Bridge Group Co Ltd SHG:600039	$10.42 Billion
United Spirits Limited NSE:MCDOWELL-N	$10.43 Billion
Dr. Reddy's Laboratories Limited F:RDDA	$10.43 Billion
SPX Corp NYSE:SPXC	$10.44 Billion
Strabag SE VI:STR	$10.41 Billion
Wisetech Global Ltd AU:WTC	$10.40 Billion
Biomarin Pharmaceutical Inc NASDAQ:BMRN	$10.40 Billion
YARA INTL ASA ADR NK170 F:IU20	$10.39 Billion

Equity Growth Attribution

This analysis shows how different factors contributed to changes in BAWAG Group AG's equity between the two most recent reporting periods.

Equity Growth Insights

From 2023 to 2024, total equity changed from 4,170,000,000 to 4,733,000,000, a change of 563,000,000 (13.5%).
Net income of 760,000,000 contributed positively to equity growth.
Dividend payments of 393,000,000 reduced retained earnings.
Other comprehensive income decreased equity by 1,488,700,000.
Other factors increased equity by 1,684,700,000.

Equity Change Factors (2023 to 2024)

Factor	Impact	Contribution
Net Income	€760.00 Million	+16.06%
Dividends Paid	€393.00 Million	-8.3%
Other Comprehensive Income	€-1.49 Billion	-31.45%
Other Changes	€1.68 Billion	+35.59%
Total Change	€-	13.50%

Book Value vs Market Value Analysis

This analysis compares BAWAG Group AG's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.

Valuation Insights

Current price-to-book ratio: 2.44x
The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
The price-to-book ratio has decreased from 6.53x to 2.44x over the analyzed period, indicating reduced market premium.

Historical Price-to-Book Ratios

Date	Book Value per Share	Market Price	P/B Ratio
2013-12-31	€22.30	€145.70	x
2014-12-31	€26.19	€145.70	x
2015-12-31	€29.56	€145.70	x
2016-12-31	€31.34	€145.70	x
2017-12-31	€36.09	€145.70	x
2018-12-31	€40.19	€145.70	x
2019-12-31	€39.04	€145.70	x
2020-12-31	€48.86	€145.70	x
2021-12-31	€49.10	€145.70	x
2022-12-31	€45.62	€145.70	x
2023-12-31	€50.78	€145.70	x
2024-12-31	€59.81	€145.70	x

Capital Efficiency Dashboard

This dashboard shows how efficiently BAWAG Group AG utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.

Capital Efficiency Insights

Current Return on Equity (ROE): 16.06%
The company demonstrates strong efficiency in generating profits from shareholder equity.
DuPont Analysis Breakdown:
• Net Profit Margin: 45.66%
• Asset Turnover: 0.02x
• Equity Multiplier: 15.07x
Recent ROE (16.06%) is above the historical average (11.76%), indicating improving capital efficiency.

Historical Capital Efficiency Metrics

Year	Return on Equity	Net Profit Margin	Asset Turnover	Equity Multiplier	Economic Value Added
2013	6.76%	15.98%	0.03x	16.42x	€-72.23 Million
2014	11.77%	33.63%	0.03x	13.31x	€46.29 Million
2015	13.34%	42.86%	0.03x	12.08x	€98.78 Million
2016	15.43%	51.80%	0.02x	12.68x	€170.24 Million
2017	12.93%	44.99%	0.02x	12.77x	€105.74 Million
2018	10.90%	37.26%	0.03x	11.16x	€36.02 Million
2019	12.01%	34.15%	0.03x	11.94x	€76.73 Million
2020	6.55%	22.51%	0.02x	12.20x	€-150.24 Million
2021	10.97%	36.45%	0.02x	12.88x	€42.51 Million
2022	7.97%	23.00%	0.02x	14.16x	€-80.84 Million
2023	16.37%	48.74%	0.03x	13.30x	€265.60 Million
2024	16.06%	45.66%	0.02x	15.07x	€286.70 Million

Industry Comparison

This section compares BAWAG Group AG's net assets metrics with peer companies in the Banks - Regional industry.

Industry Context

Industry: Banks - Regional
Average net assets among peers: $24,321,224,672
Average return on equity (ROE) among peers: 5.16%

Peer Company Comparison

Company	Net Assets	Return on Equity	Debt-to-Equity	Market Cap
BAWAG Group AG (BG)	€4.71 Billion	6.76%	14.43x	$10.42 Billion
Addiko Bank AG (ADKO)	$805.10 Million	1.69%	6.26x	$505.32 Million
BKS Bank AG (BKS)	$1.30 Billion	7.14%	5.81x	$923.33 Million
Erste Group Bank AG (EBS)	$34.66 Billion	10.13%	9.63x	$38.47 Billion
Oberbank AG (OBS)	$2.96 Billion	7.26%	6.71x	$5.38 Billion
Raiffeisen Bank International AG (RBI)	$106.15 Billion	-0.46%	0.15x	$13.59 Billion
Wiener Privatbank SE (WPB)	$43.35 Million	5.22%	6.55x	$53.55 Million

About BAWAG Group AG

VI:BG Austria Banks - Regional

Market Cap

$13.12 Billion

€11.22 Billion EUR

Market Cap Rank

#2171 Global

#5 in Austria

Share Price

€145.70

Change (1 day)

-0.55%

52-Week Range

€96.90 - €155.00

All Time High

€155.00