Vietnam Export Import Commercial Joint Stock Bank (EIB) - Net Assets
Based on the latest financial reports, Vietnam Export Import Commercial Joint Stock Bank (EIB) has net assets worth ₫26.01 Trillion VND (≈ $988.08 Million USD) as of December 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (₫273.27 Trillion ≈ $10.38 Billion USD) and total liabilities (₫247.26 Trillion ≈ $9.39 Billion USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore EIB current and non-current assets for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | ₫26.01 Trillion |
| % of Total Assets | 9.52% |
| Annual Growth Rate | 8.72% |
| 5-Year Change | 46.23% |
| 10-Year Change | N/A |
| Growth Volatility | 3.88 |
Vietnam Export Import Commercial Joint Stock Bank - Net Assets Trend (2019–2025)
This chart illustrates how Vietnam Export Import Commercial Joint Stock Bank's net assets have evolved over time, based on quarterly financial data. For live valuation and market cap data, see market cap of Vietnam Export Import Commercial Joint S.
Annual Net Assets for Vietnam Export Import Commercial Joint Stock Bank (2019–2025)
The table below shows the annual net assets of Vietnam Export Import Commercial Joint Stock Bank from 2019 to 2025. Explore Vietnam Export Import Commercial Joint S cash conversion from operations to assess how effectively this company generates cash.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | ₫26.01 Trillion ≈ $988.08 Million |
+3.61% |
| 2024-12-31 | ₫25.10 Trillion ≈ $953.62 Million |
+11.83% |
| 2023-12-31 | ₫22.44 Trillion ≈ $852.77 Million |
+9.60% |
| 2022-12-31 | ₫20.48 Trillion ≈ $778.11 Million |
+15.15% |
| 2021-12-31 | ₫17.78 Trillion ≈ $675.72 Million |
+5.74% |
| 2020-12-31 | ₫16.82 Trillion ≈ $639.04 Million |
+6.80% |
| 2019-12-31 | ₫15.75 Trillion ≈ $598.38 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Vietnam Export Import Commercial Joint Stock Bank's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 4.1% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2025)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | ₫3.43 Trillion | 13.21% |
| Other Components | ₫22.57 Trillion | 86.79% |
| Total Equity | ₫26.01 Trillion | 100.00% |
Vietnam Export Import Commercial Joint Stock Bank Competitors by Market Cap
The table below lists competitors of Vietnam Export Import Commercial Joint Stock Bank ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Supreme Petrochem Limited
NSE:SPLPETRO
|
$1.54 Billion |
|
Compania Nationala de Transport al Energiei Electrice Transelectrica SA
RO:TEL
|
$1.54 Billion |
|
Shenzhen Injoinic Technology Co. Ltd. A
SHG:688209
|
$1.54 Billion |
|
Hainan Development Holdings Nanhai Co Ltd
SHE:002163
|
$1.54 Billion |
|
Wetown Electric Group Co Ltd
SHG:688226
|
$1.54 Billion |
|
Matrix
TA:MTRX
|
$1.54 Billion |
|
Trisura Group Ltd
TO:TSU
|
$1.54 Billion |
|
Orizon Valorização de Resíduos S.A
SA:ORVR3
|
$1.54 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Vietnam Export Import Commercial Joint Stock Bank's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 25,099,406,000,000 to 26,006,343,000,000, a change of 906,937,000,000 (3.6%).
- Net income of 1,136,939,000,000 contributed positively to equity growth.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | ₫1.14 Trillion | +4.37% |
| Other Changes | ₫-230.00 Billion | -0.88% |
| Total Change | ₫- | 3.61% |
Book Value vs Market Value Analysis
This analysis compares Vietnam Export Import Commercial Joint Stock Bank's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.56x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 2.04x to 1.56x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2019-12-31 | ₫10675.19 | ₫21750.00 | x |
| 2020-12-31 | ₫11400.57 | ₫21750.00 | x |
| 2021-12-31 | ₫12054.95 | ₫21750.00 | x |
| 2022-12-31 | ₫13881.67 | ₫21750.00 | x |
| 2023-12-31 | ₫12049.54 | ₫21750.00 | x |
| 2024-12-31 | ₫13474.60 | ₫21750.00 | x |
| 2025-12-31 | ₫13961.48 | ₫21750.00 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Vietnam Export Import Commercial Joint Stock Bank utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 4.37%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 15.18%
- • Asset Turnover: 0.03x
- • Equity Multiplier: 10.51x
- Recent ROE (4.37%) is below the historical average (8.42%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2019 | 5.50% | 19.64% | 0.03x | 10.64x | ₫-708.80 Billion |
| 2020 | 6.36% | 24.11% | 0.03x | 9.54x | ₫-611.77 Billion |
| 2021 | 5.43% | 20.48% | 0.03x | 9.32x | ₫-813.05 Billion |
| 2022 | 14.38% | 40.36% | 0.04x | 9.04x | ₫897.76 Billion |
| 2023 | 9.65% | 32.90% | 0.03x | 8.97x | ₫-79.40 Billion |
| 2024 | 13.25% | 38.28% | 0.04x | 9.55x | ₫816.86 Billion |
| 2025 | 4.37% | 15.18% | 0.03x | 10.51x | ₫-1.46 Trillion |
Industry Comparison
This section compares Vietnam Export Import Commercial Joint Stock Bank's net assets metrics with peer companies in the Banks - Regional industry.
Industry Context
- Industry: Banks - Regional
- Average net assets among peers: $62,222,653,666,667
- Average return on equity (ROE) among peers: 17.76%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Vietnam Export Import Commercial Joint Stock Bank (EIB) | ₫26.01 Trillion | 5.50% | 9.51x | $1.54 Billion |
| Asia Commercial Bank (ACB) | $27.77 Trillion | 21.65% | 12.81x | $4.59 Billion |
| Joint Stock Commercial Bank for Investment and Development of Vietnam (BID) | $104.19 Trillion | 17.43% | 19.35x | $10.70 Billion |
| Vietnam JSCmmercial Bank for Industry and Trade (CTG) | $93.65 Trillion | 15.04% | 15.35x | $10.31 Billion |
| Ho Chi Minh City Development Joint Stock Commercial Bank (HDB) | $30.79 Trillion | 19.66% | 11.17x | $5.06 Billion |
| Lien Viet Post Joint Stock Commercial Bank (LPB) | $43.34 Trillion | 22.43% | 10.73x | $5.37 Billion |
| Military Commercial Joint Stock Bank (MBB) | $62.49 Trillion | 20.32% | 8.72x | $7.97 Billion |
| Sai Gon Ha Noi Commercial Joint Stock Bank (SHB) | $50.10 Trillion | 14.62% | 11.59x | $2.58 Billion |
| Sai Gon Thuong Tin Commercial Joint Stock Bank (STB) | $34.26 Trillion | 9.96% | 14.21x | $4.83 Billion |
| Vietnam Technological And Commercial Joint Stock Bank (TCB) | $113.42 Trillion | 18.70% | 5.16x | $9.11 Billion |
About Vietnam Export Import Commercial Joint Stock Bank
Vietnam Export Import Commercial Joint Stock Bank, together with its subsidiaries, provides various banking services and products to organizations and individual customers in Vietnam. It engages in mobilizing and receiving short-term, medium-term, and long-term funds; trade foreign currencies; and provision of internal trade finance, settlement, and other banking services. The company also provid… Read more