Text S.A. (TXT) - Net Assets
Based on the latest financial reports, Text S.A. (TXT) has net assets worth zł82.53 Million PLN (≈ $22.71 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (zł178.79 Million ≈ $49.21 Million USD) and total liabilities (zł96.26 Million ≈ $26.49 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check asset resilience ratio of Text S.A. to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | zł82.53 Million |
| % of Total Assets | 46.16% |
| Annual Growth Rate | 26.02% |
| 5-Year Change | 27.05% |
| 10-Year Change | 362.02% |
| Growth Volatility | 28.75 |
Text S.A. - Net Assets Trend (2013–2024)
This chart illustrates how Text S.A.'s net assets have evolved over time, based on quarterly financial data. Also explore TXT asset base for the complete picture of this company's asset base.
Annual Net Assets for Text S.A. (2013–2024)
The table below shows the annual net assets of Text S.A. from 2013 to 2024. For live valuation and market cap data, see market cap of Text S.A..
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | zł136.42 Million ≈ $37.54 Million |
+7.68% |
| 2023-12-31 | zł126.69 Million ≈ $34.87 Million |
-27.65% |
| 2022-12-31 | zł175.12 Million ≈ $48.19 Million |
+40.64% |
| 2021-12-31 | zł124.51 Million ≈ $34.27 Million |
+15.96% |
| 2020-12-31 | zł107.37 Million ≈ $29.55 Million |
+36.46% |
| 2019-12-31 | zł78.68 Million ≈ $21.65 Million |
+44.78% |
| 2018-12-31 | zł54.35 Million ≈ $14.96 Million |
+20.14% |
| 2017-12-31 | zł45.23 Million ≈ $12.45 Million |
+1.31% |
| 2016-12-31 | zł44.65 Million ≈ $12.29 Million |
+51.22% |
| 2015-12-31 | zł29.53 Million ≈ $8.13 Million |
+49.58% |
| 2014-12-31 | zł19.74 Million ≈ $5.43 Million |
+84.29% |
| 2013-12-31 | zł10.71 Million ≈ $2.95 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Text S.A.'s total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 602.8% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | zł68.21 Million | 50.00% |
| Common Stock | zł515.00K | 0.38% |
| Other Comprehensive Income | zł67.70 Million | 49.62% |
| Total Equity | zł136.42 Million | 100.00% |
Text S.A. Competitors by Market Cap
The table below lists competitors of Text S.A. ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Global Atomic Corp
TO:GLO
|
$276.58 Million |
|
Sangam (India) Limited
NSE:SANGAMIND
|
$276.66 Million |
|
Shenzhen Weiye Decoration Group Co Ltd
SHE:300621
|
$276.75 Million |
|
Andfjord Salmon AS
OL:ANDF
|
$276.76 Million |
|
Southeast Cement Co Ltd
TW:1110
|
$276.50 Million |
|
PARKEN Sport & Entertainment
CO:PARKEN
|
$276.50 Million |
|
Cross Country Healthcare Inc
NASDAQ:CCRN
|
$276.49 Million |
|
K&F Growth Acquisition Corp. II Unit
NASDAQ:KFIIU
|
$276.37 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Text S.A.'s equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 126,692,000 to 136,418,000, a change of 9,726,000 (7.7%).
- Net income of 164,418,000 contributed positively to equity growth.
- Dividend payments of 154,758,000 reduced retained earnings.
- Other comprehensive income increased equity by 67,697,000.
- Other factors decreased equity by 67,631,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | zł164.42 Million | +120.53% |
| Dividends Paid | zł154.76 Million | -113.44% |
| Other Comprehensive Income | zł67.70 Million | +49.62% |
| Other Changes | zł-67.63 Million | -49.58% |
| Total Change | zł- | 7.68% |
Book Value vs Market Value Analysis
This analysis compares Text S.A.'s book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 7.37x
- The company is trading at a significant premium to its book value, suggesting the market values its earnings potential, brand, or other intangibles highly.
- The price-to-book ratio has decreased from 93.81x to 7.37x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2013-12-31 | zł0.42 | zł39.02 | x |
| 2014-12-31 | zł0.77 | zł39.02 | x |
| 2015-12-31 | zł1.15 | zł39.02 | x |
| 2016-12-31 | zł1.73 | zł39.02 | x |
| 2017-12-31 | zł1.76 | zł39.02 | x |
| 2018-12-31 | zł2.11 | zł39.02 | x |
| 2019-12-31 | zł3.06 | zł39.02 | x |
| 2020-12-31 | zł4.17 | zł39.02 | x |
| 2021-12-31 | zł4.84 | zł39.02 | x |
| 2022-12-31 | zł6.80 | zł39.02 | x |
| 2023-12-31 | zł4.92 | zł39.02 | x |
| 2024-12-31 | zł5.30 | zł39.02 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Text S.A. utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 120.53%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 46.42%
- • Asset Turnover: 1.56x
- • Equity Multiplier: 1.66x
- Recent ROE (120.53%) is above the historical average (101.18%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2013 | 90.57% | 51.21% | 1.47x | 1.21x | zł8.63 Million |
| 2014 | 94.01% | 56.16% | 1.55x | 1.08x | zł16.58 Million |
| 2015 | 95.08% | 52.93% | 1.65x | 1.09x | zł25.12 Million |
| 2016 | 96.12% | 56.28% | 1.60x | 1.06x | zł38.45 Million |
| 2017 | 106.79% | 54.02% | 1.84x | 1.08x | zł43.78 Million |
| 2018 | 105.34% | 52.38% | 1.78x | 1.13x | zł51.81 Million |
| 2019 | 96.74% | 58.16% | 1.49x | 1.11x | zł68.25 Million |
| 2020 | 93.28% | 55.95% | 1.46x | 1.14x | zł89.42 Million |
| 2021 | 95.59% | 53.49% | 1.62x | 1.11x | zł106.57 Million |
| 2022 | 88.66% | 49.18% | 1.60x | 1.13x | zł137.75 Million |
| 2023 | 131.46% | 49.67% | 1.60x | 1.66x | zł153.88 Million |
| 2024 | 120.53% | 46.42% | 1.56x | 1.66x | zł150.78 Million |
Industry Comparison
This section compares Text S.A.'s net assets metrics with peer companies in the Software - Application industry.
Industry Context
- Industry: Software - Application
- Average net assets among peers: $1,128,309,819
- Average return on equity (ROE) among peers: 6.86%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Text S.A. (TXT) | zł82.53 Million | 90.57% | 1.17x | $276.53 Million |
| Asseco Business Solutions S.A. (ABS) | $361.65 Million | 23.58% | 0.32x | $752.03 Million |
| Asseco Poland S.A. (ACP) | $9.65 Billion | 4.85% | 0.93x | $4.03 Billion |
| Asseco South Eastern Europe S.A. (ASE) | $1.12 Billion | 17.83% | 0.88x | $865.49 Million |
| Brand 24 SA (B24) | $3.86 Million | -18.13% | 0.23x | $37.06 Million |
| Fabrity Holding S.A. (FAB) | $26.70 Million | 8.71% | 1.11x | $19.21 Million |
| LSI Software S.A. (LSI) | $32.10 Million | 15.70% | 0.37x | $48.13 Million |
| Nexity Global SA (NXG) | $24.44 Million | -3.97% | 0.02x | $2.89 Million |
| Quantum Software SA (QNT) | $16.70 Million | 6.90% | 0.13x | $10.82 Million |
| Shoper S.A. (SHO) | $38.35 Million | 47.32% | 2.02x | $309.72 Million |
| Silvair Inc (SVRS) | $9.01 Million | -34.14% | 0.40x | $23.95 Million |
About Text S.A.
Text S.A. develops and distributes online text communication software for businesses worldwide. It offers LiveChat, a platform for online multichannel text communication; ChatBot, a chatbot building platform that allows the creation of conversational chatbots to handle various business scenarios; KnowledgeBase, a platform that lets companies to create knowledge bases for employees and clients; Op… Read more