Hypoport SE (HYQ) - Net Assets
Based on the latest financial reports, Hypoport SE (HYQ) has net assets worth €375.09 Million EUR (≈ $438.52 Million USD) as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets (€683.41 Million ≈ $798.98 Million USD) and total liabilities (€308.32 Million ≈ $360.46 Million USD). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Check HYQ asset liquidity ratio to evaluate the company's liquid asset resilience ratio.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | €375.09 Million |
| % of Total Assets | 54.88% |
| Annual Growth Rate | 17.77% |
| 5-Year Change | 61.61% |
| 10-Year Change | 579.43% |
| Growth Volatility | 18.91 |
Hypoport SE - Net Assets Trend (2006–2024)
This chart illustrates how Hypoport SE's net assets have evolved over time, based on quarterly financial data. Also explore Hypoport SE total assets for the complete picture of this company's asset base.
Annual Net Assets for Hypoport SE (2006–2024)
The table below shows the annual net assets of Hypoport SE from 2006 to 2024. For live valuation and market cap data, see Hypoport SE stock valuation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | €357.79 Million ≈ $418.30 Million |
+5.03% |
| 2023-12-31 | €340.64 Million ≈ $398.25 Million |
+24.90% |
| 2022-12-31 | €272.74 Million ≈ $318.86 Million |
+7.62% |
| 2021-12-31 | €253.43 Million ≈ $296.29 Million |
+14.47% |
| 2020-12-31 | €221.39 Million ≈ $258.83 Million |
+24.12% |
| 2019-12-31 | €178.38 Million ≈ $208.54 Million |
+16.22% |
| 2018-12-31 | €153.48 Million ≈ $179.44 Million |
+85.13% |
| 2017-12-31 | €82.91 Million ≈ $96.93 Million |
+29.27% |
| 2016-12-31 | €64.13 Million ≈ $74.98 Million |
+21.78% |
| 2015-12-31 | €52.66 Million ≈ $61.57 Million |
+35.54% |
| 2014-12-31 | €38.85 Million ≈ $45.42 Million |
+17.54% |
| 2013-12-31 | €33.05 Million ≈ $38.64 Million |
+10.75% |
| 2012-12-31 | €29.84 Million ≈ $34.89 Million |
-4.56% |
| 2011-12-31 | €31.27 Million ≈ $36.56 Million |
+14.16% |
| 2010-12-31 | €27.39 Million ≈ $32.02 Million |
+14.48% |
| 2009-12-31 | €23.93 Million ≈ $27.97 Million |
-1.21% |
| 2008-12-31 | €24.22 Million ≈ $28.31 Million |
+5.62% |
| 2007-12-31 | €22.93 Million ≈ $26.81 Million |
+21.84% |
| 2006-12-31 | €18.82 Million ≈ $22.00 Million |
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Equity Component Analysis
This analysis shows how different components contribute to Hypoport SE's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 23042900000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | €230.43 Million | 65.09% |
| Common Stock | €6.87 Million | 1.94% |
| Other Comprehensive Income | €116.92 Million | 33.02% |
| Total Equity | €354.04 Million | 100.00% |
Hypoport SE Competitors by Market Cap
The table below lists competitors of Hypoport SE ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Shanghai Lili & Beauty Cosmetics Co Ltd
SHG:605136
|
$641.08 Million |
|
Chin-Poon Industrial Co Ltd
TW:2355
|
$641.19 Million |
|
Suzhou Sonavox Electronics Co. Ltd. A
SHG:688533
|
$641.23 Million |
|
Mennica Polska S.A.
WAR:MNC
|
$641.42 Million |
|
Fundamenta Real Estate AG
SW:FREN
|
$640.92 Million |
|
Ningbo Marine Co Ltd
SHG:600798
|
$640.89 Million |
|
Nantong JiangTian Chemical Co. Ltd.
SHE:300927
|
$640.70 Million |
|
Asante Gold Corporation
F:1A9
|
$640.51 Million |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Hypoport SE's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 338,604,000 to 354,036,000, a change of 15,432,000 (4.6%).
- Net income of 12,405,000 contributed positively to equity growth.
- Other comprehensive income increased equity by 116,918,999.
- Other factors decreased equity by 113,891,999.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | €12.40 Million | +3.5% |
| Other Comprehensive Income | €116.92 Million | +33.02% |
| Other Changes | €-113.89 Million | -32.17% |
| Total Change | €- | 4.56% |
Book Value vs Market Value Analysis
This analysis compares Hypoport SE's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.55x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has decreased from 27.65x to 1.55x over the analyzed period, indicating reduced market premium.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2006-12-31 | €2.96 | €81.90 | x |
| 2007-12-31 | €3.65 | €81.90 | x |
| 2008-12-31 | €3.90 | €81.90 | x |
| 2009-12-31 | €3.85 | €81.90 | x |
| 2010-12-31 | €4.40 | €81.90 | x |
| 2011-12-31 | €5.01 | €81.90 | x |
| 2012-12-31 | €4.81 | €81.90 | x |
| 2013-12-31 | €5.34 | €81.90 | x |
| 2014-12-31 | €6.29 | €81.90 | x |
| 2015-12-31 | €8.62 | €81.90 | x |
| 2016-12-31 | €10.62 | €81.90 | x |
| 2017-12-31 | €13.90 | €81.90 | x |
| 2018-12-31 | €24.96 | €81.90 | x |
| 2019-12-31 | €28.48 | €81.90 | x |
| 2020-12-31 | €35.02 | €81.90 | x |
| 2021-12-31 | €39.97 | €81.90 | x |
| 2022-12-31 | €43.01 | €81.90 | x |
| 2023-12-31 | €50.78 | €81.90 | x |
| 2024-12-31 | €52.94 | €81.90 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Hypoport SE utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 3.50%
- The company may be facing challenges in efficiently utilizing shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 2.21%
- • Asset Turnover: 0.80x
- • Equity Multiplier: 1.97x
- Recent ROE (3.50%) is below the historical average (12.31%), suggesting potential challenges in capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2006 | 21.68% | 14.86% | 0.62x | 2.35x | €2.20 Million |
| 2007 | 18.57% | 10.33% | 0.85x | 2.10x | €1.97 Million |
| 2008 | -1.04% | -0.47% | 0.96x | 2.33x | €-2.65 Million |
| 2009 | -1.46% | -0.67% | 0.94x | 2.31x | €-2.72 Million |
| 2010 | 11.99% | 4.78% | 1.02x | 2.47x | €541.80K |
| 2011 | 11.97% | 4.39% | 1.17x | 2.32x | €612.10K |
| 2012 | -2.79% | -0.94% | 1.24x | 2.39x | €-3.79 Million |
| 2013 | 9.60% | 3.21% | 1.33x | 2.25x | €-130.70K |
| 2014 | 15.34% | 5.26% | 1.40x | 2.08x | €2.06 Million |
| 2015 | 30.29% | 11.39% | 1.45x | 1.83x | €10.63 Million |
| 2016 | 28.26% | 11.50% | 1.40x | 1.76x | €11.66 Million |
| 2017 | 22.30% | 9.44% | 1.38x | 1.71x | €10.16 Million |
| 2018 | 14.67% | 8.43% | 0.87x | 2.00x | €7.15 Million |
| 2019 | 13.69% | 7.22% | 0.86x | 2.20x | €6.58 Million |
| 2020 | 12.37% | 7.03% | 0.70x | 2.50x | €5.22 Million |
| 2021 | 11.98% | 6.76% | 0.75x | 2.37x | €4.98 Million |
| 2022 | 6.89% | 4.10% | 0.78x | 2.15x | €-8.42 Million |
| 2023 | 6.05% | 4.15% | 0.79x | 1.85x | €-13.39 Million |
| 2024 | 3.50% | 2.21% | 0.80x | 1.97x | €-23.00 Million |
Industry Comparison
This section compares Hypoport SE's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $6,803,475,648
- Average return on equity (ROE) among peers: 4.68%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Hypoport SE (HYQ) | €375.09 Million | 21.68% | 0.82x | $641.07 Million |
| Yiren Digital Ltd (19YA) | $8.09 Billion | 25.73% | 0.27x | $122.70 Million |
| Qudian Inc (1QU) | $11.69 Billion | 0.33% | 0.07x | $236.46 Million |
| Yixin Group Limited (1YX) | $14.64 Billion | 0.20% | 0.88x | $1.60 Billion |
| CREDIT CORP. GROUP LTD. (2RC) | $825.67 Million | 6.14% | 0.60x | $444.96 Million |
| HANHUA FNCL HLDG CO.H YC1 (5HF) | $8.04 Billion | 0.95% | 0.54x | $11.63 Million |
| Genertec Universal Medical Group Company Limited (5UM) | $20.37 Billion | 10.36% | 2.94x | $1.41 Billion |
| PREMIA FINANCE O.N. (81U) | $2.89 Million | 20.84% | 0.56x | $1.64 Million |
| SY HOLDINGS GROUP HD-01 (9U0) | $4.12 Billion | 5.32% | 1.76x | $1.10 Billion |
| ALBIS Leasing AG (ALG) | $6.63 Million | -16.84% | 17.44x | $60.62 Million |
| Brockhaus Capital Management AG (BKHT) | $254.92 Million | -6.23% | 1.41x | $171.34 Million |
About Hypoport SE
Hypoport SE develops, operates, and markets technology platforms for the credit, housing, and insurance industries in Germany. The company operates through three segments: Real Estate & Mortgage Platforms, Financing Platforms, and Insurance Platforms. The Real Estate & Mortgage Platforms segment is involved in the development of technology platforms for brokering, financing, and valuing private r… Read more