Harmoney Corp Ltd (HMY) - Total Assets
Based on the latest financial reports, Harmoney Corp Ltd (HMY) holds total assets worth AU$945.24 Million AUD (≈ $668.82 Million USD) as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See Harmoney Corp Ltd shareholders equity for net asset value and shareholders' equity analysis.
Harmoney Corp Ltd - Total Assets Trend (2017–2024)
This chart illustrates how Harmoney Corp Ltd's total assets have evolved over time, based on quarterly financial data.
Harmoney Corp Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
Harmoney Corp Ltd's total assets of AU$945.24 Million consist of 97.0% current assets and 3.0% non-current assets.
| Asset Category | Amount (AUD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | AU$0.00 | 6.0% |
| Accounts Receivable | AU$858.74 Million | 90.9% |
| Inventory | AU$0.00 | 0.0% |
| Property, Plant & Equipment | AU$2.34 Million | 0.3% |
| Intangible Assets | AU$8.96 Million | 1.0% |
| Goodwill | AU$0.00 | 0.0% |
Asset Composition Trend (2017–2024)
This chart illustrates how Harmoney Corp Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Harmoney Corp Ltd stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Harmoney Corp Ltd's current assets represent 97.0% of total assets in 2024, an increase from 78.8% in 2017.
- Cash Position: Cash and equivalents constituted 6.0% of total assets in 2024, down from 78.8% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 90.9% of total assets.
Harmoney Corp Ltd Competitors by Total Assets
Key competitors of Harmoney Corp Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.48 Billion |
|
Peninsula Group Ltd
TA:PEN
|
Israel | ILA1.78 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Blender Financial Technologies Ltd
TA:BLND
|
Israel | ILA170.07 Million |
|
Intan Baruprana Finance Tbk
JK:IBFN
|
Indonesia | Rp500.61 Billion |
|
Fast Finance SA
WAR:FFI
|
Poland | zł1.67 Million |
Harmoney Corp Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.01 | 1.02 | 2.43 |
| Quick Ratio | 1.01 | 1.02 | 2.43 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | AU$8.85 Million | AU$19.53 Million | AU$20.42 Million |
Harmoney Corp Ltd - Advanced Valuation Insights
This section examines the relationship between Harmoney Corp Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.68 |
| Latest Market Cap to Assets Ratio | 0.06 |
| Asset Growth Rate (YoY) | 10.3% |
| Total Assets | AU$945.24 Million |
| Market Capitalization | $58.17 Million USD |
Valuation Analysis
Below Book Valuation: The market values Harmoney Corp Ltd's assets below their book value (0.06x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Harmoney Corp Ltd's assets grew by 10.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Harmoney Corp Ltd (2017–2024)
The table below shows the annual total assets of Harmoney Corp Ltd from 2017 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | AU$945.24 Million ≈ $668.82 Million |
+10.33% |
| 2023-12-31 | AU$856.77 Million ≈ $606.22 Million |
+8.68% |
| 2022-12-31 | AU$788.35 Million ≈ $557.80 Million |
+23.87% |
| 2021-12-31 | AU$636.45 Million ≈ $450.33 Million |
+74.58% |
| 2020-12-31 | AU$364.57 Million ≈ $257.96 Million |
+89.98% |
| 2019-12-31 | AU$191.90 Million ≈ $135.78 Million |
+181.22% |
| 2018-12-31 | AU$68.24 Million ≈ $48.28 Million |
+561.69% |
| 2017-12-31 | AU$10.31 Million ≈ $7.30 Million |
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About Harmoney Corp Ltd
Harmoney Corp Limited, together with its subsidiaries, provides secured and unsecured personal loans through online in Australia and New Zealand. The company's personal loans are used for various purposes, including debt consolidation, home improvement, wedding, car, holiday, education, business, and medical expenses. It also operates Stellare, an investment platform. Harmoney Corp Limited was in… Read more