PREMIA FINANCE O.N. Total Assets
PREMIA FINANCE O.N. total assets. Based on the latest financial reports, PREMIA FINANCE O.N. (81U) holds total assets worth €4.80 Million EUR (≈ $5.61 Million USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see 81U company net worth for the company's overall valuation and market capitalisation.
Total Assets of PREMIA FINANCE O.N. (2021–2025)
Total assets of PREMIA FINANCE O.N. from 2021 to 2025. This chart illustrates how PREMIA FINANCE O.N.'s total assets have evolved over time, based on quarterly financial data. See PREMIA FINANCE O.N. stock price for real-time trading data and today's change.
PREMIA FINANCE O.N. - Asset Composition Analysis
PREMIA FINANCE O.N. Total Assets Breakdown (December 2025)
PREMIA FINANCE O.N. total assets breakdown as of December 2025. PREMIA FINANCE O.N.'s total assets of €4.80 Million consist of 60.7% current assets and 39.3% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 9.4% |
| Accounts Receivable | €1.65 Million | 34.3% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €156.68K | 3.3% |
| Goodwill | €1.22 Million | 25.4% |
Asset Composition Trend (2021–2025)
This chart illustrates how PREMIA FINANCE O.N.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore PREMIA FINANCE O.N. (81U) working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PREMIA FINANCE O.N.'s current assets represent 60.7% of total assets in 2025, a decrease from 67.1% in 2021.
- Cash Position: Cash and equivalents constituted 9.4% of total assets in 2025, down from 36.4% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 28.0% of total assets, an increase from 21.0% in 2021.
- Asset Diversification: The largest asset category is accounts receivable at 34.3% of total assets.
PREMIA FINANCE O.N. Competitors by Total Assets
Key competitors of PREMIA FINANCE O.N. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Gentera S.A.B. de C.V
MX:GENTERA
|
Mexico | MX$121.74 Billion |
|
Housing & Urban Development Corporation Limited
NSE:HUDCO
|
India | Rs1.67 Trillion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
ZIP Co Ltd
AU:ZIP
|
Australia | AU$3.50 Billion |
|
Five-Star Business Finance Limited
NSE:FIVESTAR
|
India | Rs154.35 Billion |
|
Propel Holdings Inc
TO:PRL
|
Canada | CA$639.53 Million |
|
Latitude Group Holdings Ltd
AU:LFS
|
Australia | AU$8.20 Billion |
PREMIA FINANCE O.N. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.80 | 1.89 | 2.21 |
| Quick Ratio | 1.80 | 1.89 | 2.21 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €1.29 Million | €1.24 Million | €1.43 Million |
PREMIA FINANCE O.N. - Advanced Valuation Insights
This section examines the relationship between PREMIA FINANCE O.N.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.96 |
| Latest Market Cap to Assets Ratio | 0.47 |
| Asset Growth Rate (YoY) | -4.9% |
| Total Assets | €4.80 Million |
| Market Capitalization | $2.23 Million USD |
Valuation Analysis
Below Book Valuation: The market values PREMIA FINANCE O.N.'s assets below their book value (0.47x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: PREMIA FINANCE O.N.'s assets decreased by 4.9% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for PREMIA FINANCE O.N. (2021–2025)
The table below shows the annual total assets of PREMIA FINANCE O.N. from 2021 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €4.80 Million ≈ $5.61 Million |
-4.90% |
| 2024-12-31 | €5.05 Million ≈ $5.90 Million |
+44.74% |
| 2023-12-31 | €3.49 Million ≈ $4.08 Million |
-22.87% |
| 2022-12-31 | €4.52 Million ≈ $5.28 Million |
+71.74% |
| 2021-12-31 | €2.63 Million ≈ $3.08 Million |
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About PREMIA FINANCE O.N.
Premia Finance S.p.A. operates as a credit brokerage company in Italy. The company's products include salary-backed loans, assignment of the pension, loan with delegation, mortgages, personal loans, insurance, and advance TFS (end of service treatment). It operates through direct branches in Catania and Reggio Calabria; indirect branches; and credit advisors. The company was founded in 2011 and i… Read more