PREMIA FINANCE O.N. (81U) - Total Assets
Based on the latest financial reports, PREMIA FINANCE O.N. (81U) holds total assets worth €5.05 Million EUR (≈ $5.90 Million USD) as of December 2024. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See 81U total equity for net asset value and shareholders' equity analysis.
PREMIA FINANCE O.N. - Total Assets Trend (2021–2024)
This chart illustrates how PREMIA FINANCE O.N.'s total assets have evolved over time, based on quarterly financial data.
PREMIA FINANCE O.N. - Asset Composition Analysis
Current Asset Composition (December 2024)
PREMIA FINANCE O.N.'s total assets of €5.05 Million consist of 52.3% current assets and 47.7% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 9.0% |
| Accounts Receivable | €1.53 Million | 30.3% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €300.61K | 6.0% |
| Goodwill | €1.68 Million | 33.2% |
Asset Composition Trend (2021–2024)
This chart illustrates how PREMIA FINANCE O.N.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see PREMIA FINANCE O.N. stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PREMIA FINANCE O.N.'s current assets represent 52.3% of total assets in 2024, a decrease from 67.1% in 2021.
- Cash Position: Cash and equivalents constituted 9.0% of total assets in 2024, down from 36.4% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 38.0% of total assets, an increase from 21.0% in 2021.
- Asset Diversification: The largest asset category is goodwill at 33.2% of total assets.
PREMIA FINANCE O.N. Competitors by Total Assets
Key competitors of PREMIA FINANCE O.N. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.48 Billion |
|
Peninsula Group Ltd
TA:PEN
|
Israel | ILA1.78 Billion |
|
Pioneer Credit Ltd
AU:PNC
|
Australia | AU$396.51 Million |
|
Wisr Ltd
AU:WZR
|
Australia | AU$1.02 Billion |
|
Blender Financial Technologies Ltd
TA:BLND
|
Israel | ILA170.07 Million |
|
Intan Baruprana Finance Tbk
JK:IBFN
|
Indonesia | Rp500.61 Billion |
|
Fast Finance SA
WAR:FFI
|
Poland | zł1.67 Million |
PREMIA FINANCE O.N. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.89 | 2.21 | - |
| Quick Ratio | 1.89 | 2.21 | - |
| Cash Ratio | 0.00 | 0.00 | - |
| Working Capital | €1.24 Million | €1.43 Million | - |
PREMIA FINANCE O.N. - Advanced Valuation Insights
This section examines the relationship between PREMIA FINANCE O.N.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 59.09 |
| Latest Market Cap to Assets Ratio | 0.33 |
| Asset Growth Rate (YoY) | 44.7% |
| Total Assets | €5.05 Million |
| Market Capitalization | $1.64 Million USD |
Valuation Analysis
Below Book Valuation: The market values PREMIA FINANCE O.N.'s assets below their book value (0.33x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: PREMIA FINANCE O.N.'s assets grew by 44.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for PREMIA FINANCE O.N. (2021–2024)
The table below shows the annual total assets of PREMIA FINANCE O.N. from 2021 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | €5.05 Million ≈ $5.90 Million |
+44.74% |
| 2023-12-31 | €3.49 Million ≈ $4.08 Million |
-22.87% |
| 2022-12-31 | €4.52 Million ≈ $5.28 Million |
+71.74% |
| 2021-12-31 | €2.63 Million ≈ $3.08 Million |
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About PREMIA FINANCE O.N.
Premia Finance S.p.A. operates as a credit mediation company in Italy. The company's products include employee loans, assignment of the fifth of the pension, loan with proxy, mortgages, personal loans, insurance, and advance TFS (end of service treatment). It operates through two direct branches in Catania and Reggio Calabria; approximately 30 indirect branches; and approximately 100 credit consu… Read more