ISCC FINTECH SPA (L7H) - Total Assets
Based on the latest financial reports, ISCC FINTECH SPA (L7H) holds total assets worth €15.54 Million EUR (≈ $18.17 Million USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See ISCC FINTECH SPA shareholders equity for net asset value and shareholders' equity analysis.
ISCC FINTECH SPA - Total Assets Trend (2021–2025)
This chart illustrates how ISCC FINTECH SPA's total assets have evolved over time, based on quarterly financial data.
ISCC FINTECH SPA - Asset Composition Analysis
Current Asset Composition (December 2025)
ISCC FINTECH SPA's total assets of €15.54 Million consist of 61.6% current assets and 38.4% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 4.4% |
| Accounts Receivable | €703.06K | 4.5% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €2.76 Million | 17.8% |
| Goodwill | €0.00 | 0.0% |
Asset Composition Trend (2021–2025)
This chart illustrates how ISCC FINTECH SPA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of ISCC FINTECH SPA.
Key Asset Composition Facts
- Current vs. Non-Current Assets: ISCC FINTECH SPA's current assets represent 61.6% of total assets in 2025, a decrease from 76.8% in 2021.
- Cash Position: Cash and equivalents constituted 4.4% of total assets in 2025, down from 66.1% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 17.0% of total assets, a decrease from 23.0% in 2021.
- Asset Diversification: The largest asset category is intangible assets at 17.8% of total assets.
ISCC FINTECH SPA Competitors by Total Assets
Key competitors of ISCC FINTECH SPA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Indian Railway Finance Corporation Limited
NSE:IRFC
|
India | Rs4.98 Trillion |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
USA | $80.55 Billion |
|
Gentera S.A.B. de C.V
MX:GENTERA
|
Mexico | MX$109.50 Billion |
|
Krungthai Card PCL
BK:KTC
|
Thailand | ฿105.45 Billion |
|
ZIP Co Ltd
AU:ZIP
|
Australia | AU$3.50 Billion |
|
Capri Global Capital Limited
NSE:CGCL
|
India | Rs326.76 Billion |
|
FinVolution Group
F:PP3
|
Germany | €25.41 Billion |
|
Direct Finance TA
TA:DIFI
|
Israel | ILA10.37 Billion |
ISCC FINTECH SPA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.06 | 3.30 | 4.39 |
| Quick Ratio | 3.06 | 3.30 | 4.39 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €6.44 Million | €8.07 Million | €11.15 Million |
ISCC FINTECH SPA - Advanced Valuation Insights
This section examines the relationship between ISCC FINTECH SPA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.19 |
| Latest Market Cap to Assets Ratio | 0.74 |
| Asset Growth Rate (YoY) | -17.0% |
| Total Assets | €15.54 Million |
| Market Capitalization | $11.51 Million USD |
Valuation Analysis
Below Book Valuation: The market values ISCC FINTECH SPA's assets below their book value (0.74x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: ISCC FINTECH SPA's assets decreased by 17.0% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for ISCC FINTECH SPA (2021–2025)
The table below shows the annual total assets of ISCC FINTECH SPA from 2021 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €15.54 Million ≈ $18.17 Million |
-16.98% |
| 2024-12-31 | €18.72 Million ≈ $21.89 Million |
+3.47% |
| 2023-12-31 | €18.09 Million ≈ $21.15 Million |
-11.95% |
| 2022-12-31 | €20.55 Million ≈ $24.03 Million |
+1.47% |
| 2021-12-31 | €20.25 Million ≈ $23.68 Million |
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About ISCC FINTECH SPA
Integrated System Credit Consulting Fintech S.p.A. provides credit management services in Italy. It offers debt management and recovery services through due diligence and acquisition, phone and home collection services, and legal actions for credit recovery. The company was founded in 2019 and is headquartered in Turin, Italy. Integrated System Credit Consulting Fintech S.p.A. operates as a subsi… Read more