GENERALFINANCE SPA Total Assets
GENERALFINANCE SPA total assets. Based on the latest financial reports, GENERALFINANCE SPA (VG30) holds total assets worth €842.14 Million EUR (≈ $984.55 Million USD) as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Also see VG30 company net worth for the company's overall valuation and market capitalisation.
Total Assets of GENERALFINANCE SPA (2021–2025)
Total assets of GENERALFINANCE SPA from 2021 to 2025. This chart illustrates how GENERALFINANCE SPA's total assets have evolved over time, based on quarterly financial data. See GENERALFINANCE SPA (VG30) stock price for real-time trading data and today's change.
GENERALFINANCE SPA - Asset Composition Analysis
GENERALFINANCE SPA Total Assets Breakdown (December 2025)
GENERALFINANCE SPA total assets breakdown as of December 2025. GENERALFINANCE SPA's total assets of €842.14 Million consist of 97.8% current assets and 2.2% non-current assets.
| Asset Category | Amount (EUR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | €0.00 | 12.9% |
| Accounts Receivable | €0.00 | 0.0% |
| Inventory | €0.00 | 0.0% |
| Property, Plant & Equipment | €0.00 | 0.0% |
| Intangible Assets | €3.77 Million | 0.5% |
| Goodwill | €0.00 | 0.0% |
Asset Composition Trend (2021–2025)
This chart illustrates how GENERALFINANCE SPA's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. Explore GENERALFINANCE SPA short-term liquidity ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Key Asset Composition Facts
- Current vs. Non-Current Assets: GENERALFINANCE SPA's current assets represent 97.8% of total assets in 2025, a decrease from 98.2% in 2021.
- Cash Position: Cash and equivalents constituted 12.9% of total assets in 2025, up from 9.2% in 2021.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2021.
- Asset Diversification: The largest asset category is intangible assets at 0.5% of total assets.
GENERALFINANCE SPA Competitors by Total Assets
Key competitors of GENERALFINANCE SPA based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN
|
India | Rs2.09 Trillion |
|
Gentera S.A.B. de C.V
MX:GENTERA
|
Mexico | MX$121.74 Billion |
|
Housing & Urban Development Corporation Limited
NSE:HUDCO
|
India | Rs1.67 Trillion |
|
Upstart Holdings Inc
NASDAQ:UPST
|
USA | $2.97 Billion |
|
ZIP Co Ltd
AU:ZIP
|
Australia | AU$3.50 Billion |
|
Five-Star Business Finance Limited
NSE:FIVESTAR
|
India | Rs154.35 Billion |
|
Propel Holdings Inc
TO:PRL
|
Canada | CA$639.53 Million |
|
Latitude Group Holdings Ltd
AU:LFS
|
Australia | AU$8.20 Billion |
GENERALFINANCE SPA - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 12.27 | 14.42 | 81.55 |
| Quick Ratio | 12.27 | 14.42 | 81.55 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | €756.35 Million | €699.68 Million | €560.23 Million |
GENERALFINANCE SPA - Advanced Valuation Insights
This section examines the relationship between GENERALFINANCE SPA's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 3.83 |
| Latest Market Cap to Assets Ratio | 0.32 |
| Asset Growth Rate (YoY) | 9.4% |
| Total Assets | €842.14 Million |
| Market Capitalization | $267.37 Million USD |
Valuation Analysis
Below Book Valuation: The market values GENERALFINANCE SPA's assets below their book value (0.32x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: GENERALFINANCE SPA's assets grew by 9.4% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for GENERALFINANCE SPA (2021–2025)
The table below shows the annual total assets of GENERALFINANCE SPA from 2021 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | €842.14 Million ≈ $984.55 Million |
+9.41% |
| 2024-12-31 | €769.70 Million ≈ $899.87 Million |
+53.93% |
| 2023-12-31 | €500.04 Million ≈ $584.60 Million |
+12.67% |
| 2022-12-31 | €443.81 Million ≈ $518.87 Million |
+21.50% |
| 2021-12-31 | €365.27 Million ≈ $427.04 Million |
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About GENERALFINANCE SPA
Generalfinance S.p.A. provides factoring service for distressed companies in Italy. It operates in two segments, Corporate and Retail. Generalfinance S.p.A. was formerly known as Prestoleasing S.p.A. and changed its name to Generalfinance S.p.A. in 1990. The company was incorporated in 1982 and is based in Milan, Italy.