PT Bank SMBC Indonesia Tbk
PT Bank SMBC Indonesia Tbk provides various banking products and services primarily in Indonesia. It operates through six segments: Retail; Micro, Small & Medium Enterprises; Funding and Treasury; Corporate; Sharia; and Financing. The company offers savings, time deposits and demand deposit accounts. Its loan products include business, term installment, term, pension, pre-retirement, active emplo… Read more
PT Bank SMBC Indonesia Tbk (BTPN) - Total Assets
Latest total assets as of September 2025: Rp234.50 Trillion IDR
Based on the latest financial reports, PT Bank SMBC Indonesia Tbk (BTPN) holds total assets worth Rp234.50 Trillion IDR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
PT Bank SMBC Indonesia Tbk - Total Assets Trend (2006–2024)
This chart illustrates how PT Bank SMBC Indonesia Tbk’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
PT Bank SMBC Indonesia Tbk - Asset Composition Analysis
Current Asset Composition (December 2024)
PT Bank SMBC Indonesia Tbk's total assets of Rp234.50 Trillion consist of 12.9% current assets and 87.1% non-current assets.
| Asset Category | Amount (IDR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | Rp0.00 | 10.3% |
| Accounts Receivable | Rp4.52 Trillion | 1.9% |
| Inventory | Rp0.00 | 0.0% |
| Property, Plant & Equipment | Rp2.28 Trillion | 1.0% |
| Intangible Assets | Rp1.71 Trillion | 0.7% |
| Goodwill | Rp1.10 Trillion | 0.5% |
Asset Composition Trend (2006–2024)
This chart illustrates how PT Bank SMBC Indonesia Tbk's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PT Bank SMBC Indonesia Tbk's current assets represent 12.9% of total assets in 2024, a decrease from 14.3% in 2006.
- Cash Position: Cash and equivalents constituted 10.3% of total assets in 2024, down from 14.3% in 2006.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2006.
- Asset Diversification: The largest asset category is accounts receivable at 1.9% of total assets.
PT Bank SMBC Indonesia Tbk Competitors by Total Assets
Key competitors of PT Bank SMBC Indonesia Tbk based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
PT Bank SMBC Indonesia Tbk - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - PT Bank SMBC Indonesia Tbk generates 0.10x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, PT Bank SMBC Indonesia Tbk generates $ 1.17 in net profit.
PT Bank SMBC Indonesia Tbk - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.15 | 0.60 | 73.51 |
| Quick Ratio | 0.15 | 0.60 | 73.44 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | Rp-103.50 Trillion | Rp -26.52 Trillion | Rp 20.79 Trillion |
PT Bank SMBC Indonesia Tbk - Advanced Valuation Insights
This section examines the relationship between PT Bank SMBC Indonesia Tbk's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.46 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 19.7% |
| Total Assets | Rp241.10 Trillion |
| Market Capitalization | $118.13 Million USD |
Valuation Analysis
Below Book Valuation: The market values PT Bank SMBC Indonesia Tbk's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: PT Bank SMBC Indonesia Tbk's assets grew by 19.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for PT Bank SMBC Indonesia Tbk (2006–2024)
The table below shows the annual total assets of PT Bank SMBC Indonesia Tbk from 2006 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | Rp241.10 Trillion | +19.68% |
| 2023-12-31 | Rp201.45 Trillion | -3.69% |
| 2022-12-31 | Rp209.17 Trillion | +8.99% |
| 2021-12-31 | Rp191.92 Trillion | +4.78% |
| 2020-12-31 | Rp183.17 Trillion | +0.84% |
| 2019-12-31 | Rp181.63 Trillion | +78.21% |
| 2018-12-31 | Rp101.92 Trillion | +6.73% |
| 2017-12-31 | Rp95.49 Trillion | +4.51% |
| 2016-12-31 | Rp91.37 Trillion | +12.75% |
| 2015-12-31 | Rp81.04 Trillion | +8.03% |
| 2014-12-31 | Rp75.01 Trillion | +7.68% |
| 2013-12-31 | Rp69.66 Trillion | +17.90% |
| 2012-12-31 | Rp59.09 Trillion | +26.66% |
| 2011-12-31 | Rp46.65 Trillion | +35.13% |
| 2010-12-31 | Rp34.52 Trillion | +55.00% |
| 2009-12-31 | Rp22.27 Trillion | +62.60% |
| 2008-12-31 | Rp13.70 Trillion | +29.44% |
| 2007-12-31 | Rp10.58 Trillion | +66.24% |
| 2006-12-31 | Rp6.37 Trillion | -- |