Horizon Bancorp
Horizon Bancorp, Inc. operates as the bank holding company for Horizon Bank that engages in the provision of commercial and retail banking services. The company offers checking, saving, money market, certificate of deposits, and time deposits, as well as non-interest- and interest-bearing demand deposits. It also provides commercial, residential real estate, mortgage warehouse Loans, consumer loa… Read more
Horizon Bancorp (HBNC) - Total Assets
Latest total assets as of December 2025: $6.44 Billion USD
Based on the latest financial reports, Horizon Bancorp (HBNC) holds total assets worth $6.44 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Horizon Bancorp - Total Assets Trend (1995–2025)
This chart illustrates how Horizon Bancorp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Horizon Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Horizon Bancorp's total assets of $6.44 Billion consist of 1.6% current assets and 98.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.0% |
| Accounts Receivable | $29.73 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $7.18 Million | 0.1% |
| Goodwill | $155.21 Million | 2.4% |
Asset Composition Trend (1995–2025)
This chart illustrates how Horizon Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Horizon Bancorp's current assets represent 1.6% of total assets in 2025, a decrease from 13.7% in 1995.
- Cash Position: Cash and equivalents constituted 1.0% of total assets in 2025, down from 12.9% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 2.4% of total assets.
Horizon Bancorp Competitors by Total Assets
Key competitors of Horizon Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Horizon Bancorp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Horizon Bancorp generates 0.02x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Horizon Bancorp is currently not profitable relative to its asset base.
Horizon Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.09 | 0.10 | 0.39 |
| Quick Ratio | 0.09 | 0.10 | 0.39 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-1.08 Billion | $ -5.13 Billion | $ -2.90 Billion |
Horizon Bancorp - Advanced Valuation Insights
This section examines the relationship between Horizon Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.32 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | -17.5% |
| Total Assets | $6.44 Billion |
| Market Capitalization | $795.89 Million USD |
Valuation Analysis
Below Book Valuation: The market values Horizon Bancorp's assets below their book value (0.12 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Horizon Bancorp's assets decreased by 17.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Horizon Bancorp (1995–2025)
The table below shows the annual total assets of Horizon Bancorp from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.44 Billion | -17.49% |
| 2024-12-31 | $7.80 Billion | -1.64% |
| 2023-12-31 | $7.93 Billion | +0.75% |
| 2022-12-31 | $7.87 Billion | +6.21% |
| 2021-12-31 | $7.41 Billion | +25.91% |
| 2020-12-31 | $5.89 Billion | +12.25% |
| 2019-12-31 | $5.24 Billion | +23.49% |
| 2018-12-31 | $4.25 Billion | +7.12% |
| 2017-12-31 | $3.96 Billion | +26.21% |
| 2016-12-31 | $3.14 Billion | +18.43% |
| 2015-12-31 | $2.65 Billion | +27.71% |
| 2014-12-31 | $2.08 Billion | +18.12% |
| 2013-12-31 | $1.76 Billion | -4.84% |
| 2012-12-31 | $1.85 Billion | +19.42% |
| 2011-12-31 | $1.55 Billion | +10.44% |
| 2010-12-31 | $1.40 Billion | +1.00% |
| 2009-12-31 | $1.39 Billion | +6.13% |
| 2008-12-31 | $1.31 Billion | +3.81% |
| 2007-12-31 | $1.26 Billion | +2.98% |
| 2006-12-31 | $1.22 Billion | +8.38% |
| 2005-12-31 | $1.13 Billion | +23.42% |
| 2004-12-31 | $913.83 Million | +20.71% |
| 2003-12-31 | $757.07 Million | +5.13% |
| 2002-12-31 | $720.13 Million | +22.48% |
| 2001-12-31 | $587.95 Million | +10.56% |
| 2000-12-31 | $531.78 Million | +1.10% |
| 1999-12-31 | $526.00 Million | +26.39% |
| 1998-12-31 | $416.15 Million | +15.68% |
| 1997-12-31 | $359.75 Million | -5.83% |
| 1996-12-31 | $382.04 Million | +3.81% |
| 1995-12-31 | $368.01 Million | -- |