Root Inc
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.
Root Inc (ROOT) - Total Assets
Latest total assets as of December 2025: $1.54 Billion USD
Based on the latest financial reports, Root Inc (ROOT) holds total assets worth $1.54 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Root Inc - Total Assets Trend (2018–2025)
This chart illustrates how Root Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Root Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Root Inc's total assets of $1.54 Billion consist of 66.5% current assets and 33.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 17.1% |
| Accounts Receivable | $332.80 Million | 21.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $27.60 Million | 1.8% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2018–2025)
This chart illustrates how Root Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Root Inc's current assets represent 66.5% of total assets in 2025, a decrease from 89.6% in 2018.
- Cash Position: Cash and equivalents constituted 17.1% of total assets in 2025, down from 56.6% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 21.6% of total assets.
Root Inc Competitors by Total Assets
Key competitors of Root Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hanwha General
KO:000370
|
Korea | ₩20.72 Trillion |
|
Lotte Non-Life
KO:000400
|
Korea | ₩14.88 Trillion |
|
Heungkuk F&M I
KO:000540
|
Korea | ₩13.12 Trillion |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
|
Korea | ₩13.12 Trillion |
|
Samsung Fire & Marine Insurance
KO:000810
|
Korea | ₩88.44 Trillion |
|
Samsung Fire And Marine Ins Pref
KO:000815
|
Korea | ₩88.44 Trillion |
|
Hyundai Mar&Fi
KO:001450
|
Korea | ₩50.71 Trillion |
|
DB Insurance Co Ltd
KO:005830
|
Korea | ₩72.11 Trillion |
Root Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Root Inc generates 0.99x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Root Inc generates $ 2.62 in net profit.
Root Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 11.65 | 9.83 | 7.12 |
| Quick Ratio | 11.65 | 27.01 | 7.12 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $886.80 Million | $ 838.50 Million | $ 546.80 Million |
Root Inc - Advanced Valuation Insights
This section examines the relationship between Root Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.47 |
| Latest Market Cap to Assets Ratio | 0.38 |
| Asset Growth Rate (YoY) | 2.9% |
| Total Assets | $1.54 Billion |
| Market Capitalization | $585.76 Million USD |
Valuation Analysis
Below Book Valuation: The market values Root Inc's assets below their book value (0.38 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Root Inc's assets grew by 2.9% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Root Inc (2018–2025)
The table below shows the annual total assets of Root Inc from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.54 Billion | +2.85% |
| 2024-12-31 | $1.50 Billion | +10.98% |
| 2023-12-31 | $1.35 Billion | +2.65% |
| 2022-12-31 | $1.31 Billion | -0.49% |
| 2021-12-31 | $1.32 Billion | -25.14% |
| 2020-12-31 | $1.76 Billion | +141.87% |
| 2019-12-31 | $728.60 Million | +237.31% |
| 2018-12-31 | $216.00 Million | -- |