Root Inc (ROOT) - Total Assets
Based on the latest financial reports, Root Inc (ROOT) holds total assets worth $1.54 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. See what is Root Inc's book value for net asset value and shareholders' equity analysis.
Root Inc - Total Assets Trend (2018–2025)
This chart illustrates how Root Inc's total assets have evolved over time, based on quarterly financial data.
Root Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Root Inc's total assets of $1.54 Billion consist of 66.5% current assets and 33.5% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 44.9% |
| Accounts Receivable | $332.80 Million | 21.6% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $27.60 Million | 1.8% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2018–2025)
This chart illustrates how Root Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Root Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Root Inc's current assets represent 66.5% of total assets in 2025, a decrease from 84.1% in 2018.
- Cash Position: Cash and equivalents constituted 44.9% of total assets in 2025, down from 65.4% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 21.6% of total assets.
Root Inc Competitors by Total Assets
Key competitors of Root Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
W. R. Berkley Corp
NYSE:WRB
|
USA | $44.07 Billion |
|
PICC Property and Casualty Company Limited
F:PJC
|
Germany | €804.61 Billion |
|
Definity Financial Corp
TO:DFY
|
Canada | CA$9.56 Billion |
|
Lotte Non-Life
KO:000400
|
Korea | ₩14.88 Trillion |
|
Libra Insurance Company Ltd
TA:LBRA
|
Israel | ILA1.10 Billion |
|
QBE Insurance Group Ltd
AU:QBE
|
Australia | AU$49.19 Billion |
|
Suncorp Group Ltd
AU:SUNPH
|
Australia | AU$30.16 Billion |
|
Suncorp Group Ltd
AU:SUN
|
Australia | AU$29.52 Billion |
Root Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.62 | 2.74 | 12.56 |
| Quick Ratio | 2.62 | 2.74 | 27.78 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $633.00 Million | $574.60 Million | $1.17 Billion |
Root Inc - Advanced Valuation Insights
This section examines the relationship between Root Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.36 |
| Latest Market Cap to Assets Ratio | 0.47 |
| Asset Growth Rate (YoY) | 16.5% |
| Total Assets | $1.54 Billion |
| Market Capitalization | $725.16 Million USD |
Valuation Analysis
Below Book Valuation: The market values Root Inc's assets below their book value (0.47x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Root Inc's assets grew by 16.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Root Inc (2018–2025)
The table below shows the annual total assets of Root Inc from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.54 Billion | +16.55% |
| 2024-12-31 | $1.32 Billion | +12.42% |
| 2023-12-31 | $1.17 Billion | -10.56% |
| 2022-12-31 | $1.31 Billion | +23.45% |
| 2021-12-31 | $1.06 Billion | -39.65% |
| 2020-12-31 | $1.76 Billion | +156.93% |
| 2019-12-31 | $685.90 Million | +266.60% |
| 2018-12-31 | $187.10 Million | -- |
About Root Inc
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.