Root Inc (ROOT) - Total Assets
Based on the latest financial reports, Root Inc (ROOT) holds total assets worth $1.56 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Root Inc cash debt coverage ratio to assess how comfortably operating cash covers total debt obligations.
Root Inc - Total Assets Trend (2018–2025)
This chart illustrates how Root Inc's total assets have evolved over time, based on quarterly financial data. See Root Inc book value and equity for net asset value and shareholders' equity analysis.
Root Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Root Inc's total assets of $1.56 Billion consist of 61.1% current assets and 38.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 41.2% |
| Accounts Receivable | $332.80 Million | 19.9% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $27.60 Million | 1.7% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2018–2025)
This chart illustrates how Root Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see ROOT company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Root Inc's current assets represent 61.1% of total assets in 2025, a decrease from 84.1% in 2018.
- Cash Position: Cash and equivalents constituted 41.2% of total assets in 2025, down from 65.4% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 19.9% of total assets.
Root Inc Competitors by Total Assets
Key competitors of Root Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Definity Financial Corp
TO:DFY
|
Canada | CA$13.21 Billion |
|
Sjóvá-Almennar tryggingar hf
IC:SJOVA
|
Iceland | Ikr73.91 Billion |
|
QBE Insurance Group Limited
AU:QBE
|
Australia | AU$49.19 Billion |
|
Suncorp Group Ltd
AU:SUNPH
|
Australia | AU$30.16 Billion |
|
Suncorp Group Ltd
AU:SUN
|
Australia | AU$29.52 Billion |
|
Insurance Australia Group Ltd
AU:IAG
|
Australia | AU$27.65 Billion |
|
Fairfax Financial Holdings Ltd
TO:FFH
|
Canada | CA$107.39 Billion |
|
REVO INSURANCE SPA O.N.
F:H0O
|
Germany | €615.23 Million |
Root Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.62 | 2.74 | 12.56 |
| Quick Ratio | 2.62 | 2.74 | 27.78 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $633.00 Million | $574.60 Million | $1.17 Billion |
Root Inc - Advanced Valuation Insights
This section examines the relationship between Root Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.62 |
| Latest Market Cap to Assets Ratio | 0.45 |
| Asset Growth Rate (YoY) | 12.0% |
| Total Assets | $1.67 Billion |
| Market Capitalization | $759.19 Million USD |
Valuation Analysis
Below Book Valuation: The market values Root Inc's assets below their book value (0.45x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Root Inc's assets grew by 12.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Root Inc (2018–2025)
The table below shows the annual total assets of Root Inc from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.67 Billion | +11.95% |
| 2024-12-31 | $1.50 Billion | +10.98% |
| 2023-12-31 | $1.35 Billion | +2.65% |
| 2022-12-31 | $1.31 Billion | +23.45% |
| 2021-12-31 | $1.06 Billion | -39.65% |
| 2020-12-31 | $1.76 Billion | +156.93% |
| 2019-12-31 | $685.90 Million | +266.60% |
| 2018-12-31 | $187.10 Million | -- |
About Root Inc
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.