Root Inc - Asset Resilience Ratio
Root Inc (ROOT) has an Asset Resilience Ratio of 33.23% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Root Inc current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2018–2025)
This chart shows how Root Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Root Inc asset portfolio.
Liquid Assets Composition Over Time
This chart breaks down Root Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore how much of Root Inc's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $517.10 Million | 33.23% |
| Total Liquid Assets | $517.10 Million | 33.23% |
Asset Resilience Insights
- Very High Liquidity: Root Inc maintains exceptional liquid asset reserves at 33.23% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Root Inc Industry Peers by Asset Resilience Ratio
Compare Root Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Slide Insurance Holdings, Inc. Common Stock
NASDAQ:SLDE |
Insurance - Property & Casualty | 1.55% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
Annual Asset Resilience Ratio for Root Inc (2018–2025)
The table below shows the annual Asset Resilience Ratio data for Root Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 23.11% | $387.00 Million | $1.67 Billion | +2.60pp |
| 2024-12-31 | 20.51% | $306.80 Million | $1.50 Billion | +8.14pp |
| 2023-12-31 | 12.38% | $166.80 Million | $1.35 Billion | +2.57pp |
| 2022-12-31 | 9.81% | $128.80 Million | $1.31 Billion | -2.40pp |
| 2021-12-31 | 12.21% | $129.90 Million | $1.06 Billion | -0.50pp |
| 2020-12-31 | 12.71% | $224.00 Million | $1.76 Billion | -5.19pp |
| 2019-12-31 | 17.90% | $122.80 Million | $685.90 Million | +7.11pp |
| 2018-12-31 | 10.80% | $20.20 Million | $187.10 Million | -- |
About Root Inc
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.