Root Inc Asset Resilience Ratio
Root Inc asset resilience ratio. Root Inc (ROOT) has an Asset Resilience Ratio of 30.99% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of Root Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Root Inc (2018–2025)
Asset resilience ratio of Root Inc from 2018 to 2025. This chart shows how Root Inc's Asset Resilience Ratio has changed over time. Read ROOT total debt and obligations for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Root Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see ROOT asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $517.10 Million | 30.99% |
| Total Liquid Assets | $517.10 Million | 30.99% |
Asset Resilience Insights
- Very High Liquidity: Root Inc maintains exceptional liquid asset reserves at 30.99% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Root Inc Industry Peers by Asset Resilience Ratio
Compare Root Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
REVO INSURANCE SPA O.N.
F:H0O |
Insurance - Property & Casualty | 43.34% |
|
Libra Insurance Company Ltd
TA:LBRA |
Insurance - Property & Casualty | 40.38% |
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 0.02% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
Root Inc Asset Resilience Ratio by Year (2018–2025)
Root Inc asset resilience ratio by year from 2018 to 2025. The table below shows the annual Asset Resilience Ratio data for Root Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 23.11% | $387.00 Million | $1.67 Billion | +2.60pp |
| 2024-12-31 | 20.51% | $306.80 Million | $1.50 Billion | +8.14pp |
| 2023-12-31 | 12.38% | $166.80 Million | $1.35 Billion | +2.57pp |
| 2022-12-31 | 9.81% | $128.80 Million | $1.31 Billion | -2.40pp |
| 2021-12-31 | 12.21% | $129.90 Million | $1.06 Billion | -0.50pp |
| 2020-12-31 | 12.71% | $224.00 Million | $1.76 Billion | -5.19pp |
| 2019-12-31 | 17.90% | $122.80 Million | $685.90 Million | +7.11pp |
| 2018-12-31 | 10.80% | $20.20 Million | $187.10 Million | -- |
About Root Inc
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.