Root Inc (ROOT) - Total Liabilities
Based on the latest financial reports, Root Inc (ROOT) has total liabilities worth $1.14 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore how efficiently does Root Inc generate cash to assess how effectively this company generates cash.
Root Inc - Total Liabilities Trend (2018–2025)
This chart illustrates how Root Inc's total liabilities have evolved over time, based on quarterly financial data. Check Root Inc liquid asset ratio to evaluate the company's liquid asset resilience ratio.
Root Inc Competitors by Total Liabilities
The table below lists competitors of Root Inc ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
Viglacera Corp JSC
VN:VGC
|
Vietnam | ₫14.87 Trillion |
|
Shenzhen Easttop Supply Chain Management Co Ltd
SHE:002889
|
China | CN¥2.59 Billion |
|
Lotte Confectionery Co Ltd
KO:280360
|
Korea | ₩2.27 Trillion |
|
Orrstown Financial Services Inc
NASDAQ:ORRF
|
USA | $4.95 Billion |
|
Ponsse Oyj 1
HE:PON1V
|
Finland | €218.38 Million |
|
Wafer Works
TWO:6182
|
Taiwan | NT$10.61 Billion |
|
Jiangsu Yike Food Group Co.Ltd
SHE:301116
|
China | CN¥3.57 Billion |
|
Amerigo Resources Ltd.
TO:ARG
|
Canada | CA$84.02 Million |
Liability Composition Analysis (2018–2025)
This chart breaks down Root Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Root Inc market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 2.62 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 2.88 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.74 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how Root Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for Root Inc (2018–2025)
The table below shows the annual total liabilities of Root Inc from 2018 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $1.14 Billion | +13.72% |
| 2024-12-31 | $1.00 Billion | +12.02% |
| 2023-12-31 | $896.50 Million | -13.45% |
| 2022-12-31 | $1.04 Billion | +149.53% |
| 2021-12-31 | $415.10 Million | -43.13% |
| 2020-12-31 | $729.90 Million | +46.13% |
| 2019-12-31 | $499.50 Million | +398.50% |
| 2018-12-31 | $100.20 Million | -- |
About Root Inc
Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.