Root Inc (ROOT) - Total Liabilities

Latest as of March 2026: $1.12 Billion USD

Based on the latest financial reports, Root Inc (ROOT) has total liabilities worth $1.12 Billion USD as of March 2026. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities.

Root Inc - Total Liabilities Trend (2018–2025)

This chart illustrates how Root Inc's total liabilities have evolved over time, based on quarterly financial data. See how liquid is Root Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Root Inc Competitors by Total Liabilities

The table below lists competitors of Root Inc ranked by their total liabilities.

Company Country Total Liabilities
Aditya Birla Fashion and Retail Limited
NSE:ABFRL
India Rs114.94 Billion
Shanghai Kelai Mechatronics
SHG:603960
China CN¥123.23 Million
Hanmi Financial Corporation
NASDAQ:HAFC
USA $7.07 Billion
Cascades Inc.
TO:CAS
Canada CA$2.95 Billion
TTK Prestige Limited
NSE:TTKPRESTIG
India Rs7.91 Billion
Wuxi Xinhongtai ElecTech
SHG:603016
China CN¥197.03 Million
Rastar Group
SHE:300043
China CN¥2.51 Billion
Asseco Business Solutions S.A.
WAR:ABS
Poland zł138.21 Million

Liability Composition Analysis (2018–2025)

This chart breaks down Root Inc's total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see Root Inc market capitalisation.

Liquidity & Leverage Metrics

Key Metrics Explained

Metric Value Description
Current Ratio N/A Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities)
Quick Ratio N/A More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities)
Cash Ratio N/A Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities)
Debt to Equity 2.57 Measures financial leverage (Total Liabilities ÷ Shareholder Equity)
Debt to Assets 0.72 Portion of assets financed with debt (Total Liabilities ÷ Total Assets)

Liability Trends Comparison

This chart compares key liability metrics across different time periods, showing how Root Inc's debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.

Annual Total Liabilities for Root Inc (2018–2025)

The table below shows the annual total liabilities of Root Inc from 2018 to 2025.

Year Total Liabilities Change
2025-12-31 $1.14 Billion +13.72%
2024-12-31 $1.00 Billion +12.02%
2023-12-31 $896.50 Million -13.45%
2022-12-31 $1.04 Billion +149.53%
2021-12-31 $415.10 Million -43.13%
2020-12-31 $729.90 Million +46.13%
2019-12-31 $499.50 Million +398.50%
2018-12-31 $100.20 Million --

About Root Inc

NASDAQ:ROOT USA Insurance - Property & Casualty
Market Cap
$801.53 Million
Market Cap Rank
#10095 Global
#2671 in USA
Share Price
$57.17
Change (1 day)
+4.21%
52-Week Range
$43.21 - $138.48
All Time High
$486.00
About

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio.