SoFi Technologies Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and … Read more
SoFi Technologies Inc. (SOFI) - Total Assets
Latest total assets as of December 2025: $50.66 Billion USD
Based on the latest financial reports, SoFi Technologies Inc. (SOFI) holds total assets worth $50.66 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
SoFi Technologies Inc. - Total Assets Trend (2018–2025)
This chart illustrates how SoFi Technologies Inc.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
SoFi Technologies Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
SoFi Technologies Inc.'s total assets of $50.66 Billion consist of 10.6% current assets and 89.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.7% |
| Accounts Receivable | $893.48 Million | 1.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $610.10 Million | 1.2% |
| Goodwill | $1.39 Billion | 2.8% |
Asset Composition Trend (2018–2025)
This chart illustrates how SoFi Technologies Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: SoFi Technologies Inc.'s current assets represent 10.6% of total assets in 2025, a decrease from 27503.6% in 2018.
- Cash Position: Cash and equivalents constituted 9.7% of total assets in 2025, down from 1904.1% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, a decrease from 725.0% in 2018.
- Asset Diversification: The largest asset category is goodwill at 2.8% of total assets.
SoFi Technologies Inc. Competitors by Total Assets
Key competitors of SoFi Technologies Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
SoFi Technologies Inc. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - SoFi Technologies Inc. generates 0.09x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, SoFi Technologies Inc. generates $ 0.95 in net profit.
SoFi Technologies Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 7.20 | 0.19 | 0.15 |
| Quick Ratio | 7.20 | 0.19 | 0.15 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $4.61 Billion | $ -21.66 Billion | $ -4.41 Million |
SoFi Technologies Inc. - Advanced Valuation Insights
This section examines the relationship between SoFi Technologies Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.22 |
| Latest Market Cap to Assets Ratio | 0.43 |
| Asset Growth Rate (YoY) | 39.7% |
| Total Assets | $50.66 Billion |
| Market Capitalization | $21.79 Billion USD |
Valuation Analysis
Below Book Valuation: The market values SoFi Technologies Inc.'s assets below their book value (0.43 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: SoFi Technologies Inc.'s assets grew by 39.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for SoFi Technologies Inc. (2018–2025)
The table below shows the annual total assets of SoFi Technologies Inc. from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $50.66 Billion | +39.75% |
| 2024-12-31 | $36.25 Billion | +20.54% |
| 2023-12-31 | $30.07 Billion | +58.22% |
| 2022-12-31 | $19.01 Billion | +107.14% |
| 2021-12-31 | $9.18 Billion | +7.16% |
| 2020-12-31 | $8.56 Billion | +17.48% |
| 2019-12-31 | $7.29 Billion | +25745.34% |
| 2018-12-31 | $28.20 Million | -- |