SoFi Technologies Inc. Asset Resilience Ratio
SoFi Technologies Inc. asset resilience ratio. SoFi Technologies Inc. (SOFI) has an Asset Resilience Ratio of 5.68% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See defensive interval ratio of SoFi Technologies Inc. to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of SoFi Technologies Inc. (2018–2025)
Asset resilience ratio of SoFi Technologies Inc. from 2018 to 2025. This chart shows how SoFi Technologies Inc.'s Asset Resilience Ratio has changed over time. Read SoFi Technologies Inc. (SOFI) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down SoFi Technologies Inc.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is SoFi Technologies Inc.'s balance sheet.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $3.05 Billion | 5.68% |
| Total Liquid Assets | $3.05 Billion | 5.68% |
Asset Resilience Insights
- Limited Liquidity: SoFi Technologies Inc. maintains only 5.68% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
SoFi Technologies Inc. Industry Peers by Asset Resilience Ratio
Compare SoFi Technologies Inc.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
SoFi Technologies Inc. Asset Resilience Ratio by Year (2018–2025)
SoFi Technologies Inc. asset resilience ratio by year from 2018 to 2025. The table below shows the annual Asset Resilience Ratio data for SoFi Technologies Inc..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.80% | $2.43 Billion | $50.66 Billion | -0.18pp |
| 2024-12-31 | 4.98% | $1.80 Billion | $36.25 Billion | +3.31pp |
| 2023-12-31 | 1.67% | $500.94 Million | $30.07 Billion | +1.46pp |
| 2022-12-31 | 0.21% | $39.43 Million | $19.01 Billion | -1.92pp |
| 2021-12-31 | 2.12% | $194.91 Million | $9.18 Billion | -7.28pp |
| 2020-12-31 | 9.40% | $805.02 Million | $8.56 Billion | +760.70pp |
| 2018-12-31 | -751.30% | $-211.89 Million | $28.20 Million | -- |
About SoFi Technologies Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and … Read more