SoFi Technologies Inc. (SOFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, SoFi Technologies Inc. (SOFI) has a cash flow conversion efficiency ratio of 0.011x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($119.10 Million) by net assets ($10.81 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See SoFi Technologies Inc. liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
SoFi Technologies Inc. - Cash Flow Conversion Efficiency Trend (2018–2025)
This chart illustrates how SoFi Technologies Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data.
SoFi Technologies Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of SoFi Technologies Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
Ulta Beauty Inc
NASDAQ:ULTA
|
0.002x |
|
Han'S Laser Tech A
SHE:002008
|
-0.006x |
|
AXIA Energia
NYSE:AXIA
|
0.039x |
|
Fubon Financial Holding Co Ltd Pref
TW:2881A
|
0.005x |
|
China Merchants Securities Co Ltd
SHG:600999
|
-0.097x |
|
Banco De Chile
NYSE:BCH
|
-0.129x |
|
Reliance Steel & Aluminum Co
NYSE:RS
|
0.021x |
|
Expeditors International of Washington, Inc.
NYSE:EXPD
|
0.135x |
Annual Cash Flow Conversion Efficiency for SoFi Technologies Inc. (2018–2025)
The table below shows the annual cash flow conversion efficiency of SoFi Technologies Inc. from 2018 to 2025. For the full company profile with market capitalisation and key ratios, see SOFI market cap.
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $10.49 Billion | $-3.74 Billion | -0.357x | -107.90% |
| 2024-12-31 | $6.53 Billion | $-1.12 Billion | -0.172x | +86.81% |
| 2023-12-31 | $5.55 Billion | $-7.23 Billion | -1.301x | +0.87% |
| 2022-12-31 | $5.53 Billion | $-7.26 Billion | -1.312x | -356.63% |
| 2021-12-31 | $4.70 Billion | $-1.35 Billion | -0.287x | -83.10% |
| 2020-12-31 | $3.05 Billion | $-479.34 Million | -0.157x | -502.48% |
| 2019-12-31 | $2.10 Billion | $-54.73 Million | -0.026x | +82.94% |
| 2018-12-31 | $-6.70 Billion | $1.02 Billion | -0.153x | -- |
About SoFi Technologies Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and … Read more