SoFi Technologies Inc. (SOFI) - Cash Flow Conversion Efficiency
Based on the latest financial reports, SoFi Technologies Inc. (SOFI) has a cash flow conversion efficiency ratio of 0.011x as of March 2026. Cash flow conversion efficiency measures how effectively a company's net assets (equity) generate operating cash flow. It is calculated by dividing operating cash flow ($119.10 Million) by net assets ($10.81 Billion). A higher ratio indicates that the company is more efficient at using its equity to generate cash flow from its core operations. See SoFi Technologies Inc. balance sheet independence to measure how much of total assets are equity-financed.
SoFi Technologies Inc. - Cash Flow Conversion Efficiency Trend (2018–2025)
This chart illustrates how SoFi Technologies Inc.'s cash flow conversion efficiency has evolved over time, based on yearly financial data. Check SoFi Technologies Inc. (SOFI) cash earnings ratio to evaluate the quality of earnings relative to operating cash generation.
SoFi Technologies Inc. Competitors by Cash Flow Conversion Efficiency
The table below lists competitors of SoFi Technologies Inc. ranked by their cash flow conversion efficiency.
| Company | Cash Flow Conversion Efficiency |
|---|---|
|
FedEx Freight Holding Company, Inc.
NYSE:FDXF
|
N/A |
|
International Consolidated Airlines Group S.A
MC:IAG
|
0.384x |
|
VOLKSWAGEN AG VZ ADR1/10
F:VOWB
|
0.024x |
|
Banco Santander (Brasil) S.A.
SA:SANB11
|
-0.157x |
|
Schindler Holding AG
SW:SCHN
|
0.116x |
|
Banco De Chile
NYSE:BCH
|
-0.129x |
|
American Water Works Company Inc.
F:AWC
|
0.028x |
|
Vonovia SE
XETRA:VNA
|
0.007x |
Annual Cash Flow Conversion Efficiency for SoFi Technologies Inc. (2018–2025)
The table below shows the annual cash flow conversion efficiency of SoFi Technologies Inc. from 2018 to 2025. For the full company profile with market capitalisation and key ratios, see market cap of SoFi Technologies Inc..
| Year | Net Assets | Operating Cash Flow | Cash Flow Conversion Efficiency | Change |
|---|---|---|---|---|
| 2025-12-31 | $10.49 Billion | $-3.74 Billion | -0.357x | -107.90% |
| 2024-12-31 | $6.53 Billion | $-1.12 Billion | -0.172x | +86.81% |
| 2023-12-31 | $5.55 Billion | $-7.23 Billion | -1.301x | +0.87% |
| 2022-12-31 | $5.53 Billion | $-7.26 Billion | -1.312x | -356.63% |
| 2021-12-31 | $4.70 Billion | $-1.35 Billion | -0.287x | -83.10% |
| 2020-12-31 | $3.05 Billion | $-479.34 Million | -0.157x | -502.48% |
| 2019-12-31 | $2.10 Billion | $-54.73 Million | -0.026x | +82.94% |
| 2018-12-31 | $-6.70 Billion | $1.02 Billion | -0.153x | -- |
About SoFi Technologies Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and … Read more