SoFi Technologies Inc. (SOFI) - Total Liabilities
Based on the latest financial reports, SoFi Technologies Inc. (SOFI) has total liabilities worth $40.17 Billion USD as of December 2025. Total liabilities represent everything the company owes to external parties, combining both current liabilities—like accounts payable, short-term debt, and accrued expenses—and non-current liabilities such as long-term debt, pension obligations, lease liabilities, and deferred tax liabilities. Explore SOFI cash flow metrics to assess how effectively this company generates cash.
SoFi Technologies Inc. - Total Liabilities Trend (2018–2025)
This chart illustrates how SoFi Technologies Inc.'s total liabilities have evolved over time, based on quarterly financial data. Check SoFi Technologies Inc. (SOFI) liquid assets ratio to evaluate the company's liquid asset resilience ratio.
SoFi Technologies Inc. Competitors by Total Liabilities
The table below lists competitors of SoFi Technologies Inc. ranked by their total liabilities.
| Company | Country | Total Liabilities |
|---|---|---|
|
China Merchants Energy Shipping Co Ltd
SHG:601872
|
China | CN¥36.68 Billion |
|
Volkswagen AG VZO O.N.
XETRA:VOW3
|
Germany | €455.27 Billion |
|
Fubon Financial Holding Co Ltd Pref
TW:2881A
|
Taiwan | NT$11.44 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM706.64 Billion |
|
Yangtze Optical Fibre and Cable Joint Stock Ltd Co
SHG:601869
|
China | CN¥18.69 Billion |
|
China Shenhua Energy Company Limited
F:IKF
|
Germany | €212.43 Billion |
|
Aristocrat Leisure Ltd
AU:ALL
|
Australia | AU$3.84 Billion |
|
Yageo Corp
TW:2327
|
Taiwan | NT$201.96 Billion |
Liability Composition Analysis (2018–2025)
This chart breaks down SoFi Technologies Inc.'s total liabilities into key components over time: long-term debt, short-term debt, other current liabilities, and other non-current liabilities. Toggle between absolute values and percentage view to see how the composition has shifted. For the full company profile including market capitalisation, see SOFI stock market capitalisation.
Liquidity & Leverage Metrics
Key Metrics Explained
| Metric | Value | Description |
|---|---|---|
| Current Ratio | 7.20 | Measures ability to pay short-term obligations (Current Assets ÷ Current Liabilities) |
| Quick Ratio | N/A | More stringent measure of short-term liquidity ((Current Assets - Inventory) ÷ Current Liabilities) |
| Cash Ratio | N/A | Most conservative liquidity measure (Cash & Equivalents ÷ Current Liabilities) |
| Debt to Equity | 3.83 | Measures financial leverage (Total Liabilities ÷ Shareholder Equity) |
| Debt to Assets | 0.79 | Portion of assets financed with debt (Total Liabilities ÷ Total Assets) |
Liability Trends Comparison
This chart compares key liability metrics across different time periods, showing how SoFi Technologies Inc.'s debt structure has evolved. The comparison includes total liabilities, long-term debt, and current liabilities.
Annual Total Liabilities for SoFi Technologies Inc. (2018–2025)
The table below shows the annual total liabilities of SoFi Technologies Inc. from 2018 to 2025.
| Year | Total Liabilities | Change |
|---|---|---|
| 2025-12-31 | $40.17 Billion | +35.14% |
| 2024-12-31 | $29.73 Billion | +21.23% |
| 2023-12-31 | $24.52 Billion | +81.91% |
| 2022-12-31 | $13.48 Billion | +200.97% |
| 2021-12-31 | $4.48 Billion | -18.72% |
| 2020-12-31 | $5.51 Billion | +6.20% |
| 2019-12-31 | $5.19 Billion | -22.88% |
| 2018-12-31 | $6.73 Billion | -- |
About SoFi Technologies Inc.
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and … Read more