Aavas Financiers Limited
Aavas Financiers Limited provides housing finance services to low- and middle-income customers in semi-urban and rural areas in India. The company offers home loans for flats, houses, and bungalows, as well as resale properties; home construction loans for self-construction of residential house; and home improvement loans, including loans for tiling or flooring, plaster or painting, etc. It also … Read more
Aavas Financiers Limited (AAVAS) - Total Assets
Latest total assets as of September 2025: ₹194.41 Billion INR
Based on the latest financial reports, Aavas Financiers Limited (AAVAS) holds total assets worth ₹194.41 Billion INR as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Aavas Financiers Limited - Total Assets Trend (2014–2025)
This chart illustrates how Aavas Financiers Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Aavas Financiers Limited - Asset Composition Analysis
Current Asset Composition (March 2025)
Aavas Financiers Limited's total assets of ₹194.41 Billion consist of 95.6% current assets and 4.4% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 0.1% |
| Accounts Receivable | ₹113.65 Million | 0.1% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹920.98 Million | 0.5% |
| Intangible Assets | ₹520.15 Million | 0.3% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2014–2025)
This chart illustrates how Aavas Financiers Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Aavas Financiers Limited's current assets represent 95.6% of total assets in 2025, an increase from 6.6% in 2014.
- Cash Position: Cash and equivalents constituted 0.1% of total assets in 2025, down from 0.6% in 2014.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2014.
- Asset Diversification: The largest asset category is property, plant & equipment at 0.5% of total assets.
Aavas Financiers Limited Competitors by Total Assets
Key competitors of Aavas Financiers Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC
|
Germany | €25.40 Billion |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC
|
India | ₹250.83 Billion |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF
|
USA | $894.42 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
India | ₹123.96 Billion |
|
AVVAA World Health Care Products Inc
PINK:AVVH
|
USA | $243.19K |
|
Bajaj Housing Finance
NSE:BAJAJHFL
|
India | ₹1.16 Trillion |
|
Builders Capital Mortgage Corp
V:BCF
|
Canada | CA$53.12 Million |
Aavas Financiers Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Aavas Financiers Limited generates 0.11x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Aavas Financiers Limited generates $ 3.08 in net profit.
Aavas Financiers Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 11301.26 | 891.99 | 604.53 |
| Quick Ratio | 11301.26 | 891.99 | 604.53 |
| Cash Ratio | 597.45 | 78.21 | 0.00 |
| Working Capital | ₹363.59 Billion | ₹ 161.20 Billion | ₹ 82.08 Billion |
Aavas Financiers Limited - Advanced Valuation Insights
This section examines the relationship between Aavas Financiers Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.05 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 12.7% |
| Total Assets | ₹186.18 Billion |
| Market Capitalization | $497.55 Million USD |
Valuation Analysis
Below Book Valuation: The market values Aavas Financiers Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Aavas Financiers Limited's assets grew by 12.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Aavas Financiers Limited (2014–2025)
The table below shows the annual total assets of Aavas Financiers Limited from 2014 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-03-31 | ₹186.18 Billion | +12.71% |
| 2024-03-31 | ₹165.19 Billion | +23.19% |
| 2023-03-31 | ₹134.10 Billion | +21.71% |
| 2022-03-31 | ₹110.17 Billion | +22.97% |
| 2021-03-31 | ₹89.59 Billion | +16.99% |
| 2020-03-31 | ₹76.58 Billion | +36.10% |
| 2019-03-31 | ₹56.27 Billion | +47.40% |
| 2018-03-31 | ₹38.17 Billion | +48.55% |
| 2017-03-31 | ₹25.70 Billion | +50.21% |
| 2016-03-31 | ₹17.11 Billion | +100.71% |
| 2015-03-31 | ₹8.52 Billion | +103.96% |
| 2014-03-31 | ₹4.18 Billion | -- |