Jana Small Finance Bank
Jana Small Finance Bank Limited provides banking and financial services to individuals and enterprises in India. It operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. The company offers current and savings accounts; fixed, recurring, and other deposits; and loans, such as two-wheeler, group, business, gold, home improvement, agri group a… Read more
Jana Small Finance Bank (JSFB) - Total Assets
Latest total assets as of December 2025: ₹433.22 Billion INR
Based on the latest financial reports, Jana Small Finance Bank (JSFB) holds total assets worth ₹433.22 Billion INR as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Jana Small Finance Bank - Total Assets Trend (2013–2024)
This chart illustrates how Jana Small Finance Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Jana Small Finance Bank - Asset Composition Analysis
Current Asset Composition (September 2024)
Jana Small Finance Bank's total assets of ₹433.22 Billion consist of 11.6% current assets and 88.4% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 11.6% |
| Accounts Receivable | ₹0.00 | 0.0% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹0.00 | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2013–2024)
This chart illustrates how Jana Small Finance Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Jana Small Finance Bank's current assets represent 11.6% of total assets in 2024, a decrease from 19.4% in 2013.
- Cash Position: Cash and equivalents constituted 11.6% of total assets in 2024, down from 19.4% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Jana Small Finance Bank Competitors by Total Assets
Key competitors of Jana Small Finance Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Jana Small Finance Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Jana Small Finance Bank generates 0.14x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Jana Small Finance Bank generates $ 1.30 in net profit.
Jana Small Finance Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.46 | 6.96 | 6.96 |
| Quick Ratio | 0.32 | 6.96 | 6.96 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹-29.66 Billion | ₹ 18.41 Billion | ₹ 18.41 Billion |
Jana Small Finance Bank - Advanced Valuation Insights
This section examines the relationship between Jana Small Finance Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.83 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | 17.6% |
| Total Assets | ₹384.64 Billion |
| Market Capitalization | $206.79 Million USD |
Valuation Analysis
Below Book Valuation: The market values Jana Small Finance Bank's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Jana Small Finance Bank's assets grew by 17.6% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Jana Small Finance Bank (2013–2024)
The table below shows the annual total assets of Jana Small Finance Bank from 2013 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-09-30 | ₹384.64 Billion | +17.59% |
| 2023-09-30 | ₹327.10 Billion | +27.55% |
| 2022-09-30 | ₹256.44 Billion | +27.02% |
| 2021-09-30 | ₹201.89 Billion | +5.82% |
| 2020-09-30 | ₹190.79 Billion | +34.88% |
| 2019-09-30 | ₹141.45 Billion | +49.74% |
| 2018-09-30 | ₹94.46 Billion | -3.10% |
| 2017-09-30 | ₹97.49 Billion | -35.24% |
| 2016-09-30 | ₹150.53 Billion | +31.80% |
| 2015-09-30 | ₹114.21 Billion | +128.37% |
| 2014-09-30 | ₹50.01 Billion | +99.15% |
| 2013-09-30 | ₹25.11 Billion | -- |