Muthoot Microfin Limited
Muthoot Microfin Limited, a non-deposit taking non-banking financial company, provides micro loans to women entrepreneurs in rural regions of India. The company offers income generating, Pragathi, and individual loans; education, mobile phones, solar lighting product, and household appliances product loans; sanitation improvement loans; and secured loans. It also provides value-added services, su… Read more
Muthoot Microfin Limited (MUTHOOTMF) - Total Assets
Latest total assets as of March 2025: ₹108.57 Billion INR
Based on the latest financial reports, Muthoot Microfin Limited (MUTHOOTMF) holds total assets worth ₹108.57 Billion INR as of March 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Muthoot Microfin Limited - Total Assets Trend (2013–2024)
This chart illustrates how Muthoot Microfin Limited’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Muthoot Microfin Limited - Asset Composition Analysis
Current Asset Composition (September 2024)
Muthoot Microfin Limited's total assets of ₹108.57 Billion consist of 61.3% current assets and 38.7% non-current assets.
| Asset Category | Amount (INR) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | ₹0.00 | 6.4% |
| Accounts Receivable | ₹714.63 Million | 0.7% |
| Inventory | ₹0.00 | 0.0% |
| Property, Plant & Equipment | ₹0.00 | 0.0% |
| Intangible Assets | ₹1.67 Million | 0.0% |
| Goodwill | ₹0.00 | 0.0% |
Asset Composition Trend (2013–2024)
This chart illustrates how Muthoot Microfin Limited's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Muthoot Microfin Limited's current assets represent 61.3% of total assets in 2024, a decrease from 96.9% in 2013.
- Cash Position: Cash and equivalents constituted 6.4% of total assets in 2024, down from 96.9% in 2013.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
Muthoot Microfin Limited Competitors by Total Assets
Key competitors of Muthoot Microfin Limited based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Muthoot Microfin Limited - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Muthoot Microfin Limited generates 0.23x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Muthoot Microfin Limited is currently not profitable relative to its asset base.
Muthoot Microfin Limited - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.42 | 0.18 | 29.89 |
| Quick Ratio | 1.42 | -1.57 | 29.89 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | ₹19.60 Billion | ₹ -44.10 Billion | ₹ 11.42 Billion |
Muthoot Microfin Limited - Advanced Valuation Insights
This section examines the relationship between Muthoot Microfin Limited's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.95 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -6.3% |
| Total Assets | ₹108.57 Billion |
| Market Capitalization | $58.56 Million USD |
Valuation Analysis
Below Book Valuation: The market values Muthoot Microfin Limited's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Muthoot Microfin Limited's assets decreased by 6.3% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Muthoot Microfin Limited (2013–2024)
The table below shows the annual total assets of Muthoot Microfin Limited from 2013 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-09-30 | ₹108.57 Billion | -6.33% |
| 2023-09-30 | ₹115.90 Billion | +35.89% |
| 2022-09-30 | ₹85.29 Billion | +52.54% |
| 2021-09-30 | ₹55.91 Billion | +33.64% |
| 2020-09-30 | ₹41.84 Billion | +2.25% |
| 2019-09-30 | ₹40.92 Billion | +15.90% |
| 2018-09-30 | ₹35.30 Billion | +38.18% |
| 2017-09-30 | ₹25.55 Billion | +74.36% |
| 2016-09-30 | ₹14.65 Billion | +177.56% |
| 2015-09-30 | ₹5.28 Billion | +9883.15% |
| 2014-09-30 | ₹52.88 Million | -4.34% |
| 2013-09-30 | ₹55.28 Million | -- |