CNFinance Holdings Ltd
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured sho… Read more
CNFinance Holdings Ltd (CNF) - Total Assets
Latest total assets as of June 2025: $12.52 Billion USD
Based on the latest financial reports, CNFinance Holdings Ltd (CNF) holds total assets worth $12.52 Billion USD as of June 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
CNFinance Holdings Ltd - Total Assets Trend (2016–2024)
This chart illustrates how CNFinance Holdings Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
CNFinance Holdings Ltd - Asset Composition Analysis
Current Asset Composition (December 2024)
CNFinance Holdings Ltd's total assets of $12.52 Billion consist of 11.9% current assets and 88.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $1.17 Billion | 11.7% |
| Accounts Receivable | $1.00 Billion | 6.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $212.53 Million | 1.4% |
| Intangible Assets | $3.08 Million | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2024)
This chart illustrates how CNFinance Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: CNFinance Holdings Ltd's current assets represent 11.9% of total assets in 2024, an increase from 5.0% in 2016.
- Cash Position: Cash and equivalents constituted 11.7% of total assets in 2024, up from 3.7% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is cash and equivalents at 11.7% of total assets.
CNFinance Holdings Ltd Competitors by Total Assets
Key competitors of CNFinance Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PennyMac Financial Services Inc
F:1AC
|
Germany | €25.40 Billion |
|
Aadhar Housing Finance Ltd
NSE:AADHARHFC
|
India | ₹250.83 Billion |
|
Aavas Financiers Limited
NSE:AAVAS
|
India | ₹194.41 Billion |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Atrium Mortgage Investment Corporation
PINK:AMIVF
|
USA | $894.42 Million |
|
Aptus Value Housing Finance India Limited
NSE:APTUS
|
India | ₹123.96 Billion |
|
AVVAA World Health Care Products Inc
PINK:AVVH
|
USA | $243.19K |
|
Bajaj Housing Finance
NSE:BAJAJHFL
|
India | ₹1.16 Trillion |
CNFinance Holdings Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - CNFinance Holdings Ltd generates 0.11x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, CNFinance Holdings Ltd generates $ 0.25 in net profit.
CNFinance Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.41 | 1.48 | 1.07 |
| Quick Ratio | 0.41 | 1.48 | 1.07 |
| Cash Ratio | 0.36 | 1.33 | 0.00 |
| Working Capital | $-1.30 Billion | $ 575.97 Million | $ 207.28 Million |
CNFinance Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between CNFinance Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.07 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -8.2% |
| Total Assets | $15.03 Billion |
| Market Capitalization | $38.54 Million USD |
Valuation Analysis
Below Book Valuation: The market values CNFinance Holdings Ltd's assets below their book value (0.00 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: CNFinance Holdings Ltd's assets decreased by 8.2% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for CNFinance Holdings Ltd (2016–2024)
The table below shows the annual total assets of CNFinance Holdings Ltd from 2016 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $15.03 Billion | -8.17% |
| 2023-12-31 | $16.36 Billion | +13.00% |
| 2022-12-31 | $14.48 Billion | +0.49% |
| 2021-12-31 | $14.41 Billion | +18.08% |
| 2020-12-31 | $12.20 Billion | -8.22% |
| 2019-12-31 | $13.30 Billion | -31.29% |
| 2018-12-31 | $19.35 Billion | +6.25% |
| 2017-12-31 | $18.22 Billion | +133.35% |
| 2016-12-31 | $7.81 Billion | -- |