CNFinance Holdings Ltd (CNF) - Total Assets
Based on the latest financial reports, CNFinance Holdings Ltd (CNF) holds total assets worth $10.25 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check CNF capex plus investments ratio to assess the company's total reinvestment commitment from operating cash flow.
CNFinance Holdings Ltd - Total Assets Trend (2016–2025)
This chart illustrates how CNFinance Holdings Ltd's total assets have evolved over time, based on quarterly financial data. Explore CNF strategic capital deployment ratio to see how much of total assets are deployed in long-term investments.
CNFinance Holdings Ltd - Asset Composition Analysis
Current Asset Composition (December 2025)
CNFinance Holdings Ltd's total assets of $10.25 Billion consist of 14.9% current assets and 85.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.7% |
| Accounts Receivable | $82.47 Million | 0.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how CNFinance Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see CNF market cap overview.
Key Asset Composition Facts
- Current vs. Non-Current Assets: CNFinance Holdings Ltd's current assets represent 14.9% of total assets in 2025, an increase from 5.0% in 2016.
- Cash Position: Cash and equivalents constituted 7.7% of total assets in 2025, up from 3.7% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 0.8% of total assets.
CNFinance Holdings Ltd Competitors by Total Assets
Key competitors of CNFinance Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING
|
India | Rs857.56 Billion |
|
Atrium Mortgage Investment Corp
TO:AI
|
Canada | CA$894.42 Million |
|
Australian Finance Group Ltd
AU:AFG
|
Australia | AU$7.92 Billion |
|
Resimac Group Ltd
AU:RMC
|
Australia | AU$16.65 Billion |
|
N1 Holdings Ltd
AU:N1H
|
Australia | AU$169.64 Million |
|
First National Financial Corp
TO:FN
|
Canada | CA$54.40 Billion |
|
MCAN Mortgage Corporation
TO:MKP
|
Canada | CA$6.66 Billion |
|
ECN Capital Corp
TO:ECN
|
Canada | CA$991.84 Million |
CNFinance Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.27 | 0.25 | 70.99 |
| Quick Ratio | 0.27 | 0.25 | 70.99 |
| Cash Ratio | 0.00 | 0.00 | 0.01 |
| Working Capital | $-2.60 Billion | $-5.28 Billion | $10.84 Trillion |
CNFinance Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between CNFinance Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.10 |
| Latest Market Cap to Assets Ratio | 0.00 |
| Asset Growth Rate (YoY) | -31.8% |
| Total Assets | $10.26 Billion |
| Market Capitalization | $21.19 Million USD |
Valuation Analysis
Below Book Valuation: The market values CNFinance Holdings Ltd's assets below their book value (0.00x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: CNFinance Holdings Ltd's assets decreased by 31.8% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for CNFinance Holdings Ltd (2016–2025)
The table below shows the annual total assets of CNFinance Holdings Ltd from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $10.26 Billion | -31.75% |
| 2024-12-31 | $15.03 Billion | -8.17% |
| 2023-12-31 | $16.36 Billion | +13.00% |
| 2022-12-31 | $14.48 Billion | +0.49% |
| 2021-12-31 | $14.41 Billion | +18.08% |
| 2020-12-31 | $12.20 Billion | -8.22% |
| 2019-12-31 | $13.30 Billion | -31.29% |
| 2018-12-31 | $19.35 Billion | +6.25% |
| 2017-12-31 | $18.22 Billion | +133.35% |
| 2016-12-31 | $7.81 Billion | -- |
About CNFinance Holdings Ltd
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured sho… Read more