CNFinance Holdings Ltd Asset Resilience Ratio
CNFinance Holdings Ltd asset resilience ratio. CNFinance Holdings Ltd (CNF) has an Asset Resilience Ratio of 0.28% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CNF defensive asset coverage days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of CNFinance Holdings Ltd (2016–2025)
Asset resilience ratio of CNFinance Holdings Ltd from 2016 to 2025. This chart shows how CNFinance Holdings Ltd's Asset Resilience Ratio has changed over time. Read CNF liabilities breakdown for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down CNFinance Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see CNF current and non-current assets.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $28.40 Million | 0.28% |
| Total Liquid Assets | $28.40 Million | 0.28% |
Asset Resilience Insights
- Limited Liquidity: CNFinance Holdings Ltd maintains only 0.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CNFinance Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare CNFinance Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
PNB Housing Finance Limited
NSE:PNBHOUSING |
Mortgage Finance | 3.50% |
|
ECN Capital Corp
TO:ECN |
Mortgage Finance | 5.22% |
|
UWM Holdings Corp
NYSE:UWMC |
Mortgage Finance | 0.51% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Reliance Home Finance Limited
NSE:RHFL |
Mortgage Finance | 1.18% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
CNFinance Holdings Ltd Asset Resilience Ratio by Year (2016–2025)
CNFinance Holdings Ltd asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for CNFinance Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.28% | $28.40 Million | $10.26 Billion | -7.77pp |
| 2024-12-31 | 8.05% | $1.21 Billion | $15.03 Billion | -5.08pp |
| 2023-12-31 | 13.13% | $2.15 Billion | $16.36 Billion | -9.91pp |
| 2021-12-31 | 23.03% | $3.32 Billion | $14.41 Billion | +3.54pp |
| 2020-12-31 | 19.49% | $2.38 Billion | $12.20 Billion | +1.75pp |
| 2019-12-31 | 17.74% | $2.36 Billion | $13.30 Billion | -2.12pp |
| 2018-12-31 | 19.86% | $3.84 Billion | $19.35 Billion | +11.35pp |
| 2017-12-31 | 8.51% | $1.55 Billion | $18.22 Billion | +4.72pp |
| 2016-12-31 | 3.79% | $296.00 Million | $7.81 Billion | -- |
About CNFinance Holdings Ltd
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured sho… Read more