CNFinance Holdings Ltd - Asset Resilience Ratio
CNFinance Holdings Ltd (CNF) has an Asset Resilience Ratio of 0.28% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See CNFinance Holdings Ltd short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how CNFinance Holdings Ltd's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CNFinance Holdings Ltd total assets.
Liquid Assets Composition Over Time
This chart breaks down CNFinance Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CNFinance Holdings Ltd long-term investment allocation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $28.40 Million | 0.28% |
| Total Liquid Assets | $28.40 Million | 0.28% |
Asset Resilience Insights
- Limited Liquidity: CNFinance Holdings Ltd maintains only 0.28% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
CNFinance Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare CNFinance Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Rocket Companies Inc
NYSE:RKT |
Mortgage Finance | 4.44% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
Home First Finance Company India Limited
NSE:HOMEFIRST |
Mortgage Finance | 8.45% |
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
SRG HOUSING FINANCE ORD (BSE)
NSE:SRGHFL |
Mortgage Finance | 1.54% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 0.01% |
Annual Asset Resilience Ratio for CNFinance Holdings Ltd (2016–2025)
The table below shows the annual Asset Resilience Ratio data for CNFinance Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.28% | $28.40 Million | $10.26 Billion | -7.77pp |
| 2024-12-31 | 8.05% | $1.21 Billion | $15.03 Billion | -5.08pp |
| 2023-12-31 | 13.13% | $2.15 Billion | $16.36 Billion | -9.91pp |
| 2021-12-31 | 23.03% | $3.32 Billion | $14.41 Billion | +3.54pp |
| 2020-12-31 | 19.49% | $2.38 Billion | $12.20 Billion | +1.75pp |
| 2019-12-31 | 17.74% | $2.36 Billion | $13.30 Billion | -2.12pp |
| 2018-12-31 | 19.86% | $3.84 Billion | $19.35 Billion | +11.35pp |
| 2017-12-31 | 8.51% | $1.55 Billion | $18.22 Billion | +4.72pp |
| 2016-12-31 | 3.79% | $296.00 Million | $7.81 Billion | -- |
About CNFinance Holdings Ltd
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured sho… Read more