CNFinance Holdings Ltd - Asset Resilience Ratio
CNFinance Holdings Ltd (CNF) has an Asset Resilience Ratio of 6.47% as of June 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Also explore CNFinance Holdings Ltd asset portfolio for the complete picture of this company's asset base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2024)
This chart shows how CNFinance Holdings Ltd's Asset Resilience Ratio has changed over time. See CNF net asset quality score to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down CNFinance Holdings Ltd's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CNF market cap overview.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $809.54 Million | 6.47% |
| Short-term Investments | $0.00 | 0% |
| Total Liquid Assets | $809.54 Million | 6.47% |
Asset Resilience Insights
- Limited Liquidity: CNFinance Holdings Ltd maintains only 6.47% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company primarily holds liquidity in cash and equivalents rather than short-term investments.
CNFinance Holdings Ltd Industry Peers by Asset Resilience Ratio
Compare CNFinance Holdings Ltd's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Investeringsselskabet Luxor A/S
CO:LUXOR-B |
Mortgage Finance | -3.26% |
|
Australian Finance Group Ltd
AU:AFG |
Mortgage Finance | 0.00% |
|
Resimac Group Ltd
AU:RMC |
Mortgage Finance | 0.00% |
|
N1 Holdings Ltd
AU:N1H |
Mortgage Finance | 20.92% |
|
First National Financial Corp
TO:FN |
Mortgage Finance | 6.41% |
|
MCAN Mortgage Corporation
TO:MKP |
Mortgage Finance | 2.07% |
|
Timbercreek Financial Corp
TO:TF |
Mortgage Finance | 0.38% |
|
Firm Capital Mortgage Invest Corp
TO:FC |
Mortgage Finance | 2.40% |
Annual Asset Resilience Ratio for CNFinance Holdings Ltd (2016–2024)
The table below shows the annual Asset Resilience Ratio data for CNFinance Holdings Ltd.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2024-12-31 | 8.05% | $1.21 Billion | $15.03 Billion | -5.08pp |
| 2023-12-31 | 13.13% | $2.15 Billion | $16.36 Billion | -9.91pp |
| 2021-12-31 | 23.03% | $3.32 Billion | $14.41 Billion | +3.54pp |
| 2020-12-31 | 19.49% | $2.38 Billion | $12.20 Billion | +1.75pp |
| 2019-12-31 | 17.74% | $2.36 Billion | $13.30 Billion | -2.12pp |
| 2018-12-31 | 19.86% | $3.84 Billion | $19.35 Billion | +11.35pp |
| 2017-12-31 | 8.51% | $1.55 Billion | $18.22 Billion | +4.72pp |
| 2016-12-31 | 3.79% | $296.00 Million | $7.81 Billion | -- |
About CNFinance Holdings Ltd
CNFinance Holdings Limited, through its subsidiaries, provides home equity loan services in Mainland China. The company offers micro credit loan services for micro and small-enterprise owners; loan facilitation, post-facilitation, and guarantee services for commercial banks; and loan lending agency services for financial institutions. It also provides bridge loan products, which are unsecured sho… Read more