LendingClub Corp
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and un… Read more
LendingClub Corp (LC) - Total Assets
Latest total assets as of December 2025: $11.57 Billion USD
Based on the latest financial reports, LendingClub Corp (LC) holds total assets worth $11.57 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
LendingClub Corp - Total Assets Trend (2008–2025)
This chart illustrates how LendingClub Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
LendingClub Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
LendingClub Corp's total assets of $11.57 Billion consist of 32.1% current assets and 67.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $905.90 Million | 0.1% |
| Accounts Receivable | $43.92 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $254.09 Million | 2.2% |
| Intangible Assets | $7.42 Million | 0.1% |
| Goodwill | $75.72 Million | 0.7% |
Asset Composition Trend (2008–2025)
This chart illustrates how LendingClub Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: LendingClub Corp's current assets represent 32.1% of total assets in 2025, a decrease from 38.8% in 2008.
- Cash Position: Cash and equivalents constituted 0.1% of total assets in 2025, down from 38.6% in 2008.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2008.
- Asset Diversification: The largest asset category is cash and equivalents at 0.1% of total assets.
LendingClub Corp Competitors by Total Assets
Key competitors of LendingClub Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
LendingClub Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - LendingClub Corp generates 0.12x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, LendingClub Corp generates $ 1.17 in net profit.
LendingClub Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.40 | 6.66 | 4.20 |
| Quick Ratio | 0.40 | 4.05 | 5.56 |
| Cash Ratio | 0.09 | 1.13 | 0.00 |
| Working Capital | $-5.72 Billion | $ 4.96 Billion | $ 532.84 Million |
LendingClub Corp - Advanced Valuation Insights
This section examines the relationship between LendingClub Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.20 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 8.8% |
| Total Assets | $11.57 Billion |
| Market Capitalization | $1.58 Billion USD |
Valuation Analysis
Below Book Valuation: The market values LendingClub Corp's assets below their book value (0.14 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: LendingClub Corp's assets grew by 8.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for LendingClub Corp (2008–2025)
The table below shows the annual total assets of LendingClub Corp from 2008 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $11.57 Billion | +8.82% |
| 2024-12-31 | $10.63 Billion | +20.43% |
| 2023-12-31 | $8.83 Billion | +10.62% |
| 2022-12-31 | $7.98 Billion | +62.84% |
| 2021-12-31 | $4.90 Billion | +162.99% |
| 2020-12-31 | $1.86 Billion | -37.52% |
| 2019-12-31 | $2.98 Billion | -21.92% |
| 2018-12-31 | $3.82 Billion | -17.70% |
| 2017-12-31 | $4.64 Billion | -16.57% |
| 2016-12-31 | $5.56 Billion | -3.99% |
| 2015-12-31 | $5.79 Billion | +48.93% |
| 2014-12-31 | $3.89 Billion | +100.17% |
| 2013-12-31 | $1.94 Billion | +381.84% |
| 2012-12-31 | $403.33 Million | 0.00% |
| 2011-12-31 | $403.33 Million | +137.39% |
| 2010-12-31 | $169.90 Million | +149.85% |
| 2009-12-31 | $68.00 Million | -99.78% |
| 2008-12-31 | $31.09 Billion | -- |