Nu Holdings Ltd
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. It offers spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions f… Read more
Nu Holdings Ltd (NU) - Total Assets
Latest total assets as of December 2025: $75.02 Billion USD
Based on the latest financial reports, Nu Holdings Ltd (NU) holds total assets worth $75.02 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Nu Holdings Ltd - Total Assets Trend (2018–2025)
This chart illustrates how Nu Holdings Ltd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Nu Holdings Ltd - Asset Composition Analysis
Current Asset Composition (December 2025)
Nu Holdings Ltd's total assets of $75.02 Billion consist of 19.1% current assets and 80.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 14.3% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $601.67 Million | 0.8% |
| Goodwill | $409.37 Million | 0.6% |
Asset Composition Trend (2018–2025)
This chart illustrates how Nu Holdings Ltd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Nu Holdings Ltd's current assets represent 19.1% of total assets in 2025, a decrease from 75.0% in 2018.
- Cash Position: Cash and equivalents constituted 14.3% of total assets in 2025, down from 16.7% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2018.
- Asset Diversification: The largest asset category is intangible assets at 0.8% of total assets.
Nu Holdings Ltd Competitors by Total Assets
Key competitors of Nu Holdings Ltd based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
Nu Holdings Ltd - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Nu Holdings Ltd generates 0.21x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Nu Holdings Ltd generates $ 3.82 in net profit.
Nu Holdings Ltd - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.30 | 7.16 | 0.58 |
| Quick Ratio | 0.30 | 7.16 | 0.58 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-24.80 Billion | $ 7.90 Billion | $ -3.94 Billion |
Nu Holdings Ltd - Advanced Valuation Insights
This section examines the relationship between Nu Holdings Ltd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 6.40 |
| Latest Market Cap to Assets Ratio | 0.70 |
| Asset Growth Rate (YoY) | 50.3% |
| Total Assets | $75.02 Billion |
| Market Capitalization | $52.38 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Nu Holdings Ltd's assets below their book value (0.70 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Nu Holdings Ltd's assets grew by 50.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Nu Holdings Ltd (2018–2025)
The table below shows the annual total assets of Nu Holdings Ltd from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $75.02 Billion | +50.25% |
| 2024-12-31 | $49.93 Billion | +15.19% |
| 2023-12-31 | $43.35 Billion | +44.80% |
| 2022-12-31 | $29.93 Billion | +50.74% |
| 2021-12-31 | $19.86 Billion | +95.57% |
| 2020-12-31 | $10.15 Billion | +50.21% |
| 2019-12-31 | $6.76 Billion | +142.66% |
| 2018-12-31 | $2.79 Billion | -- |